Usio, Inc. (USIO)
Usio, Inc. (USIO)
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Net income (loss) | 122,503 | -1,495,629 | -1,016,710 | NaN |
| Depreciation and amortization | 225,745 | 553,009 | 1,393,215 | NaN |
| Loss on disposal of equipment | NaN | 0 | NaN | NaN |
| Deferred federal income tax | 67,084 | 54,212 | 0 | NaN |
| Employee stock-based compensation | 329,284 | 499,994 | 1,243,899 | NaN |
| Allowance for expected credit losses | NaN | 80,132 | NaN | NaN |
| Reserve for processing losses | 18,000 | -112,179 | NaN | NaN |
| Accounts receivable | 144,067 | 142,947 | 158,132 | NaN |
| Accounts receivable, tax credit | 0 | 0 | -1,494,612 | NaN |
| Prepaid expenses and other | 544,308 | 219,534 | 554,348 | NaN |
| Operating lease right-of-use assets | -104,851 | -146,740 | -467,957 | NaN |
| Other assets | NaN | 5,072 | 0 | NaN |
| Inventory | -68,802 | 123,982 | -66,103 | NaN |
| Accounts payable and accrued expenses | 1,102,666 | 761,315 | -1,065,845 | NaN |
| Operating lease liabilities | -184,445 | -157,027 | -463,882 | NaN |
| Merchant reserves | -178,000 | -81,000 | -13,564 | NaN |
| Customer deposits | -41,391 | 341,564 | 20,851 | NaN |
| Net cash provided by operating activities | 946,724 | 99,596 | 303,830 | 1,110,326 |
| Purchases of property and equipment | 398,072 | 142,424 | 218,665 | 73,925 |
| Capitalized labor for internal use software | 215,532 | 255,993 | 173,133 | 673,242 |
| Sale of equipment | NaN | 0 | NaN | NaN |
| Net cash used in investing activities | -613,604 | -398,417 | -391,798 | -747,167 |
| Payments on equipment loan | 38,488 | 38,204 | 36,625 | 72,328 |
| Proceeds from equipment loan | NaN | 565,530 | 226,212 | NaN |
| Proceeds from issuance of common stock | 14,180 | 20,356 | 28,793 | 41,496 |
| Purchases of treasury stock | 233,459 | 300,702 | 57,589 | 708,298 |
| Assets held for customers | -16,814,931 | 34,985,266 | -9,136,388 | 3,202,631 |
| Net cash provided by (used in) financing activities | -17,072,698 | 35,232,246 | -8,975,597 | 2,463,501 |
| Change in cash, cash equivalents, settlement processing assets, prepaid card load assets, customer deposits and merchant reserves | -16,739,578 | 34,933,425 | -9,063,565 | 2,826,660 |
| Cash, cash equivalents, settlement processing assets, prepaid card load assets, customer deposits and merchant reserves, beginning of period | 116,315,011 | 81,381,586 | 87,618,491 | NaN |
| Cash, cash equivalents, settlement processing assets, prepaid card load assets, customer deposits and merchant reserves, end of period | 99,575,433 | 116,315,011 | 81,381,586 | NaN |