MyFinsight
Home
Blog
About
Income Statement
|
Cash Flow
|
Balance Sheet
|
Ratios
Income Overview
Net Income
$9,078K
EPS
$0.49
Unit: Thousand (K) dollars
Subscribe for Financial Insights
Page 1
Quarterly
123
Page 1
Income Statement
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Loans, including fees
34,899
32,789
30,943*
32,866
Investment securities
3,858
3,411
3,284*
3,522
Interest-bearing deposits in financial institutions
823
832
450*
1,332
Total interest income
39,580
37,032
34,677*
37,720
Interest-bearing demand deposits
311
310
427*
286
Savings and money market deposits
8,478
8,133
9,004*
10,343
Time deposits
4,628
4,700
4,036*
5,036
Federal home loan bank advances
976
1,040
1,050*
377
Subordinated notes
800
801
-7*
404
Total interest expense
15,193
14,984
14,508*
16,446
Net interest income before provision for credit losses
24,387
22,048
20,169*
21,274
Provision for credit losses
1,267
801
593*
105
Net interest income after provision for credit losses
23,120
21,247
19,576*
21,169
Service fees
2,601
3,100
2,009*
2,661
Gain on sale of securities available for sale, net
0
14
-7,484*
-28
Gain on sale of loans held for sale, net
0
106
583*
128
Other non-interest income
959
930
904*
923
Total non-interest income
3,560
4,150
-3,989*
3,684
Salaries and employee benefits
8,537
8,570
8,373*
7,909
Occupancy
1,369
1,316
1,252*
1,382
Regulatory assessments and fees
397
484
478*
377
Consulting and legal fees
583
561
669*
585
Network and information technology services
524
560
494*
656
Other operating expense
2,556
2,220
2,222*
2,139
Total non-interest expense
13,966
13,711
13,486*
13,048
Income before income tax expense
12,714
11,686
2,101*
11,805
Income tax expense
3,636
2,335
1,619*
2,866
Net income
9,078
9,351
482
8,939
Net income available to common stockholders
-
-
482
-
Basic EPS
0.49
0.51
0.025
0.46
Diluted EPS
0.49
0.51
-0
0.45
Basic Average Shares
18,346,946
18,214,041
19,326,694
19,524,798
Diluted Average Shares
18,509,572
18,454,006
-19,716,518,372
19,755,820,000
Page 1
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.
Page 1
Buy us a coffee
Time Plot
Show the time plot by selecting a row from the table.
Income Statement
Loans, including fees
$34,899K
(9.24%↑ Y/Y)
Investment securities
$3,858K
(12.41%↑ Y/Y)
Interest-bearing deposits in
financial institutions
$823K
(6.06%↑ Y/Y)
Total interest income
$39,580K
(9.48%↑ Y/Y)
Net interest income
before provision for...
$24,387K
(15.94%↑ Y/Y)
Service fees
$2,601K
(8.28%↑ Y/Y)
Other non-interest
income
$959K
(17.38%↑ Y/Y)
Total interest
expense
$15,193K
(0.48%↑ Y/Y)
Net interest income
after provision for...
$23,120K
(15.58%↑ Y/Y)
Total non-interest
income
$3,560K
(5.64%↑ Y/Y)
Provision for credit
losses
$1,267K
(22.89%↑ Y/Y)
Savings and money market
deposits
$8,478K
(-9.90%↓ Y/Y)
Time deposits
$4,628K
(6.56%↑ Y/Y)
Federal home loan bank
advances
$976K
(-9.80%↓ Y/Y)
Subordinated notes
$800K
Interest-bearing demand deposits
$311K
(9.12%↑ Y/Y)
Income before income
tax expense
$12,714K
(18.39%↑ Y/Y)
Total non-interest
expense
$13,966K
(10.54%↑ Y/Y)
Net income
$9,078K
(11.52%↑ Y/Y)
Income tax expense
$3,636K
(39.90%↑ Y/Y)
Salaries and employee
benefits
$8,537K
(7.33%↑ Y/Y)
Other operating
expense
$2,556K
(20.57%↑ Y/Y)
Occupancy
$1,369K
(2.39%↑ Y/Y)
Consulting and legal fees
$583K
(121.67%↑ Y/Y)
Network and information
technology services
$524K
(-7.09%↓ Y/Y)
Regulatory assessments and
fees
$397K
(0.25%↑ Y/Y)
Buy us a coffee
USCB FINANCIAL HOLDINGS, INC. (USCB)
USCB FINANCIAL HOLDINGS, INC. (USCB)