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Virginia National Bankshares Corp (VABK)

Virginia National Bankshares Corp (VABK)

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Balance Sheets Overview

Debt to Asset Ratio
88.12%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans, net of deferred fees and ...
    • Available for sale, at fair valu...
    • Bank owned life insurance
    • Others
Liabilities Breakdown
    • Money market and savings deposit...
    • Noninterest bearing
    • Certificates of deposit and othe...
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-09-30
2025-06-30
Cash and due from banks
35,705
8,500
6,166
5,999
Interest-bearing deposits in other banks
9,694
10,608
8,965
9,840
Federal funds sold
31,948
57,758
7,964
22,683
Available for sale, at fair value
234,770
240,424
252,952
254,909
Restricted securities, at cost
6,195
6,195
6,647
8,120
Total securities
240,965
246,619
259,599
263,029
Loans, net of deferred fees and costs
1,233,980
1,237,669
1,235,000
1,241,712
Allowance for credit losses
8,124
7,981
8,510
8,347
Loans, net
1,225,856
1,229,688
1,226,490
1,233,365
Premises and equipment, net
11,575
11,660
11,775
12,204
Bank owned life insurance
41,953
41,621
40,977
40,659
Goodwill
7,768
7,768
7,768
7,768
Core deposit intangible, net
2,199
2,435
2,942
3,213
Right of use asset, net
5,551
5,925
6,666
7,032
Deferred tax asset, net
12,179
12,419
13,097
14,084
Accrued interest receivable and other assets
12,803
13,163
14,023
15,046
Total assets
1,638,196
1,648,164
1,606,432
1,634,922
Noninterest bearing
367,348
355,475
361,568
384,538
Interest bearing
279,179
279,470
260,424
266,012
Money market and savings deposit accounts
481,847
505,291
460,160
457,077
Certificates of deposit and other time deposits
280,822
286,492
302,736
281,438
Total deposits
1,409,196
1,426,728
1,384,888
1,389,065
Federal funds purchased
-
-
0
0
Borrowings
20,000
20,000
30,000
61,000
Junior subordinated debt, net
3,578
3,566
3,542
3,530
Lease liability
5,474
5,835
6,542
6,888
Accrued interest payable and other liabilities
5,263
5,538
4,101
3,667
Preferred stock, 2.50 par value
-
-
-
0
Total liabilities
1,443,511
1,461,667
1,429,073
1,464,150
Common stock, 2.50 par value
13,416
13,393
13,318
13,318
Capital surplus
107,781
107,573
107,076
106,834
Retained earnings
104,531
97,475
90,149
87,514
Accumulated other comprehensive loss
-31,043
-31,944
-33,184
-36,894
Total shareholders' equity
194,685
186,497
177,359
170,772
Total liabilities and shareholders' equity
1,638,196
1,648,164
1,606,432
1,634,922
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans, net of deferredfees and costs$1,233,980K (-0.62%↓ Y/Y)Available for sale, at fairvalue$234,770K (-7.90%↓ Y/Y)Restricted securities, atcost$6,195K (-23.71%↓ Y/Y)Loans, net$1,225,856K (-0.61%↓ Y/Y)Total securities$240,965K (-8.39%↓ Y/Y)Bank owned lifeinsurance$41,953K (3.18%↑ Y/Y)Cash and due frombanks$35,705K (495.18%↑ Y/Y)Federal funds sold$31,948K (40.85%↑ Y/Y)Accrued interestreceivable and other assets$12,803K (-14.91%↓ Y/Y)Deferred tax asset, net$12,179K (-13.53%↓ Y/Y)Premises and equipment,net$11,575K (-5.15%↓ Y/Y)Interest-bearing deposits inother banks$9,694K (-1.48%↓ Y/Y)Goodwill$7,768K (0.00%↑ Y/Y)Right of use asset, net$5,551K (-21.06%↓ Y/Y)Core depositintangible, net$2,199K (-31.56%↓ Y/Y)Allowance for creditlosses$8,124K (-2.67%↓ Y/Y)Total assets$1,638,196K (0.20%↑ Y/Y)Total liabilities andshareholders' equity$1,638,196K (0.20%↑ Y/Y)Total liabilities$1,443,511K (-1.41%↓ Y/Y)Total shareholders'equity$194,685K (14.00%↑ Y/Y)Accumulated othercomprehensive loss-$31,043K (15.86%↑ Y/Y)Total deposits$1,409,196K (1.45%↑ Y/Y)Borrowings$20,000K (-67.21%↓ Y/Y)Lease liability$5,474K (-20.53%↓ Y/Y)Accrued interestpayable and other...$5,263K (43.52%↑ Y/Y)Junior subordinateddebt, net$3,578K (1.36%↑ Y/Y)Capital surplus$107,781K (0.89%↑ Y/Y)Retained earnings$104,531K (19.44%↑ Y/Y)Common stock, 2.50 parvalue$13,416K (0.74%↑ Y/Y)Money market andsavings deposit...$481,847K (5.42%↑ Y/Y)Noninterest bearing$367,348K (-4.47%↓ Y/Y)Certificates of deposit andother time deposits$280,822K (-0.22%↓ Y/Y)Interest bearing$279,179K (4.95%↑ Y/Y)