WBHC: the balance sheet

MyFinsight

For the year ending 2025-12-31, WBHC has $5,878,956K in assets. $5,297,271K in debts.

Balance Sheets	2025-12-31
Total loans before net deferred loan fees	4,363,837
Net deferred loan fees	-12,708
Total loans	4,351,129
Less allowance for credit losses	55,034
Loans, net of allowance for credit losses of 55,034 and 49,497, respectively	4,296,095
Available-for-sale securities, at market (amortized cost 1,041,188 and 947,341, respectively)	966,504
Loans held for sale	2,361
Interest bearing deposits	326,234
Federal funds sold	9,792
Restricted equity securities, at cost	4,285
Total earning assets	5,605,271
Cash and due from banks	31,327
Premises and equipment, gross	99,163
Less accumulated depreciation	36,507
Premises and equipment, net	62,656
Accrued interest receivable	19,018
Deferred income taxes	34,761
Bank owned life insurance	69,348
Goodwill	5,877
Other real estate	515
Other assets	50,183
Total assets	5,878,956

Noninterest-bearing	413,612
Interest-bearing	4,830,644
Total deposits	5,244,256
Accrued interest and other liabilities	53,015
Total liabilities	5,297,271
Common stock, par value 2.00 per share, authorized 50,000,000 shares, 12,145,641 and 11,876,770 shares issued and outstanding, respectively	24,291
Additional paid-in capital	170,546
Retained earnings	442,013
Noncontrolling interest in consolidated subsidiary	0
Accumulated other comprehensive losses, net of taxes of 19,519 and 31,217, respectively	-55,165
Total shareholders' equity	581,685
Total liabilities and shareholders' equity	5,878,956

Unit: Thousand (K) dollars (except for numbers of shares and EPS).