Financial insights of UVSP

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$27,092K
EPS
$0.96
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Noninterest income-Financial Service Other	-	-	-	3,147
Fiduciary And Trust	2,236	2,289*	2,230	2,146
Noninterest income-Deposit Account	-	-	-	2,258
Deposit Account	2,279	2,085*	2,302	-
Investment Advice	6,154	6,103*	5,671	5,460
Financial Service Other	3,041	3,690*	2,416	-
Insurance commission and fee income	7,423	5,319*	5,468	5,261
Bank owned life insurance income	1,332	1,469*	1,908	1,012
Net gain on sales of investment securities	-	0*	0	-
Net gain on mortgage banking activities	791	619*	848	981
Other income	832	1,152*	1,080	1,236
Noninterest income	24,088	22,725*	21,923	21,501
Interest and fees on loans and leases	98,784	97,317*	100,626	99,702
Taxable	4,053	4,098*	3,923	3,962
Exempt from federal income taxes	0	4*	0	0
Interest on deposits with other banks	2,810	5,301*	4,363	1,371
Interest and dividends on other earning assets	704	738*	736	671
Total interest income	106,351	107,457*	109,648	105,706
Interest on demand deposits	-	27,497*	-	-
Interest on savings deposits	-	1,006*	-	-
Interest on time deposits	-	15,460*	-	-
Interest on deposits	39,142	-	43,618	41,755
Interest on short-term borrowings	3	16*	1	1
Interest on long-term debt and subordinated notes	3,841	4,580*	4,705	4,409
Total interest expense	42,986	48,558*	48,324	46,165
Net interest income	63,365	58,899*	61,324	59,541
Provision for credit losses	1,303	2,351*	517	5,694
Net interest income after provision for credit losses	62,062	56,548*	60,807	53,847
Salaries, benefits and commissions	33,459	32,242*	31,652	31,536
Net occupancy	2,998	3,028*	2,675	2,739
Equipment	1,079	1,115*	1,076	1,043
Data processing	4,480	4,419*	4,263	4,408
Professional fees	1,677	2,008*	1,876	1,597
Marketing and advertising	634	422*	323	498
Deposit insurance premiums	1,170	1,123*	1,195	1,074
Intangible expenses	93	114*	106	131
Restructuring charges	427	0*	-	-
Other expense	6,652	7,071*	7,503	7,306
Total noninterest expense	52,669	51,538*	50,669	50,332
Income before income taxes	33,481	27,735*	32,061	25,016
Income tax expense	6,389	5,403*	6,422	5,038
Net income	27,092	22,332	25,639	19,978

Basic EPS	0.97	0.79*	0.89	0.69
Diluted EPS	0.96	0.772	0.89	0.69
Diluted Average Shares	28,309,000	28,924,000	28,960,000	29,047,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$27,092K
EPS
$0.96
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$27,092K
EPS
$0.96
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$27,092KEPS$0.96Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$27,092KEPS$0.96Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$27,092K
EPS
$0.96
Unit: Thousand (K) dollars

Net Income
$27,092K
EPS
$0.96
Unit: Thousand (K) dollars