For the quarter ending 2025-09-30, USIO has $99,401,100 in assets. $80,712,546 in debts. $7,746,456 in cash and cash equivalents.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and cash equivalents | 7,746,456 | 7,506,411 | ||
| Accounts receivable, net | 5,211,771 | 4,891,594 | ||
| Accounts receivable, tax credit | 0 | 0 | ||
| Settlement processing assets | 57,431,550 | 62,891,265 | ||
| Prepaid card load assets | 9,387,387 | 13,064,060 | ||
| Customer deposits | 1,939,656 | 1,988,314 | ||
| Inventory | 337,693 | 380,457 | ||
| Prepaid expenses and other | 1,139,848 | 1,105,527 | ||
| Current assets before merchant reserves | 83,194,361 | 91,827,628 | ||
| Merchant reserves | 4,876,537 | 4,995,101 | ||
| Total current assets | 88,070,898 | 96,822,729 | ||
| Property and equipment, net | 3,594,558 | 3,417,606 | ||
| Intangibles, net | 227,356 | 445,353 | ||
| Deferred tax asset, net | 4,580,440 | 4,580,440 | ||
| Operating lease right-of-use assets | 2,569,971 | 2,727,842 | ||
| Other assets | 357,877 | 357,877 | ||
| Total other assets | 7,735,644 | 8,111,512 | ||
| Total assets | 99,401,100 | 108,351,847 | ||
| Accounts payable | 840,101 | 632,736 | ||
| Accrued expenses | 2,717,798 | 2,564,191 | ||
| Operating lease liabilities, current portion | 639,585 | 630,193 | ||
| Equipment loan, current portion | 241,986 | 151,689 | ||
| Settlement processing obligations | 57,431,550 | 62,891,265 | ||
| Prepaid card load obligations | 9,387,387 | 13,064,060 | ||
| Customer deposits | 1,939,656 | 1,988,314 | ||
| Current liabilities before merchant reserve obligations | 73,198,063 | 81,922,448 | ||
| Merchant reserve obligations | 4,876,537 | 4,995,101 | ||
| Total current liabilities | 78,074,600 | 86,917,549 | ||
| Equipment loan, net of current portion | 594,716 | 495,426 | ||
| Operating lease liabilities, net of current portion | 2,043,230 | 2,206,021 | ||
| Total liabilities | 80,712,546 | 89,618,996 | ||
| Common stock, 0.001 par value, 200,000,000 shares authorized 31,191,733 and 29,902,415 issued, and 27,395,639 and 26,609,651 outstanding at september 30, 2025 (unaudited) and december 31, 2024, respectively | 31,192 | 30,235 | ||
| Additional paid-in capital | 101,650,557 | 100,183,033 | ||
| Treasury stock, at cost 3,796,094 and 3,292,764 shares at september 30, 2025 (unaudited) and december 31, 2024, respectively | 6,536,479 | 6,478,890 | ||
| Deferred compensation | 7,407,350 | 6,367,247 | ||
| Accumulated deficit | -69,049,366 | -68,634,280 | ||
| Total stockholders equity | 18,688,554 | 18,732,851 | ||
| Total liabilities and stockholders equity | 99,401,100 | 108,351,847 | ||
Usio, Inc. (USIO)
Usio, Inc. (USIO)