The latest financial statement is for the quarter ending 2025-09-30.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net earnings | 17,871 | 35,532 |
| Provision for credit losses | 1,400 | 4,470 |
| Deferred income tax benefit | -410 | -1,022 |
| Depreciation and amortization of premises and equipment | 1,046 | 2,200 |
| Loss on sale of fixed assets | -57 | -12 |
| Net amortization of securities | -108 | -385 |
| Net realized loss on sale of securities | -2,526 | 11 |
| Gains on mortgage loans sold, net | 371 | 1,562 |
| Share-based compensation expense | -57 | 834 |
| Loss on sale of other assets | 0 | -2 |
| Loss on sale of investment in joint venture | 0 | -4 |
| Increase in value of life insurance and annuity contracts | 595 | 1,197 |
| Mortgage loans originated for resale | 18,481 | 36,029 |
| Proceeds from sale of mortgage loans | 19,701 | 35,026 |
| Gain on lease modification | 0 | 52 |
| Right of use asset amortization | 106 | 227 |
| Amortization of premium on loans | 0 | 68 |
| Amortization of core deposit intangibles | 0 | 34 |
| Accretion of premium on time deposits | 0 | 49 |
| Amortization of mortgage servicing rights | 27 | 213 |
| Accrued interest receivable | -941 | 1,920 |
| Other assets | -2,165 | 2,664 |
| Accrued interest payable | -291 | 262 |
| Other liabilities | 2,395 | 7,648 |
| Total adjustments | 10,267 | 6,879 |
| Net cash provided by operating activities | 28,138 | 42,411 |
| Purchases | 71,311 | 85,607 |
| Sales | 58,048 | 17,880 |
| Maturities, prepayments and calls | 24,857 | 26,919 |
| Purchases of restricted equity securities | 0 | 409 |
| Net increase in loans | 81,014 | 181,936 |
| Purchase of buildings, leasehold improvements, and equipment | 716 | 1,965 |
| Proceeds from sale of premises and equipment | 16 | 42 |
| Proceeds from sale of other assets | 0 | 55 |
| Purchase of life insurance and annuity contracts | 0 | 12,179 |
| Redemption of annuity contracts | 60 | 454 |
| Cash received from sale of investment in joint venture | 0 | 40 |
| Cash received from acquisition, net | 0 | 8,132 |
| Net cash used in investing activities | -70,060 | -228,574 |
| Net change in deposits - non-maturing | 112,820 | 173,784 |
| Net change in deposits - time | 68,705 | 10,543 |
| Change in escrow balances | -1,004 | 3,181 |
| Repayment of finance lease obligation | 20 | 39 |
| Sale of subsidiary interest | 0 | 228 |
| Issuance of common stock related to exercise of stock options | -18 | 82 |
| Forfeiture of performance stock units | 2 | - |
| Forfeiture of restricted stock units | 3 | - |
| Issuance of common stock pursuant to dividend reinvestment plan | - | 8,466 |
| Repurchase of common stock | 0 | 0 |
| Cash dividends paid on common stock | -3,576 | 11,902 |
| Net cash provided by financing activities | 175,598 | 183,887 |
| Net change in cash and cash equivalents | 133,676 | -2,276 |
| Cash and cash equivalents at beginning of period | 247,589 | - |
| Cash and cash equivalents at end of period | 378,989 | - |
WILSON BANK HOLDING CO (WBHC)
WILSON BANK HOLDING CO (WBHC)