Investment securities held-to-maturity (fair value 109,724 and 115,007 at december 31, 2025 and 2024, respectively)
-
-
123,024
-
Securities, available-for-sale, fair value, after 1 year to 5 years-Residential Mortgage Backed Securities
-
-
129
-
Investment securities held-to-maturity (fair value 102,497 and 109,724 at june 30, 2026 and december 31, 2025, respectively)
116,207
119,490
-
126,040
Securities, available-for-sale, fair value, after 5 years to 10 years-Residential Mortgage Backed Securities
-
-
12,896
-
Securities, available-for-sale, fair value, over 10 years-Residential Mortgage Backed Securities
-
-
276,555
-
Securities, available-for-sale, fair value, after 1 year to 5 years-Collateralized Mortgage Obligations
-
-
70
-
Securities, available-for-sale, fair value, over 10 years-Collateralized Mortgage Obligations
-
-
1,298
-
Securities, available-for-sale, fair value, within 1 year-Corporate Bond Securities
-
-
7,422
-
Securities, available-for-sale, fair value, after 1 year to 5 years-Corporate Bond Securities
-
-
72,881
-
Investment securities available-for-sale (amortized cost 398,476 and 402,651, net of allowance for credit losses of 11 and 839 at december 31, 2025 and 2024, respectively)
-
-
371,251
-
Investment securities available-for-sale (amortized cost 408,196 and 398,476, net of allowance for credit losses of 34 and 11 at june 30, 2026 and december 31, 2025, respectively)
378,586
379,028
-
368,393
Investments in equity securities
2,705
2,898
2,014
2,413
Federal home loan bank, federal reserve bank and other stock, at cost
32,798
35,511
37,808
39,617
Loans held for sale
13,237
14,371
15,288
6,330
Financing Receivables30To59Days Past Due
780
4,150
-
1,219
Financing Receivables60To89Days Past Due
1,040
-
-
6,836
Loans and leases held for investment-Financial Asset Past Due
1,820
4,150
-
8,055
Loans and leases held for investment-Financial Asset Not Past Due
1,049,021
1,030,749
-
982,922
Total accruing loans and leases
1,050,841
1,034,899
-
990,977
Nonaccrual loans and leases
30,783
4,048
-
5,635
Commercial Financial And Agricultural
1,081,624
1,038,947
-
996,612
Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss
865
483
-
3,089
Financing Receivables60To89Days Past Due
-
-
-
559
Financing Receivables Equal To Greater Than90Days Past Due
-
-
-
194
Loans and leases held for investment-Financial Asset Past Due
865
483
-
3,842
Loans and leases held for investment-Financial Asset Not Past Due
3,676,888
3,652,748
-
3,498,050
Total accruing loans and leases
3,677,753
3,653,231
-
3,501,892
Nonaccrual loans and leases
6,968
3,548
-
15,911
Real Estate Commercial
3,684,721
3,656,779
-
3,517,803
Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss
495
124
-
5,171
Financing Receivables60To89Days Past Due
-
-
-
2,590
Financing Receivables Equal To Greater Than90Days Past Due
-
3,641
-
-
Loans and leases held for investment-Financial Asset Past Due
495
3,765
-
7,761
Loans and leases held for investment-Financial Asset Not Past Due
329,063
296,197
-
301,604
Total accruing loans and leases
329,558
299,962
-
309,365
Construction Loans
329,558
299,962
-
309,365
Financing Receivables30To59Days Past Due
2,911
219
-
2,899
Financing Receivables60To89Days Past Due
785
344
-
837
Financing Receivables Equal To Greater Than90Days Past Due
-
-
-
565
Loans and leases held for investment-Financial Asset Past Due
3,696
563
-
4,301
Loans and leases held for investment-Financial Asset Not Past Due
571,747
554,195
-
538,154
Total accruing loans and leases
575,443
554,758
-
542,455
Nonaccrual loans and leases
883
1,282
-
2,736
Real Estate Residential Secured For Business Purpose
576,326
556,040
-
545,191
Financing Receivables30To59Days Past Due
7,029
5,671
-
4,485
Financing Receivables60To89Days Past Due
359
-
-
1,861
Loans and leases held for investment-Financial Asset Past Due
7,388
5,671
-
6,346
Loans and leases held for investment-Financial Asset Not Past Due
901,270
934,419
-
967,393
Total accruing loans and leases
908,658
940,090
-
973,739
Nonaccrual loans and leases
2,458
1,964
-
656
Real Estate Residential Secured For Personal Purpose
911,116
942,054
-
974,395
Financing Receivables30To59Days Past Due
1,318
1,181
-
928
Financing Receivables60To89Days Past Due
182
43
-
115
Financing Receivables Equal To Greater Than90Days Past Due
60
48
-
-
Loans and leases held for investment-Financial Asset Past Due
1,560
1,272
-
1,043
Loans and leases held for investment-Financial Asset Not Past Due
202,089
198,296
-
194,755
Total accruing loans and leases
203,649
199,568
-
195,798
Nonaccrual loans and leases
1,853
1,676
-
1,705
Real Estate Home Equity Secured For Personal Purpose
205,502
201,244
-
197,503
Financing Receivables30To59Days Past Due
116
119
-
63
Financing Receivables60To89Days Past Due
58
72
-
77
Financing Receivables Equal To Greater Than90Days Past Due
6
-
-
7
Loans and leases held for investment-Financial Asset Past Due
180
191
-
147
Loans and leases held for investment-Financial Asset Not Past Due
12,162
12,128
-
13,300
Total accruing loans and leases
12,342
12,319
-
13,447
Consumer Loan
12,342
12,319
-
13,447
Financing Receivables30To59Days Past Due
674
659
-
1,431
Financing Receivables60To89Days Past Due
984
392
-
565
Financing Receivables Equal To Greater Than90Days Past Due
94
61
-
63
Loans and leases held for investment-Financial Asset Past Due
1,752
1,112
-
2,059
Loans and leases held for investment-Financial Asset Not Past Due
238,064
230,984
-
228,420
Total accruing loans and leases
239,816
232,096
-
230,479
Nonaccrual loans and leases
952
771
-
687
Finance Leases Portfolio Segment
240,768
232,867
-
231,166
Loans and leases held for investment
7,041,957
6,940,212
6,914,804
6,785,482
Less allowance for credit losses, loans and leases
89,967
88,900
88,165
86,527
Net loans and leases held for investment
6,951,990
6,851,312
6,826,639
6,698,955
Premises and equipment, net
44,373
44,774
45,554
46,245
Operating lease right-of-use assets
24,267
25,032
25,795
26,536
Goodwill
175,510
175,510
175,510
175,510
Gross carrying amount
21,506
21,009
20,729
20,620
Accumulated amortization
13,656
13,426
13,401
13,083
Other intangibles, net of accumulated amortization
7,850
7,583
7,328
7,537
Bank owned life insurance
142,130
142,141
140,001
139,044
Accrued interest receivable and other assets
118,014
121,575
112,973
120,257
Total assets
8,202,992
8,141,582
8,436,897
8,573,616
Noninterest-bearing deposits
1,463,965
1,475,851
1,431,974
1,390,565
Interest-bearing deposits
5,469,043
5,337,912
5,655,339
5,827,578
Total
6,933,008
6,813,763
7,087,313
7,218,143
Short-term borrowings
18,826
26,156
24,411
11,951
Long-term debt
125,000
175,000
200,000
200,000
Subordinated notes
98,994
98,908
98,867
129,597
Operating lease liabilities
26,863
27,699
28,531
29,310
Accrued interest payable and other liabilities
46,048
48,106
54,457
51,396
Total liabilities
7,248,739
7,189,632
7,493,579
7,640,397
Common stock, 5 par value 48,000,000 shares authorized at june 30, 2026 and december 31, 2025 31,556,799 shares issued at june 30, 2026 and december 31, 2025 27,585,768 and 28,156,917 shares outstanding at june 30, 2026and december 31, 2025, respectively
157,784
157,784
157,784
157,784
Additional paid-in capital
302,549
301,154
304,021
302,696
Retained earnings
628,327
611,771
591,202
574,715
Accumulated other comprehensive loss, net of tax benefit
-26,728
-25,951
-25,467
-31,636
Treasury stock, at cost 3,971,031 and 3,399,882 shares at june 30, 2026 and december 31, 2025, respectively
107,679
92,808
84,222
70,340
Total shareholders equity
954,253
951,950
943,318
933,219
Total liabilities and shareholders equity
8,202,992
8,141,582
8,436,897
8,573,616
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.
Time Plot
Show the time plot by selecting a row from the table.