| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Accounts receivable, tax credit | NaN | 0 | 0 | 0 |
| Cash and cash equivalents | 7,728,795 | 7,434,051 | 7,746,456 | 7,506,411 |
| Settlement processing assets | 69,522,444 | 74,180,475 | 57,431,550 | 62,891,265 |
| Prepaid card load assets | 15,466,828 | 27,623,728 | 9,387,387 | 13,064,060 |
| Customer deposits | 2,239,829 | 2,281,220 | 1,939,656 | 1,988,314 |
| Accounts receivable, net | 5,418,653 | 5,274,586 | 5,211,771 | 4,891,594 |
| Inventory | 392,873 | 461,675 | 337,693 | 380,457 |
| Prepaid expenses and other | 1,903,690 | 1,359,382 | 1,139,848 | 1,105,527 |
| Current assets before merchant reserves | NaN | NaN | 83,194,361 | 91,827,628 |
| Merchant reserves | 4,617,537 | 4,795,537 | 4,876,537 | 4,995,101 |
| Total current assets | 107,290,649 | 123,410,654 | 88,070,898 | 96,822,729 |
| Property and equipment | NaN | 15,277,304 | NaN | NaN |
| Less accumulated depreciation | NaN | 11,119,911 | NaN | NaN |
| Property and equipment, net | 4,545,252 | 4,157,393 | 3,594,558 | 3,417,606 |
| Intangibles, net | 9,759 | 9,759 | 227,356 | 445,353 |
| Deferred tax asset, net | 4,459,144 | 4,526,228 | 4,580,440 | 4,580,440 |
| Operating lease right-of-use assets | 3,524,650 | 2,423,231 | 2,569,971 | 2,727,842 |
| Other assets | 362,949 | 362,949 | 357,877 | 357,877 |
| Total other assets | 8,356,502 | 7,322,167 | 7,735,644 | 8,111,512 |
| Total assets | 120,192,403 | 134,890,214 | 99,401,100 | 108,351,847 |
| Accounts payable | 1,275,061 | 880,590 | 840,101 | 632,736 |
| Accrued expenses | 4,052,640 | 3,326,445 | 2,717,798 | 2,564,191 |
| Operating lease liabilities, current portion | 756,708 | 639,805 | 639,585 | 630,193 |
| Equipment loan, current portion | 337,544 | 289,317 | 241,986 | 151,689 |
| Settlement processing obligations | 69,522,444 | 74,180,475 | 57,431,550 | 62,891,265 |
| Prepaid card load obligations | 15,466,828 | 27,623,728 | 9,387,387 | 13,064,060 |
| Customer deposits | 2,239,829 | 2,281,220 | 1,939,656 | 1,988,314 |
| Current liabilities before merchant reserve obligations | NaN | NaN | 73,198,063 | 81,922,448 |
| Merchant reserve obligations | 4,617,537 | 4,795,537 | 4,876,537 | 4,995,101 |
| Total current liabilities | 98,268,591 | 114,017,117 | 78,074,600 | 86,917,549 |
| Equipment loan, net of current portion | 987,996 | 1,074,711 | 594,716 | 495,426 |
| Operating lease liabilities, net of current portion | 2,790,905 | 1,885,983 | 2,043,230 | 2,206,021 |
| Total liabilities | 102,047,492 | 116,977,811 | 80,712,546 | 89,618,996 |
| Common stock, 0.001 par value, 200,000,000 shares authorized 31,667,305 and 31,562,178 issued, and 27,672,168 and 27,729,704 outstanding at march 31, 2026 (unaudited) and december 31, 2025, respectively | 31,667 | 31,562 | 31,192 | 30,235 |
| Additional paid-in capital | 102,455,703 | 102,363,590 | 101,650,557 | 100,183,033 |
| Treasury stock, at cost 3,995,137 and 3,832,474 shares at march 31, 2026 (unaudited) and december 31, 2025, respectively | 7,070,640 | 6,837,181 | 6,536,479 | 6,478,890 |
| Deferred compensation | 6,849,327 | 7,100,573 | 7,407,350 | 6,367,247 |
| Accumulated deficit | -70,422,492 | -70,544,995 | -69,049,366 | -68,634,280 |
| Total stockholders equity | 18,144,911 | 17,912,403 | 18,688,554 | 18,732,851 |
| Total liabilities and stockholders equity | 120,192,403 | 134,890,214 | 99,401,100 | 108,351,847 |
Usio, Inc. (USIO)
Usio, Inc. (USIO)