For the quarter ending 2025-09-30, USCB has $2,767,945K in assets. $2,558,850K in debts. $56,811K in cash and cash equivalents.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks | 9,988 | 8,386 | ||
| Interest-bearing deposits in banks | 46,823 | 46,433 | ||
| Total cash and cash equivalents | 56,811 | 54,819 | ||
| Amortized cost | 156,370 | - | ||
| Allowance for credit losses - securities held-to-maturity | 5 | - | ||
| Investment securities held to maturity, net of allowance of 5 and 6, respectively (fair value of 143,299 and 145,540, respectively) | 156,365 | 158,740 | ||
| Investment securities available for sale, at fair value | 324,179 | 285,382 | ||
| Federal home loan bank stock, at cost | 2,328 | 6,936 | ||
| Loans held for investment, net of allowance of 24,964 and 24,070, respectively | 2,106,002 | 2,088,385 | ||
| Accrued interest receivable | 12,126 | 11,285 | ||
| Premises and equipment, net | 4,315 | 4,359 | ||
| Bank owned life insurance | 58,923 | 58,427 | ||
| Deferred tax assets, net | 19,457 | 23,663 | ||
| Lease right-of-use asset | 6,282 | 7,046 | ||
| Other assets | 21,157 | 20,432 | ||
| Total assets | 2,767,945 | 2,719,474 | ||
| Non-interest bearing demand deposits | 584,240 | 584,895 | ||
| Savings and money market deposits | 1,291,283 | 1,248,379 | ||
| Interest-bearing demand deposits | 60,016 | 40,597 | ||
| Time deposits | 520,075 | 461,790 | ||
| Total deposits | 2,455,614 | 2,335,661 | ||
| Federal home loan bank advances | 11,000 | 108,000 | ||
| Preferred stock-Series EPreferred Stock | - | 0 | ||
| Subordinated notes | 39,262 | - | ||
| Preferred stock-Series DPreferred Stock | - | 0 | ||
| Lease liability | 6,282 | 7,046 | ||
| Preferred stock-Series CPreferred Stock | - | 0 | ||
| Accrued interest and other liabilities | 46,692 | 37,184 | ||
| Common stock-Common Class B | - | 0 | ||
| Total liabilities | 2,558,850 | 2,487,891 | ||
| Common stock-Common Class A | 18,107 | 20,078 | ||
| Additional paid-in capital on common stock | 277,888 | 309,282 | ||
| Accumulated deficit | -49,094 | -56,025 | ||
| Accumulated other comprehensive loss | -37,806 | -41,752 | ||
| Total stockholders' equity | 209,095 | 231,583 | ||
| Total liabilities and stockholders' equity | 2,767,945 | 2,719,474 | ||
USCB FINANCIAL HOLDINGS, INC. (USCB)
USCB FINANCIAL HOLDINGS, INC. (USCB)