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UNIVEST FINANCIAL Corp (UVSP)

For the quarter ending 2025-06-30, UVSP made $127,207K in revenue. $19,978K in net income. Net profit margin of 15.71%.

Overview

Revenue
$127,207K
Net Income
$19,978K
Net Profit Margin
15.71%
EPS
$0.69
Unit: Thousand (K) dollars
Revenue Breakdown
    • Interest and fees on loans and l...
    • Noninterest income-Investment Ad...
    • Insurance commission and fee inc...
    • Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)
2025-06-30
2024-09-30
2024-06-30
Noninterest income-Deposit Account2,258 - -
Noninterest income-Investment Advice5,460 - -
Noninterest income-Financial Service Other3,147 - -
Noninterest income-Fiduciary And Trust2,146 - -
Other income1,236 1,396 745
Insurance commission and fee income5,261 5,238 5,167
Bank owned life insurance income1,012 921 1,086
Net gain on mortgage banking activities981 1,296 1,710
Net gain on sales of investment securities- 18 -
Noninterest income- 11,281 12,272
Total noninterest income21,501 20,150 20,980
Restructuring charges- - -
Intangible expenses131 164 188
Professional fees1,597 1,579 1,466
Other expense7,306 6,536 7,126
Net occupancy2,739 2,723 2,679
Marketing and advertising498 490 715
Salaries, benefits and commissions31,536 30,702 30,187
Data processing4,408 4,154 4,161
Deposit insurance premiums1,074 1,097 1,098
Equipment1,043 1,107 1,088
Total noninterest expense50,332 48,552 48,708
Provision for credit losses5,694 1,414 707
Total interest expense- - 48,805
Interest on short-term borrowings1 1 242
Interest on long-term debt and subordinated notes4,409 5,063 5,058
Interest on deposits41,755 48,170 43,505
Total interest expense46,165 53,234 -
Interest and dividends on other earning assets671 742 700
Exempt from federal income taxes- 7 7
Taxable3,962 3,706 3,741
Interest on deposits with other banks1,371 3,624 1,108
Interest and fees on loans and leases99,702 98,359 94,276
Total interest income105,706 106,438 99,832
Net interest income59,541 53,204 51,027
Net interest income after provision for credit losses53,847 51,790 50,320
Income before income taxes25,016 23,388 22,592
Income tax expense5,038 4,810 4,485
Net income19,978 18,578 18,107
Basic (in dollars per share)0.69 0.64 0.62
Denominator for diluted earnings per shareadjusted weighted-average shares outstanding29,047,000 29,346,000 29,353,000
Diluted (in dollars per share)0.69 0.63 0.62
Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement

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Interest and fees on loansand leases$99,702K (5.76%↑ Y/Y)Interest on deposits withother banks$1,371K (23.74%↑ Y/Y)Taxable$3,962K (5.91%↑ Y/Y)Interest and dividends onother earning assets$671K (-4.14%↓ Y/Y)Total interest income$105,706K (5.88%↑ Y/Y)Net interest income$59,541K (16.69%↑ Y/Y)Bank owned lifeinsurance income$1,012K (-6.81%↓ Y/Y)Insurance commission andfee income$5,261K (1.82%↑ Y/Y)Other income$1,236K (65.91%↑ Y/Y)Noninterestincome-Fiduciary And Trust$2,146K Noninterestincome-Financial Service Other$3,147K Noninterestincome-Investment Advice$5,460K Noninterest income-DepositAccount$2,258K Net gain on mortgagebanking activities$981K (-42.63%↓ Y/Y)Total interestexpense$46,165K Net interest incomeafter provision for...$53,847K (7.01%↑ Y/Y)Total noninterestincome$21,501K (2.48%↑ Y/Y)Provision for creditlosses$5,694K (705.37%↑ Y/Y)Interest on deposits$41,755K (-4.02%↓ Y/Y)Interest on long-termdebt and...$4,409K (-12.83%↓ Y/Y)Interest on short-termborrowings$1K (-99.59%↓ Y/Y)Income before incometaxes$25,016K (10.73%↑ Y/Y)Total noninterestexpense$50,332K (3.33%↑ Y/Y)Net income$19,978K (10.33%↑ Y/Y)Income tax expense$5,038K (12.33%↑ Y/Y)Equipment$1,043K (-4.14%↓ Y/Y)Deposit insurancepremiums$1,074K (-2.19%↓ Y/Y)Data processing$4,408K (5.94%↑ Y/Y)Salaries, benefits andcommissions$31,536K (4.47%↑ Y/Y)Marketing and advertising$498K (-30.35%↓ Y/Y)Net occupancy$2,739K (2.24%↑ Y/Y)Other expense$7,306K (2.53%↑ Y/Y)Professional fees$1,597K (8.94%↑ Y/Y)Intangible expenses$131K (-30.32%↓ Y/Y)