For the year ending 2025-12-31, UVSP had $224,868K increase in cash & cash equivalents over the period. $96,927K in free cash flow.
| Cash Flow | 2025-12-31 |
|---|---|
| Net income | 90,757 |
| Provision for credit losses | 11,667 |
| Depreciation of premises and equipment | 5,505 |
| Net gain on sales of investment securities | 0 |
| Net gain on mortgage banking activities | 3,362 |
| Bank owned life insurance income | 5,849 |
| Net amortization of investment securities premiums and discounts | -968 |
| Amortization, fair market value adjustments and capitalization of servicing rights | 512 |
| Stock-based compensation | 4,690 |
| Intangible expenses | 469 |
| Other adjustments to reconcile net income to cash used in by operating activities | 4,412 |
| Deferred tax expense (benefit) | 508 |
| Originations of loans held for sale | 213,609 |
| Proceeds from the sale of loans held for sale | 217,811 |
| Contributions to pension and other postretirement benefit plans | 257 |
| Decrease (increase) in accrued interest receivable and other assets | -2,136 |
| (decrease) increase in accrued interest payable and other liabilities | -6,022 |
| Net cash provided by operating activities | 101,512 |
| Proceeds from sale of premises and equipment | 411 |
| Purchases of premises and equipment | 4,585 |
| Proceeds from maturities, calls and principal repayments of securities held-to-maturity | 13,308 |
| Proceeds from maturities, calls and principal repayments of securities available-for-sale | 54,821 |
| Proceeds from sales | 0 |
| Purchases of investment securities held-to-maturity | 2,546 |
| Purchases of investment securities available-for-sale | 51,315 |
| Proceeds from sales of equity securities | 6,940 |
| Purchases of money market mutual funds | 6,448 |
| Net decrease (increase) in other investments | -1,172 |
| Proceeds from sale of loans originally held-for-investment | 0 |
| Net increase in loans and leases | 100,961 |
| Proceeds from sales of foreclosed / repossessed assets | 322 |
| Purchases of bank owned life insurance | 0 |
| Proceeds from bank owned life insurance | 5,199 |
| Net cash used in investing activities | -83,682 |
| Net increase in deposits | 328,051 |
| Net increase (decrease) in short-term borrowings | 13,230 |
| Proceeds from issuance of long-term debt | 50,000 |
| Repayment of long-term debt | 75,000 |
| Proceeds from issuance of subordinated notes | 50,000 |
| Subordinated notes issuance costs | 802 |
| Repayment of subordinated notes | 100,000 |
| Payment of contingent consideration on acquisitions | 635 |
| Payment for shares withheld to cover taxes on vesting of restricted stock units | 1,611 |
| Purchases of treasury stock | 34,625 |
| Stock issued under dividend reinvestment and employee stock purchase plans | 2,316 |
| Proceeds from exercise of stock options | 1,448 |
| Cash dividends paid | 25,334 |
| Net cash provided by financing activities | 207,038 |
| Net increase in cash and cash equivalents | 224,868 |
| Cash and cash equivalents at beginning of year | 328,844 |
| Cash and cash equivalents at end of year | 553,712 |
UNIVEST FINANCIAL Corp (UVSP)
UNIVEST FINANCIAL Corp (UVSP)