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Balance Sheets Overview
Debt to Asset Ratio
92.28%
Unit: Thousand (K) dollars
Assets Breakdown
Investment securities available ...
Interest-bearing deposits in ban...
Bank owned life insurance
Others
Liabilities Breakdown
Savings and money market deposit...
Non-interest bearing demand depo...
Time deposits
Others
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Page 1
Quarterly
123
Page 1
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and due from banks
7,892
6,598
6,027
9,988
Interest-bearing deposits in banks
110,262
72,365
32,450
46,823
Total cash and cash equivalents
118,154
78,963
38,477
56,811
Amortized cost
136,127
149,931
153,943
156,370
Allowance for credit losses - securities held-to-maturity
0
0
2
5
Investment securities held to maturity, net of allowance of 0 and 2, respectively (fair value of 124,177 and 142,508, respectively)
136,127
149,931
153,941
156,365
Investment securities available for sale, at fair value
332,859
277,160
307,490
324,179
Federal home loan bank stock, at cost
13,395
4,470
9,323
2,328
Loans held for investment, net of allowance of 26,701 and 25,500, respectively
2,295,684
2,214,949
2,163,757
2,106,002
Accrued interest receivable
11,670
11,773
11,661
12,126
Premises and equipment, net
4,664
4,401
4,247
4,315
Bank owned life insurance
60,427
59,920
59,424
58,923
Deferred tax assets, net
17,512
19,649
18,046
19,457
Lease right-of-use asset
12,625
4,756
5,519
6,282
Other assets
16,584
19,763
19,655
21,157
Total assets
3,019,701
2,845,735
2,791,540
2,767,945
Non-interest bearing demand deposits
618,062
620,714
583,860
584,240
Savings and money market deposits
1,251,598
1,263,248
1,186,422
1,291,283
Interest-bearing demand deposits
49,721
57,444
46,989
60,016
Time deposits
532,890
552,174
527,809
520,075
Total deposits
2,452,271
2,493,580
2,345,080
2,455,614
Federal home loan bank advances
240,900
53,000
158,250
11,000
Subordinated notes, net
39,376
39,338
39,300
39,262
Lease liability
12,625
4,756
5,519
6,282
Accrued interest and other liabilities
41,291
31,815
26,208
46,692
Total liabilities
2,786,463
2,622,489
2,574,357
2,558,850
Preferred stock-Series CPreferred Stock
0
0
0
-
Preferred stock-Series DPreferred Stock
0
0
0
-
Preferred stock-Series EPreferred Stock
0
0
0
-
Common stock-Common Class A
18,459
18,257
18,138
18,107
Common stock-Common Class B
0
0
0
-
Additional paid-in capital on common stock
281,864
278,812
278,852
277,888
Accumulated deficit
-35,690
-42,473
-49,542
-49,094
Accumulated other comprehensive loss
-31,395
-31,350
-30,265
-37,806
Total stockholders' equity
233,238
223,246
217,183
209,095
Total liabilities and stockholders' equity
3,019,701
2,845,735
2,791,540
2,767,945
Page 1
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.
Page 1
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Time Plot
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Balance Sheets
Amortized cost
$136,127K
(-14.25%↓ Y/Y)
Interest-bearing deposits in
banks
$110,262K
(137.46%↑ Y/Y)
Cash and due from
banks
$7,892K
(-5.89%↓ Y/Y)
Loans held for
investment, net of allowance...
$2,295,684K
(9.93%↑ Y/Y)
Investment securities
available for sale, at fair...
$332,859K
(16.64%↑ Y/Y)
Investment securities held
to maturity, net of...
$136,127K
(-14.25%↓ Y/Y)
Total cash and cash
equivalents
$118,154K
(115.53%↑ Y/Y)
Bank owned life
insurance
$60,427K
(3.42%↑ Y/Y)
Deferred tax assets, net
$17,512K
(-25.99%↓ Y/Y)
Other assets
$16,584K
(-18.83%↓ Y/Y)
Federal home loan bank
stock, at cost
$13,395K
(93.12%↑ Y/Y)
Lease right-of-use
asset
$12,625K
(79.18%↑ Y/Y)
Accrued interest
receivable
$11,670K
(3.41%↑ Y/Y)
Premises and equipment,
net
$4,664K
(7.00%↑ Y/Y)
Total assets
$3,019,701K
(11.04%↑ Y/Y)
Total liabilities and
stockholders' equity
$3,019,701K
(11.04%↑ Y/Y)
Total liabilities
$2,786,463K
(12.00%↑ Y/Y)
Total stockholders'
equity
$233,238K
(0.71%↑ Y/Y)
Accumulated deficit
-$35,690K
(36.30%↑ Y/Y)
Accumulated other
comprehensive loss
-$31,395K
(24.81%↑ Y/Y)
Total deposits
$2,452,271K
(4.99%↑ Y/Y)
Federal home loan bank
advances
$240,900K
(123.06%↑ Y/Y)
Accrued interest and
other liabilities
$41,291K
(11.05%↑ Y/Y)
Subordinated notes, net
$39,376K
Lease liability
$12,625K
(79.18%↑ Y/Y)
Additional paid-in capital
on common stock
$281,864K
(-8.87%↓ Y/Y)
Common stock-Common
Class A
$18,459K
(-8.06%↓ Y/Y)
Savings and money market
deposits
$1,251,598K
(0.26%↑ Y/Y)
Non-interest bearing demand
deposits
$618,062K
(5.67%↑ Y/Y)
Time deposits
$532,890K
(15.40%↑ Y/Y)
Interest-bearing demand deposits
$49,721K
(22.47%↑ Y/Y)
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USCB FINANCIAL HOLDINGS, INC. (USCB)
USCB FINANCIAL HOLDINGS, INC. (USCB)