USCB FINANCIAL HOLDINGS, INC. (USCB)
2025-06-30 | |
|---|---|
| Income tax expense | 2,599 |
| Other non-interest income | 817 |
| Service fees | 2,402 |
| Gain on sale of loans held for sale, net | 151 |
| Gain on sale of securities available for sale, net | - |
| Total non-interest income | 3,370 |
| Regulatory assessments and fees | 396 |
| Other operating expense | 2,120 |
| Occupancy | 1,337 |
| Consulting and legal fees | 263 |
| Salaries and employee benefits | 7,954 |
| Network and information technology services | 564 |
| Total non-interest expense | 12,634 |
| Provision for credit losses | 1,031 |
| Interest-bearing demand deposits | 285 |
| Time deposits | 4,343 |
| Savings and money market deposits | 9,410 |
| Federal home loan bank advances and other borrowings | 1,082 |
| Total interest expense | 15,120 |
| Interest-bearing deposits in financial institutions | 776 |
| Loans, including fees | 31,946 |
| Investment securities | 3,432 |
| Total interest income | 36,154 |
| Net interest income before provision for credit losses | 21,034 |
| Net interest income after provision for credit losses | 20,003 |
| Income before income tax expense | 10,739 |
| Net income | 8,140 |