For the quarter ending 2026-03-31, VABK has $1,648,164K in assets. $1,461,667K in debts.
| Balance Sheets | 2026-03-31 | 2025-09-30 | 2025-06-30 | |
|---|---|---|---|---|
| Cash and due from banks | 8,500 | 6,166 | 5,999 | |
| Interest-bearing deposits in other banks | 10,608 | 8,965 | 9,840 | |
| Federal funds sold | 57,758 | 7,964 | 22,683 | |
| Available for sale, at fair value | 240,424 | 252,952 | 254,909 | |
| Restricted securities, at cost | 6,195 | 6,647 | 8,120 | |
| Total securities | 246,619 | 259,599 | 263,029 | |
| Loans, net of deferred fees and costs | 1,237,669 | 1,235,000 | 1,241,712 | |
| Allowance for credit losses | 7,981 | 8,510 | 8,347 | |
| Loans, net | 1,229,688 | 1,226,490 | 1,233,365 | |
| Premises and equipment, net | 11,660 | 11,775 | 12,204 | |
| Bank owned life insurance | 41,621 | 40,977 | 40,659 | |
| Goodwill | 7,768 | 7,768 | 7,768 | |
| Core deposit intangible, net | 2,435 | 2,942 | 3,213 | |
| Right of use asset, net | 5,925 | 6,666 | 7,032 | |
| Deferred tax asset, net | 12,419 | 13,097 | 14,084 | |
| Accrued interest receivable and other assets | 13,163 | 14,023 | 15,046 | |
| Total assets | 1,648,164 | 1,606,432 | 1,634,922 | |
| Noninterest bearing | 355,475 | 361,568 | 384,538 | |
| Interest bearing | 279,470 | 260,424 | 266,012 | |
| Money market and savings deposit accounts | 505,291 | 460,160 | 457,077 | |
| Certificates of deposit and other time deposits | 286,492 | 302,736 | 281,438 | |
| Total deposits | 1,426,728 | 1,384,888 | 1,389,065 | |
| Federal funds purchased | - | 0 | 0 | |
| Borrowings | 20,000 | 30,000 | 61,000 | |
| Junior subordinated debt, net | 3,566 | 3,542 | 3,530 | |
| Lease liability | 5,835 | 6,542 | 6,888 | |
| Accrued interest payable and other liabilities | 5,538 | 4,101 | 3,667 | |
| Preferred stock, 2.50 par value | - | - | 0 | |
| Total liabilities | 1,461,667 | 1,429,073 | 1,464,150 | |
| Common stock, 2.50 par value | 13,393 | 13,318 | 13,318 | |
| Capital surplus | 107,573 | 107,076 | 106,834 | |
| Retained earnings | 97,475 | 90,149 | 87,514 | |
| Accumulated other comprehensive loss | -31,944 | -33,184 | -36,894 | |
| Total shareholders' equity | 186,497 | 177,359 | 170,772 | |
| Total liabilities and shareholders' equity | 1,648,164 | 1,606,432 | 1,634,922 | |
Virginia National Bankshares Corp (VABK)
Virginia National Bankshares Corp (VABK)