UNIVEST FINANCIAL Corp (UVSP)
2025-06-30 | 2024-09-30 | 2024-06-30 | ||
---|---|---|---|---|
Noninterest income-Deposit Account | 2,258 | - | - | |
Noninterest income-Investment Advice | 5,460 | - | - | |
Noninterest income-Financial Service Other | 3,147 | - | - | |
Noninterest income-Fiduciary And Trust | 2,146 | - | - | |
Other income | 1,236 | 1,396 | 745 | |
Insurance commission and fee income | 5,261 | 5,238 | 5,167 | |
Bank owned life insurance income | 1,012 | 921 | 1,086 | |
Net gain on mortgage banking activities | 981 | 1,296 | 1,710 | |
Net gain on sales of investment securities | - | 18 | - | |
Noninterest income | - | 11,281 | 12,272 | |
Total noninterest income | 21,501 | 20,150 | 20,980 | |
Restructuring charges | - | - | - | |
Intangible expenses | 131 | 164 | 188 | |
Professional fees | 1,597 | 1,579 | 1,466 | |
Other expense | 7,306 | 6,536 | 7,126 | |
Net occupancy | 2,739 | 2,723 | 2,679 | |
Marketing and advertising | 498 | 490 | 715 | |
Salaries, benefits and commissions | 31,536 | 30,702 | 30,187 | |
Data processing | 4,408 | 4,154 | 4,161 | |
Deposit insurance premiums | 1,074 | 1,097 | 1,098 | |
Equipment | 1,043 | 1,107 | 1,088 | |
Total noninterest expense | 50,332 | 48,552 | 48,708 | |
Provision for credit losses | 5,694 | 1,414 | 707 | |
Total interest expense | - | - | 48,805 | |
Interest on short-term borrowings | 1 | 1 | 242 | |
Interest on long-term debt and subordinated notes | 4,409 | 5,063 | 5,058 | |
Interest on deposits | 41,755 | 48,170 | 43,505 | |
Total interest expense | 46,165 | 53,234 | - | |
Interest and dividends on other earning assets | 671 | 742 | 700 | |
Exempt from federal income taxes | - | 7 | 7 | |
Taxable | 3,962 | 3,706 | 3,741 | |
Interest on deposits with other banks | 1,371 | 3,624 | 1,108 | |
Interest and fees on loans and leases | 99,702 | 98,359 | 94,276 | |
Total interest income | 105,706 | 106,438 | 99,832 | |
Net interest income | 59,541 | 53,204 | 51,027 | |
Net interest income after provision for credit losses | 53,847 | 51,790 | 50,320 | |
Income before income taxes | 25,016 | 23,388 | 22,592 | |
Income tax expense | 5,038 | 4,810 | 4,485 | |
Net income | 19,978 | 18,578 | 18,107 | |
Basic (in dollars per share) | 0.69 | 0.64 | 0.62 | |
Denominator for diluted earnings per shareadjusted weighted-average shares outstanding | 29,047,000 | 29,346,000 | 29,353,000 | |
Diluted (in dollars per share) | 0.69 | 0.63 | 0.62 |