vabk: the income statement

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Virginia National Bankshares Corp (VABK)

For the quarter ending 2025-06-30, VABK made $20,447K in revenue. $4,238K in net income. Net profit margin of 20.73%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Provision for income taxes	1,185
Debit/credit card and atm fees	355
Deposit account fees	293
Other	150
Wealth management fees	206
Bank owned life insurance income	307
Total noninterest income	1,311
Computer software	266
Bank franchise tax	489
Core deposit intangible amortization	284
Professional fees	331
Other	1,076
Net occupancy	889
Marketing, advertising and promotion	179
Legal fees	225
Salaries and employee benefits	3,863
Data processing	732
Fdic deposit insurance assessment	145
Equipment	202
Total noninterest expense	8,681
Provision for (recovery of) credit losses	3
Borrowings	582
Junior subordinated debt	76
Demand deposits	67
Certificates and other time deposits	2,670
Money market and savings deposits	2,927
Federal funds purchased	18
Total interest expense	6,340
Tax exempt	323
Taxable	1,265
Other interest-bearing deposits	45
Federal funds sold	64
Loans, including fees	17,330
Dividends	109
Total interest and dividend income	19,136
Net interest income	12,796
Net interest income after provision for (recovery of) credit losses	12,793
Income before income taxes	5,423
Net income (loss)	4,238

Basic, per share amount	0.79
Diluted, per share amount	0.78
Weighted average common shares outstanding, basic	5,391,979
Weighted average common shares outstanding, diluted	5,417,900

Unit: Thousand (K) dollars (except for numbers of shares and EPS)