USIO: the balance sheet

MyFinsight

For the year ending 2025-12-31, USIO has $134,890,214 in assets. $116,977,811 in debts. $7,434,051 in cash and cash equivalents.

Balance Sheets Overview

Current Ratio
108.24%
Quick Ratio
107.83%
Cash Ratio
6.52%
Debt to Asset Ratio
86.72%
Unit: Dollar
Assets Breakdown
Settlement processing assets
Prepaid card load assets
Less accumulated depreciation
Others
Liabilities Breakdown
Additional paid-in capital
Settlement processing obligation...
Accumulated deficit
Others

Balance Sheets	2025-12-31
Cash and cash equivalents	7,434,051
Settlement processing assets	74,180,475
Prepaid card load assets	27,623,728
Customer deposits	2,281,220
Accounts receivable, net	5,274,586
Accounts receivable, tax credit	0
Inventory	461,675
Prepaid expenses and other	1,359,382
Merchant reserves	4,795,537
Total current assets	123,410,654
Property and equipment	15,277,304
Less accumulated depreciation	11,119,911
Property and equipment, net	4,157,393
Intangibles, net	9,759
Deferred tax asset, net	4,526,228
Operating lease right-of-use assets	2,423,231
Other assets	362,949
Total other assets	7,322,167
Total assets	134,890,214

Accounts payable	880,590
Accrued expenses	3,326,445
Operating lease liabilities, current portion	639,805
Equipment loan, current portion	289,317
Settlement processing obligations	74,180,475
Prepaid card load obligations	27,623,728
Customer deposits	2,281,220
Merchant reserve obligations	4,795,537
Total current liabilities	114,017,117
Equipment loan, non-current portion	1,074,711
Operating lease liabilities, non-current portion	1,885,983
Total liabilities	116,977,811
Common stock, 0.001 par value, 200,000,000 shares authorized 31,562,178 and 29,902,415 issued and 27,729,704 and 26,609,651 outstanding in 2025 and 2024, respectively	31,562
Additional paid-in capital	102,363,590
Treasury stock, at cost 3,832,474 and 3,292,764 shares in 2025 and 2024, respectively	6,837,181
Deferred compensation	7,100,573
Accumulated deficit	-70,544,995
Total stockholders' equity	17,912,403
Total liabilities and stockholders' equity	134,890,214

Unit: Dollar.

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Balance Sheets Overview

Time Plot

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Balance Sheets

Balance Sheets Overview

Time Plot

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Balance Sheets