MyFinsight

HomeBlogAbout

MyFinsight

Making company financials insightful for everyone

  • About
  • Blog
  • Privacy Policy
  • Contact

Follow Us

  • X.com
  • Thread
  • Instagram

© 2026 MyFinsight. All rights reserved.

|||

Balance Sheets Overview

Current Ratio
109.56%
Quick Ratio
109.17%
Cash Ratio
6.29%
Debt to Asset Ratio
84.82%
Unit: Dollar
Assets Breakdown
    • Settlement processing assets
    • Prepaid card load assets
    • Accounts receivable, net
    • Others
Liabilities Breakdown
    • Additional paid-in capital
    • Settlement processing obligation...
    • Accumulated deficit
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Accounts receivable, tax credit
-
-
0
0
Cash and cash equivalents
6,385,966
7,728,795
7,434,051
7,746,456
Settlement processing assets
72,172,358
69,522,444
74,180,475
57,431,550
Prepaid card load assets
16,945,868
15,466,828
27,623,728
9,387,387
Current assets before merchant reserves
-
-
-
83,194,361
Customer deposits
2,355,284
2,239,829
2,281,220
1,939,656
Merchant reserves
4,568,537
4,617,537
4,795,537
4,876,537
Accounts receivable, net
6,525,621
5,418,653
5,274,586
5,211,771
Inventory
392,108
392,873
461,675
337,693
Prepaid expenses and other
1,824,140
1,903,690
1,359,382
1,139,848
Total current assets
111,169,882
107,290,649
123,410,654
88,070,898
Property and equipment
-
-
15,277,304
-
Less accumulated depreciation
-
-
11,119,911
-
Property and equipment, net
4,654,545
4,545,252
4,157,393
3,594,558
Intangibles, net
9,759
9,759
9,759
227,356
Operating lease right-of-use assets, net
3,185,438
3,524,650
2,423,231
2,569,971
Other assets
362,949
362,949
362,949
357,877
Deferred tax asset, net
4,404,425
4,459,144
4,526,228
4,580,440
Total other assets
7,962,571
8,356,502
7,322,167
7,735,644
Total assets
123,786,998
120,192,403
134,890,214
99,401,100
Accounts payable
967,359
1,275,061
880,590
840,101
Accrued expenses
3,371,039
4,052,640
3,326,445
2,717,798
Operating lease liabilities, current portion
750,013
756,708
639,805
639,585
Equipment loan, current portion
343,339
337,544
289,317
241,986
Settlement processing obligations
72,172,358
69,522,444
74,180,475
57,431,550
Prepaid card load obligations
16,945,868
15,466,828
27,623,728
9,387,387
Customer deposits
2,355,284
2,239,829
2,281,220
1,939,656
Current liabilities before merchant reserve obligations
-
-
-
73,198,063
Merchant reserve obligations
4,568,537
4,617,537
4,795,537
4,876,537
Total current liabilities
101,473,797
98,268,591
114,017,117
78,074,600
Operating lease liabilities, net of current portion
2,610,444
2,790,905
1,885,983
2,043,230
Equipment loan, net of current portion
910,310
987,996
1,074,711
594,716
Total liabilities
104,994,551
102,047,492
116,977,811
80,712,546
Common stock, 0.001 par value, 200,000,000 shares authorized 32,607,392 and 31,562,178 issued, and 28,513,915 and 27,729,704 outstanding at june 30, 2026 (unaudited) and december 31, 2025, respectively
32,607
31,667
31,562
31,192
Additional paid-in capital
104,007,118
102,455,703
102,363,590
101,650,557
Treasury stock, at cost 4,093,477 and 3,832,474 shares at june 30, 2026 (unaudited) and december 31, 2025, respectively
7,208,113
7,070,640
6,837,181
6,536,479
Deferred compensation
7,896,753
6,849,327
7,100,573
7,407,350
Accumulated deficit
-70,142,412
-70,422,492
-70,544,995
-69,049,366
Total stockholders equity
18,792,447
18,144,911
17,912,403
18,688,554
Total liabilities and stockholders equity
123,786,998
120,192,403
134,890,214
99,401,100
Unit: Dollar. Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Settlement processingassets$72,172,358 (14.76%↑ Y/Y)Prepaid card load assets$16,945,868 (29.71%↑ Y/Y)Accounts receivable, net$6,525,621 (33.40%↑ Y/Y)Cash and cashequivalents$6,385,966 (-14.93%↓ Y/Y)Merchant reserves$4,568,537 (-8.54%↓ Y/Y)Customer deposits$2,355,284 (18.46%↑ Y/Y)Prepaid expenses andother$1,824,140 (65.00%↑ Y/Y)Inventory$392,108 (3.06%↑ Y/Y)Deferred tax asset, net$4,404,425 (-3.84%↓ Y/Y)Operating leaseright-of-use assets, net$3,185,438 (16.78%↑ Y/Y)Other assets$362,949 (1.42%↑ Y/Y)Intangibles, net$9,759 (-97.81%↓ Y/Y)Total current assets$111,169,882 (14.82%↑ Y/Y)Total other assets$7,962,571 (-1.84%↓ Y/Y)Property and equipment,net$4,654,545 (36.19%↑ Y/Y)Total assets$123,786,998 (14.25%↑ Y/Y)Total liabilities andstockholders equity$123,786,998 (14.25%↑ Y/Y)Total liabilities$104,994,551 (17.16%↑ Y/Y)Total stockholdersequity$18,792,447 (0.32%↑ Y/Y)Accumulated deficit-$70,142,412 (-2.20%↓ Y/Y)Deferred compensation$7,896,753 (24.02%↑ Y/Y)Treasury stock, at cost4,093,477 and 3,832,474...$7,208,113 (11.26%↑ Y/Y)Total currentliabilities$101,473,797 (16.75%↑ Y/Y)Operating leaseliabilities, net of current...$2,610,444 (18.33%↑ Y/Y)Equipment loan, net ofcurrent portion$910,310 (83.74%↑ Y/Y)Additional paid-in capital$104,007,118 (3.82%↑ Y/Y)Common stock, 0.001 parvalue, 200,000,000...$32,607 (7.85%↑ Y/Y)Settlement processingobligations$72,172,358 (14.76%↑ Y/Y)Prepaid card loadobligations$16,945,868 (29.71%↑ Y/Y)Merchant reserveobligations$4,568,537 (-8.54%↓ Y/Y)Accrued expenses$3,371,039 (31.47%↑ Y/Y)Customer deposits$2,355,284 (18.46%↑ Y/Y)Accounts payable$967,359 (52.89%↑ Y/Y)Operating leaseliabilities, current portion$750,013 (19.01%↑ Y/Y)Equipment loan, currentportion$343,339 (126.34%↑ Y/Y)

Usio, Inc. (USIO)

Usio, Inc. (USIO)