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For the quarter ending 2026-03-31, UVSP has $8,141,582K in assets. $7,189,632K in debts.

Balance Sheets Overview

Debt to Asset Ratio
88.31%
Unit: Thousand (K) dollars
Assets Breakdown
    • Net loans and leases held for in...
    • Investment securities available-...
    • Cash and cash equivalents
    • Others
Liabilities Breakdown
    • Interest-bearing deposits
    • Noninterest-bearing deposits
    • Retained earnings
    • Others

Balance Sheets
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Cash and due from banks
69,645 63,579 70,843 76,624
Interest-earning deposits with other banks
152,712 490,133 745,896 83,741
Cash and cash equivalents
222,357 553,712 816,739 160,365
Investment securities held-to-maturity (fair value 109,724 and 115,007 at december 31, 2025 and 2024, respectively)
-123,024 --
Securities, available-for-sale, fair value, after 1 year to 5 years-Residential Mortgage Backed Securities
-129 --
Investment securities held-to-maturity (fair value 106,161 and 109,724 at march 31, 2026 and december 31, 2025, respectively)
119,490 -126,040 128,455
Securities, available-for-sale, fair value, after 5 years to 10 years-Residential Mortgage Backed Securities
-12,896 --
Securities, available-for-sale, fair value, over 10 years-Residential Mortgage Backed Securities
-276,555 --
Securities, available-for-sale, fair value, after 1 year to 5 years-Collateralized Mortgage Obligations
-70 --
Securities, available-for-sale, fair value, over 10 years-Collateralized Mortgage Obligations
-1,298 --
Securities, available-for-sale, fair value, within 1 year-Corporate Bond Securities
-7,422 --
Securities, available-for-sale, fair value, after 1 year to 5 years-Corporate Bond Securities
-72,881 --
Investment securities available-for-sale (amortized cost 398,476 and 402,651, net of allowance for credit losses of 11 and 839 at december 31, 2025 and 2024, respectively)
-371,251 --
Investment securities available-for-sale (amortized cost 407,444 and 398,476, net of allowance for credit losses of 31 and 11 at march 31, 2026 and december 31, 2025, respectively)
379,028 -368,393 366,421
Investments in equity securities
2,898 2,014 2,413 1,801
Federal home loan bank, federal reserve bank and other stock, at cost
35,511 37,808 39,617 36,482
Loans held for sale
14,371 15,288 6,330 17,774
Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss
4,150 -1,219 -
Financing Receivables60To89Days Past Due
--6,836 -
Loans and leases held for investment-Financial Asset Past Due
4,150 -8,055 -
Loans and leases held for investment-Financial Asset Not Past Due
1,030,749 -982,922 -
Total accruing loans and leases
1,034,899 -990,977 -
Nonaccrual loans and leases
4,048 -5,635 -
Commercial Financial And Agricultural
1,038,947 -996,612 -
Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss
483 -3,089 -
Financing Receivables60To89Days Past Due
--559 -
Financing Receivables Equal To Greater Than90Days Past Due
--194 -
Loans and leases held for investment-Financial Asset Past Due
483 -3,842 -
Loans and leases held for investment-Financial Asset Not Past Due
3,652,748 -3,498,050 -
Total accruing loans and leases
3,653,231 -3,501,892 -
Nonaccrual loans and leases
3,548 -15,911 -
Real Estate Commercial
3,656,779 -3,517,803 -
Financing Receivables30To59Days Past Due
124 -5,171 -
Financing Receivables60To89Days Past Due
--2,590 -
Financing Receivables Equal To Greater Than90Days Past Due
3,641 ---
Loans and leases held for investment-Financial Asset Past Due
3,765 -7,761 -
Loans and leases held for investment-Financial Asset Not Past Due
296,197 -301,604 -
Total accruing loans and leases
299,962 -309,365 -
Construction Loans
299,962 -309,365 -
Financing Receivables30To59Days Past Due
219 -2,899 -
Financing Receivables60To89Days Past Due
344 -837 -
Financing Receivables Equal To Greater Than90Days Past Due
--565 -
Loans and leases held for investment-Financial Asset Past Due
563 -4,301 -
Loans and leases held for investment-Financial Asset Not Past Due
554,195 -538,154 -
Total accruing loans and leases
554,758 -542,455 -
Nonaccrual loans and leases
1,282 -2,736 -
Real Estate Residential Secured For Business Purpose
556,040 -545,191 -
Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss
5,671 -4,485 -
Financing Receivables60To89Days Past Due
--1,861 -
Loans and leases held for investment-Financial Asset Past Due
5,671 -6,346 -
Loans and leases held for investment-Financial Asset Not Past Due
934,419 -967,393 -
Total accruing loans and leases
940,090 -973,739 -
Nonaccrual loans and leases
1,964 -656 -
Real Estate Residential Secured For Personal Purpose
942,054 -974,395 -
Financing Receivables30To59Days Past Due
1,181 -928 -
Financing Receivables60To89Days Past Due
43 -115 -
Financing Receivables Equal To Greater Than90Days Past Due
48 ---
Loans and leases held for investment-Financial Asset Past Due
1,272 -1,043 -
Loans and leases held for investment-Financial Asset Not Past Due
198,296 -194,755 -
Total accruing loans and leases
199,568 -195,798 -
Nonaccrual loans and leases
1,676 -1,705 -
Real Estate Home Equity Secured For Personal Purpose
201,244 -197,503 -
Financing Receivables30To59Days Past Due
119 -63 -
Financing Receivables60To89Days Past Due
72 -77 -
Financing Receivables Equal To Greater Than90Days Past Due
--7 -
Loans and leases held for investment-Financial Asset Past Due
191 -147 -
Loans and leases held for investment-Financial Asset Not Past Due
12,128 -13,300 -
Total accruing loans and leases
12,319 -13,447 -
Consumer Loan
12,319 -13,447 -
Financing Receivables30To59Days Past Due
659 -1,431 -
Financing Receivables60To89Days Past Due
392 -565 -
Financing Receivables Equal To Greater Than90Days Past Due
61 -63 -
Loans and leases held for investment-Financial Asset Past Due
1,112 -2,059 -
Loans and leases held for investment-Financial Asset Not Past Due
230,984 -228,420 -
Total accruing loans and leases
232,096 -230,479 -
Nonaccrual loans and leases
771 -687 -
Finance Leases Portfolio Segment
232,867 -231,166 -
Loans and leases held for investment
6,940,212 6,914,804 6,785,482 -
Less allowance for credit losses, loans and leases
88,900 88,165 86,527 -
Net loans and leases held for investment
6,851,312 6,826,639 6,698,955 -
Loans and leases held for investment
---6,801,185
Premises and equipment, net
44,774 45,554 46,245 47,140
Less allowance for credit losses, loans and leases
---86,989
Operating lease right-of-use assets
25,032 25,795 26,536 27,278
Net loans and leases held for investment
---6,714,196
Goodwill
175,510 175,510 175,510 175,510
Gross carrying amount
21,009 20,729 20,620 -
Accumulated amortization
13,426 13,401 13,083 -
Other intangibles, net of accumulated amortization
7,583 7,328 7,537 7,967
Bank owned life insurance
142,141 140,001 139,044 140,086
Accrued interest receivable and other assets
121,575 112,973 120,257 115,581
Total assets
8,141,582 8,436,897 8,573,616 7,939,056
Noninterest-bearing deposits
1,475,851 1,431,974 1,390,565 1,461,189
Interest-bearing deposits
5,337,912 5,655,339 5,827,578 5,121,471
Total
6,813,763 7,087,313 7,218,143 6,582,660
Short-term borrowings
26,156 24,411 11,951 6,271
Long-term debt
175,000 200,000 200,000 200,000
Subordinated notes
98,908 98,867 129,597 149,511
Operating lease liabilities
27,699 28,531 29,310 30,106
Accrued interest payable and other liabilities
48,106 54,457 51,396 53,775
Total liabilities
7,189,632 7,493,579 7,640,397 7,022,323
Common stock, 5 par value 48,000,000 shares authorized at march 31, 2026 and december 31, 2025 31,556,799 shares issued at march 31, 2026 and december 31, 2025 27,949,173 and 28,156,917 shares outstanding at march 31, 2026and december 31, 2025, respectively
157,784 157,784 157,784 157,784
Additional paid-in capital
301,154 304,021 302,696 301,640
Retained earnings
611,771 591,202 574,715 555,403
Accumulated other comprehensive loss, net of tax benefit
-25,951 -25,467 -31,636 -34,969
Treasury stock, at cost 3,607,626 and 3,399,882 shares at march 31, 2026 and december 31, 2025, respectively
92,808 84,222 70,340 63,125
Total shareholders equity
951,950 943,318 933,219 916,733
Total liabilities and shareholders equity
8,141,582 8,436,897 8,573,616 7,939,056
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Financing ReceivableExcluding Accrued...$483K Financing ReceivableExcluding Accrued...$4,150K Financing ReceivableExcluding Accrued...$5,671K FinancingReceivables60To89Days Past Due$344K FinancingReceivables30To59Days Past Due$219K Financing ReceivablesEqual To Greater...$3,641K FinancingReceivables30To59Days Past Due$124K FinancingReceivables30To59Days Past Due$659K FinancingReceivables60To89Days Past Due$392K Financing ReceivablesEqual To Greater...$61K FinancingReceivables30To59Days Past Due$1,181K Financing ReceivablesEqual To Greater...$48K FinancingReceivables60To89Days Past Due$43K FinancingReceivables30To59Days Past Due$119K FinancingReceivables60To89Days Past Due$72K Loans and leases heldfor...$3,652,748K Loans and leases heldfor...$483K Loans and leases heldfor...$1,030,749K Loans and leases heldfor...$4,150K Loans and leases heldfor...$934,419K Loans and leases heldfor...$5,671K Loans and leases heldfor...$554,195K Loans and leases heldfor...$563K Loans and leases heldfor...$296,197K Loans and leases heldfor...$3,765K Loans and leases heldfor...$230,984K Loans and leases heldfor...$1,112K Loans and leases heldfor...$198,296K Loans and leases heldfor...$1,272K Loans and leases heldfor...$12,128K Loans and leases heldfor...$191K Total accruing loansand leases$3,653,231K Nonaccrual loans and leases$3,548K Total accruing loansand leases$1,034,899K Nonaccrual loans and leases$4,048K Total accruing loansand leases$940,090K Nonaccrual loans and leases$1,964K Total accruing loansand leases$554,758K Nonaccrual loans and leases$1,282K Total accruing loansand leases$299,962K Total accruing loansand leases$232,096K Nonaccrual loans and leases$771K Total accruing loansand leases$199,568K Nonaccrual loans and leases$1,676K Total accruing loansand leases$12,319K Real EstateCommercial$3,656,779K Commercial Financial AndAgricultural$1,038,947K Real EstateResidential Secured For...$942,054K Real EstateResidential Secured For...$556,040K Construction Loans$299,962K Finance LeasesPortfolio Segment$232,867K Real Estate HomeEquity Secured For...$201,244K Consumer Loan$12,319K Loans and leases heldfor investment$6,940,212K Interest-earning deposits withother banks$152,712K Cash and due frombanks$69,645K Gross carrying amount$21,009K Net loans and leasesheld for investment$6,851,312K Investment securitiesavailable-for-sale (amortized cost...$379,028K Cash and cashequivalents$222,357K Goodwill$175,510K Bank owned lifeinsurance$142,141K Accrued interestreceivable and other assets$121,575K Investment securitiesheld-to-maturity (fair value...$119,490K Premises and equipment,net$44,774K Federal home loan bank,federal reserve bank and...$35,511K Operating leaseright-of-use assets$25,032K Loans held for sale$14,371K Other intangibles,net of accumulated...$7,583K Investments in equitysecurities$2,898K Less allowance forcredit losses, loans...$88,900K Accumulated amortization$13,426K Total assets$8,141,582K Total liabilities andshareholders equity$8,141,582K Total liabilities$7,189,632K Total shareholdersequity$951,950K Treasury stock, at cost3,607,626 and 3,399,882...$92,808K Accumulated othercomprehensive loss, net of tax...-$25,951K Total$6,813,763K Long-term debt$175,000K Subordinated notes$98,908K Accrued interestpayable and other...$48,106K Operating leaseliabilities$27,699K Short-term borrowings$26,156K Retained earnings$611,771K Additional paid-in capital$301,154K Common stock, 5 parvalue 48,000,000...$157,784K Interest-bearing deposits$5,337,912K Noninterest-bearing deposits$1,475,851K

UNIVEST FINANCIAL Corp (UVSP)

UNIVEST FINANCIAL Corp (UVSP)