For the quarter ending 2025-09-30, UVSP had $656,374K increase in cash & cash equivalents over the period. $31,362K in free cash flow.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 25,639 | 42,373 |
| Provision for credit losses | 517 | 8,005 |
| Depreciation of premises and equipment | 1,396 | 2,731 |
| Net amortization of investment securities premiums and discounts | -243 | -480 |
| Amortization, fair market value adjustments and capitalization of servicing rights | 323 | 81 |
| Net gain on sales of investment securities | 0 | - |
| Net gain on mortgage banking activities | 848 | 1,628 |
| Bank owned life insurance income | 1,908 | 2,971 |
| Stock-based compensation | 1,150 | 2,252 |
| Intangible expenses | 106 | 261 |
| Other adjustments to reconcile net income to cash used in operating activities | 961 | 1,567 |
| Originations of loans held for sale | 56,630 | 95,067 |
| Proceeds from the sale of loans held for sale | 68,556 | 95,735 |
| Contributions to pension and other postretirement benefit plans | 74 | 125 |
| Increase in accrued interest receivable and other assets | 3,734 | 3,526 |
| Decrease in accrued interest payable and other liabilities | -1,791 | -8,176 |
| Net cash provided by operating activities | 31,984 | 38,858 |
| Proceeds from sale of premises and equipment | 122 | 305 |
| Purchases of premises and equipment | 622 | 3,293 |
| Proceeds from maturities, calls and principal repayments of securities held-to-maturity | 3,640 | 6,727 |
| Proceeds from maturities, calls and principal repayments of securities available-for-sale | 13,937 | 24,025 |
| Proceeds from sales of securities available-for-sale | 0 | - |
| Purchases of investment securities held-to-maturity | 1,310 | 1,236 |
| Purchases of investment securities available-for-sale | 12,469 | 22,380 |
| Proceeds from sales of equity securities | 2,475 | 2,955 |
| Purchases of money market mutual funds | 3,087 | 2,250 |
| Net (increase) decrease in other investments | 3,135 | -2,498 |
| Net decrease (increase) in loans and leases | -14,216 | -14,283 |
| Proceeds from sales of foreclosed / repossessed assets | 36 | 239 |
| Purchases of bank owned life insurance | 0 | 0 |
| Proceeds from bank owned life insurance | 2,950 | 2,236 |
| Net cash provided by (used in) investing activities | 16,753 | 24,109 |
| Net increase in deposits | 635,483 | -176,602 |
| Net increase in short-term borrowings | 5,680 | -4,910 |
| Proceeds from issuance of long-term debt | 0 | 50,000 |
| Repayment of long-term debt | 0 | 75,000 |
| Early repayment of subordinated debt | 20,000 | - |
| Payment of contingent consideration on acquisitions | 0 | 635 |
| Payment for shares withheld to cover taxes on vesting of restricted stock units | 14 | 1,582 |
| Purchases of treasury stock | 7,768 | 11,440 |
| Stock issued under dividend reinvestment and employee stock purchase plans | 583 | 1,149 |
| Proceeds from exercise of stock options | 0 | 323 |
| Cash dividends paid | 6,327 | 12,749 |
| Net cash provided by financing activities | 607,637 | -231,446 |
| Net increase in cash and cash equivalents | 656,374 | -168,479 |
| Cash and cash equivalents at beginning of period | 328,844 | - |
| Cash and cash equivalents at end of period | 816,739 | - |
UNIVEST FINANCIAL Corp (UVSP)
UNIVEST FINANCIAL Corp (UVSP)