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For the year ending 2025-12-31, USIO made $85,393,626 in revenue. -$2,512,339 in net income. Net profit margin of -2.94%.

Income Overview

Revenue
$85,393,626
Net Income
-$2,512,339
Net Profit Margin
-2.94%
EPS
-$0.09
Unit: Dollar
Revenue Breakdown
    • Credit Card Revenue
    • ACHAnd Complementary Service Rev...
    • Output Solutions
    • Others
Revenue Breakdown
    • Merchant Services
    • Output Solutions

Income Statement
2025-12-31
2024-12-31
Revenues
85,393,626 82,931,840
Cost of services
65,700,927 63,317,396
Gross profit
19,692,699 19,614,444
Employee stock-based compensation
1,743,893 2,093,406
Other expenses
18,362,187 16,728,081
Depreciation and amortization
1,946,224 2,263,302
Total operating expenses
22,052,304 21,084,789
Operating (loss)
-2,359,605 -1,470,345
Interest income
407,160 464,746
Other income
5,000 1,737,685
Interest expense
52,083 53,802
Other income, net
360,077 2,148,629
Income (loss) before income taxes
-1,999,528 678,284
Federal income tax expense (benefit)
54,212 -3,076,440
State income tax expense
458,599 449,227
Expense (benefit) for income taxes
512,811 -2,627,213
Net income (loss)
-2,512,339 3,305,497
Basic EPS
-0.09 0.12
Diluted EPS
-0.09 0.12
Basic Average Shares
26,926,838 26,852,129
Diluted Average Shares
26,926,838 26,852,129
Unit: Dollar.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image
Net income (loss)-$2,512,339 (-176.00%↓ Y/Y)Interest income$407,160 (-12.39%↓ Y/Y)Credit Card Revenue$30,012,875 ACHAnd ComplementaryService Revenue$22,199,050 Output Solutions$20,645,353 Prepaid Card ServicesRevenue$11,004,704 Ach AndComplementary Service...$745,252 Prepaid Card ServicesInterest Revenue$615,442 Output SolutionsInterest$170,950 Other income$5,000 (-99.71%↓ Y/Y)Income (loss) beforeincome taxes-$1,999,528 (-394.79%↓ Y/Y)Expense (benefit) forincome taxes$512,811 (119.52%↑ Y/Y)Other income, net$360,077 (-83.24%↓ Y/Y)Revenues$85,393,626 (2.97%↑ Y/Y)Interest expense$52,083 (-3.20%↓ Y/Y)Operating (loss)-$2,359,605 (-60.48%↓ Y/Y)State income taxexpense$458,599 (2.09%↑ Y/Y)Federal income taxexpense (benefit)$54,212 (101.76%↑ Y/Y)Gross profit$19,692,699 (0.40%↑ Y/Y)Cost of services$65,700,927 (3.76%↑ Y/Y)Total operatingexpenses$22,052,304 (4.59%↑ Y/Y)Other expenses$18,362,187 (9.77%↑ Y/Y)Depreciation andamortization$1,946,224 (-14.01%↓ Y/Y)Employee stock-basedcompensation$1,743,893 (-16.70%↓ Y/Y)

Usio, Inc. (USIO)

Usio, Inc. (USIO)