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Virginia National Bankshares Corp (VABK)

Virginia National Bankshares Corp (VABK)

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Cash Flow Overview

Change in Cash
$481K
Free Cash flow
$3,413K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Proceeds from sale of limited pa...
    • Proceeds from maturities, calls,...
    • Net change in loans
    • Others
Negative Cash Flow Breakdown
    • Net change in demand deposits, m...
    • Net change in other borrowings
    • Net change in certificates of de...
    • Others
Cash Flow
2026-06-30
2026-03-31
2025-09-30
2025-06-30
Net income
9,009
-8,044
4,576
8,727
Recovery of credit losses
231
-510
331
-157
Net accretion of certain acquisition-related adjustments
421
-1,110
470
1,038
Amortization of intangible assets
236
-603
271
579
Net amortization of securities
-183
412
-205
-398
Net losses on sale of afs
-
-
0
0
Net gain on early redemption of debt
-
-
0
0
Net gains on sale of assets
0
-273
0
278
Net gain on sale of other assets
81
-
-
-
Gain on sale of limited partnership investment
4,662
-
-
-
Earnings on bank owned life insurance
332
-599
318
600
Depreciation and other amortization
550
-548
-458
1,553
Stock option expense
23
-96
31
69
Restricted stock expense
208
-339
211
426
Accrued interest receivable and other assets
803
-183
-1,023
527
Accrued interest payable and other liabilities
-637
823
576
-322
Net cash provided by operating activities
3,504
-7,564
5,978
8,830
Net increase in restricted investments
0
-431
-1,473
1,927
Proceeds from maturities, calls, sales and principal payments of available for sale securities
6,112
-15,209
6,451
14,519
Proceeds from sale of limited partnership investment
6,325
-
-
-
Proceeds from sale of other asset
81
-
-
-
Net change in loans
-4,034
2,029
-7,722
5,328
Proceeds from sale of premises and equipment
0
-2,983
0
3,047
Purchase of bank premises and equipment
91
-11
-67
285
Net cash provided by investing activities
16,461
-19,779
15,713
10,026
Net change in demand deposits, money market and savings accounts
-11,862
32,755
-25,475
-7,476
Repurchase of shares of stock
-
-
0
0
Net change in certificates of deposit and other time deposits
-5,670
900
21,298
-27,005
Net change in federal funds purchased
0
-236
0
236
Net change in other borrowings
-10,000
-
-31,000
41,000
Cash dividends paid
1,952
-3,712
1,941
3,720
Net cash (used in) provided by financing activities
-19,484
27,603
-37,118
2,563
Net increase in cash and cash equivalents
481
260
-15,427
21,419
Beginning of period
23,095
23,095
17,103
-
End of period
77,347
76,866
23,095
-
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Proceeds from sale oflimited partnership...$6,325K Proceeds frommaturities, calls, sales and...$6,112K (-57.90%↓ Y/Y)Net change in loans-$4,034K (-175.71%↓ Y/Y)Net income$9,009K (3.23%↑ Y/Y)Proceeds from sale ofother asset$81K Depreciation and otheramortization$550K (-64.58%↓ Y/Y)Amortization of intangibleassets$236K (-59.24%↓ Y/Y)Recovery of credit losses$231K (247.13%↑ Y/Y)Restricted stock expense$208K (-51.17%↓ Y/Y)Net amortization ofsecurities-$183K (54.02%↑ Y/Y)Stock option expense$23K (-66.67%↓ Y/Y)Net cash provided byinvesting activities$16,461K (64.18%↑ Y/Y)Net cash provided byoperating activities$3,504K (-60.32%↓ Y/Y)Canceled cashflow$91K Canceled cashflow$6,936K Net increase in cashand cash...$481K (-97.75%↓ Y/Y)Canceled cashflow$19,484K Purchase of bank premisesand equipment$91K (-68.07%↓ Y/Y)something is missing$10,000K Gain on sale oflimited partnership...$4,662K Accrued interestreceivable and other assets$803K (52.37%↑ Y/Y)Accrued interestpayable and other...-$637K (-97.83%↓ Y/Y)Net accretion ofcertain...$421K (-59.44%↓ Y/Y)Earnings on bank ownedlife insurance$332K (-44.67%↓ Y/Y)Net gain on sale ofother assets$81K Net cash (used in)provided by financing...-$19,484K (-860.20%↓ Y/Y)Canceled cashflow$10,000K Net change in demanddeposits, money market and...-$11,862K (-58.67%↓ Y/Y)Net change in otherborrowings-$10,000K (-124.39%↓ Y/Y)Net change incertificates of deposit and...-$5,670K (79.00%↑ Y/Y)Cash dividends paid$1,952K (-47.53%↓ Y/Y)