Financial insights of UVSP

MyFinsight

For the year ending 2025-12-31.

Income Statement	2025-12-31
Noninterest income-Fiduciary And Trust	8,853
Noninterest income-Deposit Account	8,991
Noninterest income-Investment Advice	22,799
Noninterest income-Financial Service Other	10,938
Insurance commission and fee income	22,443
Bank owned life insurance income	5,849
Net gain on sales of investment securities	0
Net gain on mortgage banking activities	3,362
Other income	4,626
Total noninterest income	87,861
Interest and fees on loans and leases	397,807
Taxable	15,925
Exempt from federal income taxes	4
Interest on deposits with other banks	13,902
Interest and dividends on other earning assets	2,848
Total interest income	430,486
Interest on demand deposits	106,159
Interest on savings deposits	4,024
Interest on time deposits	61,838
Interest on short-term borrowings	19
Interest on long-term debt and subordinated notes	18,251
Total interest expense	190,291
Net interest income (expense)	240,195
Provision for credit losses	11,667
Net interest income after provision for credit losses	228,528
Salaries, benefits and commissions	127,023
Net occupancy	11,149
Equipment	4,293
Data processing	17,425
Professional fees	7,217
Marketing and advertising	1,653
Deposit insurance premiums	4,526
Intangible expenses	469
Restructuring charges	0
Other expense	29,284
Total noninterest expense	203,039
Income before income taxes	113,350
Income tax expense	22,593
Net income	90,757

Basic EPS	3.16
Diluted EPS	3.13
Diluted Average Shares	28,977,000