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Cash Flow Overview

Free Cash flow
-$828,172
Unit: Dollar
Positive Cash Flow Breakdown
    • Assets held for customers
    • Employee stock-based compensatio...
    • Operating lease right-of-use ass...
    • Others
Negative Cash Flow Breakdown
    • Accounts receivable
    • Accounts payable and accrued exp...
    • Capitalized labor for internal u...
    • Others
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Net income (loss)
280,080
122,503
-1,495,629
-1,016,710
Depreciation and amortization
286,018
225,745
553,009
1,393,215
Loss on disposal of equipment
-
-
0
-
Deferred federal income tax
54,719
67,084
54,212
0
Employee stock-based compensation
482,508
329,284
499,994
1,243,899
Allowance for expected credit losses
-223,096
-
80,132
-
Reserve for processing losses
-173,100
18,000
-112,179
-
Accounts receivable
883,872
144,067
142,947
158,132
Accounts receivable, tax credit
0
0
0
-1,494,612
Prepaid expenses and other
-79,550
544,308
219,534
554,348
Operating lease right-of-use assets
-339,212
-104,851
-146,740
-467,957
Other assets
-
-
5,072
0
Inventory
-765
-68,802
123,982
-66,103
Accounts payable and accrued expenses
-816,203
1,102,666
761,315
-1,065,845
Operating lease liabilities
-187,156
-184,445
-157,027
-463,882
Merchant reserves
-49,000
-178,000
-81,000
-13,564
Customer deposits
115,455
-41,391
341,564
20,851
Net cash provided by operating activities
-694,120
946,724
99,596
303,830
Purchases of property and equipment
134,052
398,072
142,424
218,665
Capitalized labor for internal use software
261,259
215,532
255,993
173,133
Sale of equipment
-
-
0
-
Net cash used in investing activities
-395,311
-613,604
-398,417
-391,798
Payments on equipment loan, net
71,891
38,488
38,204
36,625
Proceeds from equipment loan
-
-
565,530
226,212
Proceeds from issuance of common stock
22,421
14,180
20,356
28,793
Purchases of treasury stock
137,473
233,459
300,702
57,589
Assets held for customers
4,128,954
-16,814,931
34,985,266
-9,136,388
Net cash provided by (used in) financing activities
3,942,011
-17,072,698
35,232,246
-8,975,597
Change in cash, cash equivalents, settlement processing assets, prepaid card load assets, customer deposits and merchant reserves
2,852,580
-16,739,578
34,933,425
-9,063,565
Cash, cash equivalents, settlement processing assets, prepaid card load assets, customer deposits and merchant reserves, beginning of period
99,575,433
-
-
-
Cash, cash equivalents, settlement processing assets, prepaid card load assets, customer deposits and merchant reserves, end of period
102,428,013
-
-
-
Interest
45,760
-
-
-
Income taxes
450,000
-
-
-
Issuance of deferred stock compensation
1,350,900
-
-
-
Right-of-use assets obtained in exchange for operating lease liabilities
1,206,270
-
-
-
Cash and cash equivalents
7,434,051
-
-
-
Settlement processing assets
74,180,475
-
-
-
Prepaid card load assets
27,623,728
-
-
-
Customer deposits
2,281,220
-
-
-
Merchant reserves
4,795,537
-
-
-
Cash, cash equivalents, settlement processing assets, prepaid card load assets, customer deposits and merchant reserves, beginning of period
99,575,433
116,315,011
81,381,586
87,618,491
Cash and cash equivalents
6,385,966
-
-
-
Settlement processing assets
72,172,358
-
-
-
Prepaid card load assets
16,945,868
-
-
-
Customer deposits
2,355,284
-
-
-
Merchant reserves
4,568,537
-
-
-
Cash, cash equivalents, settlement processing assets, prepaid card load assets, customer deposits and merchant reserves, end of period
102,428,013
99,575,433
116,315,011
81,381,586
Unit: Dollar. Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Assets held forcustomers$4,128,954 (28.92%↑ Y/Y)Proceeds from issuance ofcommon stock$22,421 (-45.97%↓ Y/Y)Net cash provided by(used in) financing...$3,942,011 (60.02%↑ Y/Y)Canceled cashflow$209,364 Change in cash, cashequivalents, settlement...$2,852,580 (0.92%↑ Y/Y)Canceled cashflow$1,089,431 Purchases of treasurystock$137,473 (-80.59%↓ Y/Y)Payments on equipmentloan, net$71,891 (-0.60%↓ Y/Y)Employee stock-basedcompensation$482,508 Operating leaseright-of-use assets-$339,212 Depreciation andamortization$286,018 Net income (loss)$280,080 Customer deposits$115,455 Prepaid expenses andother-$79,550 Deferred federal incometax$54,719 Inventory-$765 Net cash provided byoperating activities-$694,120 (-162.51%↓ Y/Y)Net cash used ininvesting activities-$395,311 (47.09%↑ Y/Y)Canceled cashflow$1,638,307 Accounts receivable$883,872 Capitalized labor forinternal use software$261,259 (-61.19%↓ Y/Y)Purchases of property andequipment$134,052 (81.34%↑ Y/Y)Accounts payable andaccrued expenses-$816,203 Allowance for expectedcredit losses-$223,096 Operating leaseliabilities-$187,156 Reserve for processinglosses-$173,100 Merchant reserves-$49,000

Usio, Inc. (USIO)

Usio, Inc. (USIO)