| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Cash and due from banks | 6,598 | 6,027 | 9,988 | 8,386 |
| Interest-bearing deposits in banks | 72,365 | 32,450 | 46,823 | 46,433 |
| Total cash and cash equivalents | 78,963 | 38,477 | 56,811 | 54,819 |
| Amortized cost | 149,931 | 153,943 | 156,370 | NaN |
| Allowance for credit losses - securities held-to-maturity | 0 | 2 | 5 | NaN |
| Investment securities held to maturity, net of allowance of 0 and 2, respectively (fair value of 137,714 and 142,508, respectively) | 149,931 | 153,941 | 156,365 | 158,740 |
| Investment securities available for sale, at fair value | 277,160 | 307,490 | 324,179 | 285,382 |
| Federal home loan bank stock, at cost | 4,470 | 9,323 | 2,328 | 6,936 |
| Loans held for investment, net of allowance of 26,102 and 25,500, respectively | 2,214,949 | 2,163,757 | 2,106,002 | 2,088,385 |
| Accrued interest receivable | 11,773 | 11,661 | 12,126 | 11,285 |
| Premises and equipment, net | 4,401 | 4,247 | 4,315 | 4,359 |
| Bank owned life insurance | 59,920 | 59,424 | 58,923 | 58,427 |
| Deferred tax assets, net | 19,649 | 18,046 | 19,457 | 23,663 |
| Lease right-of-use asset | 4,756 | 5,519 | 6,282 | 7,046 |
| Other assets | 19,763 | 19,655 | 21,157 | 20,432 |
| Total assets | 2,845,735 | 2,791,540 | 2,767,945 | 2,719,474 |
| Non-interest bearing demand deposits | 620,714 | 583,860 | 584,240 | 584,895 |
| Savings and money market deposits | 1,263,248 | 1,186,422 | 1,291,283 | 1,248,379 |
| Interest-bearing demand deposits | 57,444 | 46,989 | 60,016 | 40,597 |
| Time deposits | 552,174 | 527,809 | 520,075 | 461,790 |
| Total deposits | 2,493,580 | 2,345,080 | 2,455,614 | 2,335,661 |
| Federal home loan bank advances | 53,000 | 158,250 | 11,000 | 108,000 |
| Subordinated notes, net | 39,338 | 39,300 | 39,262 | NaN |
| Lease liability | 4,756 | 5,519 | 6,282 | 7,046 |
| Accrued interest and other liabilities | 31,815 | 26,208 | 46,692 | 37,184 |
| Total liabilities | 2,622,489 | 2,574,357 | 2,558,850 | 2,487,891 |
| Preferred stock-Series CPreferred Stock | 0 | 0 | NaN | 0 |
| Preferred stock-Series DPreferred Stock | 0 | 0 | NaN | 0 |
| Preferred stock-Series EPreferred Stock | 0 | 0 | NaN | 0 |
| Common stock-Common Class A | 18,257 | 18,138 | 18,107 | 20,078 |
| Common stock-Common Class B | 0 | 0 | NaN | 0 |
| Additional paid-in capital on common stock | 278,812 | 278,852 | 277,888 | 309,282 |
| Accumulated deficit | -42,473 | -49,542 | -49,094 | -56,025 |
| Accumulated other comprehensive loss | -31,350 | -30,265 | -37,806 | -41,752 |
| Total stockholders' equity | 223,246 | 217,183 | 209,095 | 231,583 |
| Total liabilities and stockholders' equity | 2,845,735 | 2,791,540 | 2,767,945 | 2,719,474 |
USCB FINANCIAL HOLDINGS, INC. (USCB)
USCB FINANCIAL HOLDINGS, INC. (USCB)