For the quarter ending 2025-09-30, UVSP made $230,564K in revenue. $25,639K in net income. Net profit margin of 11.12%.
| Income Statement | 2025-09-30 | 2025-06-30 | 2024-09-30 | 2024-06-30 |
|---|---|---|---|---|
| Interest and fees on loans and leases | 100,626 | 99,702 | 98,359 | 94,276 |
| Taxable | 3,923 | 3,962 | 3,706 | 3,741 |
| Total interest expense | - | - | - | 48,805 |
| Exempt from federal income taxes | 0 | 0 | 7 | 7 |
| Interest on deposits with other banks | 4,363 | 1,371 | 3,624 | 1,108 |
| Interest and dividends on other earning assets | 736 | 671 | 742 | 700 |
| Total interest income | 109,648 | 105,706 | 106,438 | 99,832 |
| Interest on deposits | 43,618 | 41,755 | 48,170 | 43,505 |
| Interest on short-term borrowings | 1 | 1 | 1 | 242 |
| Interest on long-term debt and subordinated notes | 4,705 | 4,409 | 5,063 | 5,058 |
| Total interest expense | 48,324 | 46,165 | 53,234 | - |
| Net interest income | 61,324 | 59,541 | 53,204 | 51,027 |
| Provision for credit losses | 517 | 5,694 | 1,414 | 707 |
| Noninterest income-Financial Service Other | - | 3,147 | - | - |
| Net interest income after provision for credit losses | 60,807 | 53,847 | 51,790 | 50,320 |
| Fiduciary And Trust | 2,230 | 2,146 | - | - |
| Noninterest income-Deposit Account | - | 2,258 | - | - |
| Deposit Account | 2,302 | - | - | - |
| Investment Advice | 5,671 | 5,460 | - | - |
| Insurance commission and fee income | 5,468 | 5,261 | 5,238 | 5,167 |
| Financial Service Other | 2,416 | - | - | - |
| Bank owned life insurance income | 1,908 | 1,012 | 921 | 1,086 |
| Net gain on sales of investment securities | 0 | - | 18 | - |
| Noninterest income | - | - | 11,281 | 12,272 |
| Net gain on mortgage banking activities | 848 | 981 | 1,296 | 1,710 |
| Other income | 1,080 | 1,236 | 1,396 | 745 |
| Noninterest income | 21,923 | 21,501 | 20,150 | 20,980 |
| Salaries, benefits and commissions | 31,652 | 31,536 | 30,702 | 30,187 |
| Net occupancy | 2,675 | 2,739 | 2,723 | 2,679 |
| Equipment | 1,076 | 1,043 | 1,107 | 1,088 |
| Data processing | 4,263 | 4,408 | 4,154 | 4,161 |
| Professional fees | 1,876 | 1,597 | 1,579 | 1,466 |
| Restructuring charges | - | - | - | 0 |
| Marketing and advertising | 323 | 498 | 490 | 715 |
| Deposit insurance premiums | 1,195 | 1,074 | 1,097 | 1,098 |
| Intangible expenses | 106 | 131 | 164 | 188 |
| Other expense | 7,503 | 7,306 | 6,536 | 7,126 |
| Total noninterest expense | 50,669 | 50,332 | 48,552 | 48,708 |
| Income before income taxes | 32,061 | 25,016 | 23,388 | 22,592 |
| Income tax expense | 6,422 | 5,038 | 4,810 | 4,485 |
| Net income | 25,639 | 19,978 | 18,578 | 18,107 |
| Basic (in dollars per share) | 0.89 | 0.69 | 0.64 | 0.62 |
| Denominator for diluted earnings per shareadjusted weighted-average shares outstanding | 28,960,000 | 29,047,000 | 29,346,000 | 29,353,000 |
| Diluted (in dollars per share) | 0.89 | 0.69 | 0.63 | 0.62 |
UNIVEST FINANCIAL Corp (UVSP)
UNIVEST FINANCIAL Corp (UVSP)