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Balance Sheets Overview

Debt to Asset Ratio
90.08%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans
    • Interest bearing deposits
    • Bank owned life insurance
    • Others
Liabilities Breakdown
    • Savings and money market account...
    • Time
    • Interest bearing
    • Others

Balance Sheets
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Total loans before net deferred loan fees
NaN 4,363,837 NaN NaN
Net deferred loan fees
NaN -12,708 NaN NaN
Loans
4,394,099 4,351,129 4,368,958 4,287,945
Less allowance for credit losses
57,247 55,034 55,012 53,854
Net loans
4,336,852 4,296,095 4,313,946 4,234,091
Securities available-for-sale, fair value (amortized cost 1,122,219 and 1,041,188, respectively)
1,041,823 966,504 892,449 893,693
Loans held for sale
2,482 2,361 4,245 5,094
Interest bearing deposits
317,559 326,234 342,315 208,677
Restricted equity securities
4,336 4,285 4,285 4,285
Federal funds sold
9,765 9,792 9,756 9,878
Total earning assets
5,712,817 5,605,271 5,566,996 5,355,718
Cash and due from banks
30,320 31,327 26,918 26,758
Premises and equipment, gross
NaN 99,163 NaN NaN
Less accumulated depreciation
NaN 36,507 NaN NaN
Bank premises and equipment, net
62,939 62,656 62,650 62,990
Accrued interest receivable
19,038 19,018 17,924 18,865
Deferred income tax asset
36,854 34,761 37,458 40,441
Bank owned life insurance
69,890 69,348 68,799 68,260
Other assets
53,030 50,183 50,296 52,875
Other real estate
515 515 NaN NaN
Goodwill
5,877 5,877 5,877 5,877
Total assets
5,991,280 5,878,956 5,836,918 5,631,784
Noninterest-bearing
406,141 413,612 396,648 394,581
Interest bearing
982,661 4,830,644 932,477 941,760
Savings and money market accounts
2,019,222 NaN 1,995,789 1,875,753
Time
1,929,520 NaN 1,896,348 1,827,643
Total deposits
5,337,544 5,244,256 5,221,262 5,039,737
Accrued interest payable and other liabilities
59,142 53,015 61,930 61,091
Noncontrolling interest in consolidated subsidiary
NaN 0 0 0
Total liabilities
5,396,686 5,297,271 5,283,192 5,100,828
Common stock, 2.00 par value authorized 50,000,000 shares, issued and outstanding 12,285,754 and 12,145,641 shares, respectively
24,571 24,291 24,267 24,001
Additional paid-in capital
181,585 170,546 169,670 159,606
Retained earnings
447,823 442,013 419,692 416,843
Accumulated other comprehensive losses, net of taxes of 21,011 and 19,519 respectively
-59,385 -55,165 -59,903 -69,494
Total shareholders equity
594,594 581,685 553,726 530,956
Total liabilities and shareholders equity
5,991,280 5,878,956 5,836,918 5,631,784
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans$4,394,099K Net loans$4,336,852K Securitiesavailable-for-sale, fair value...$1,041,823K Interest bearingdeposits$317,559K Federal funds sold$9,765K Restricted equitysecurities$4,336K Loans held for sale$2,482K Less allowance forcredit losses$57,247K Total earning assets$5,712,817K Bank owned lifeinsurance$69,890K Bank premises andequipment, net$62,939K Other assets$53,030K Deferred income tax asset$36,854K Cash and due frombanks$30,320K Accrued interestreceivable$19,038K Goodwill$5,877K Other real estate$515K Total assets$5,991,280K Total liabilities andshareholders equity$5,991,280K Total liabilities$5,396,686K Total shareholdersequity$594,594K Accumulated othercomprehensive losses, net of...-$59,385K Total deposits$5,337,544K Accrued interestpayable and other...$59,142K Retained earnings$447,823K Additional paid-in capital$181,585K Common stock, 2.00 parvalue authorized...$24,571K Savings and money marketaccounts$2,019,222K Time$1,929,520K Interest bearing$982,661K Noninterest-bearing$406,141K

WILSON BANK HOLDING CO (WBHC)

WILSON BANK HOLDING CO (WBHC)