The latest financial statement is for the year ending 2025-12-31.
| Cash Flow | 2025-12-31 |
|---|---|
| Net income (loss) | -2,512,339 |
| Depreciation and amortization | 1,946,224 |
| Loss on disposal of equipment | 0 |
| Deferred federal income tax expense (benefit) | 54,212 |
| Employee stock-based compensation | 1,743,893 |
| Allowance for expected credit losses | 80,132 |
| Reserve for processing losses | -112,179 |
| Accounts receivable | 301,079 |
| Accounts receivable, tax credit | -1,494,612 |
| Prepaid expenses and other | 773,882 |
| Operating lease right-of-use assets | -614,697 |
| Other assets | 5,072 |
| Inventory | 57,879 |
| Accounts payable and accrued expenses | -304,530 |
| Operating lease liabilities | -620,909 |
| Merchant reserves | -94,564 |
| Customer deposits | 362,415 |
| Net cash provided by operating activities | 1,513,752 |
| Purchases of property and equipment | 435,014 |
| Capitalized labor for internal use software | 1,102,368 |
| Sale of equipment | 0 |
| Net cash used by investing activities | -1,537,382 |
| Payments on equipment loan | 147,157 |
| Proceeds from equipment loan | 791,742 |
| Proceeds from issuance of common stock | 90,645 |
| Purchases of treasury stock | 1,066,589 |
| Assets held for customers | 29,051,509 |
| Net cash provided (used) by financing activities | 28,720,150 |
| Change in cash, cash equivalents, customer deposits and merchant reserves | 28,696,520 |
| Cash, cash equivalents, customer deposits and merchant reserves, beginning of year | 87,618,491 |
| Cash, cash equivalents, settlement processing assets, prepaid card load assets, customer deposits and merchant reserves, end of year | 116,315,011 |
Usio, Inc. (USIO)
Usio, Inc. (USIO)