The latest financial statement is for the year ending 2025-12-31.
| Cash Flow | 2025-12-31 |
|---|---|
| Consolidated net income | 75,724 |
| Provision for credit losses | 6,930 |
| Deferred tax expense (benefit) | -411 |
| Depreciation and amortization of premises and equipment | 4,277 |
| Loss on sale of fixed assets | -131 |
| Net amortization of securities | -480 |
| Net realized losses on sales of securities | -2,515 |
| Gains on mortgage loans sold, net | 2,336 |
| Share-based compensation expense | 1,087 |
| Loss on sale of other assets | -2 |
| Loss on sale of investment in joint venture | -4 |
| Increase in value of life insurance and annuity contracts | 2,257 |
| Mortgage loans originated for resale | 72,510 |
| Proceeds from sale of mortgage loans | 75,014 |
| Gain on lease modification | 52 |
| Right of use asset amortization | 432 |
| Amortization of premium on loans | 68 |
| Amortization of core deposit intangibles | 34 |
| Accretion of premium on time deposits | 49 |
| Amortization of mortgage servicing rights | 337 |
| Accrued interest receivable | 2,073 |
| Other assets | 938 |
| Accrued interest payable | 1,925 |
| Other liabilities | 1,619 |
| Total adjustments | 14,229 |
| Net cash provided by operating activities | 89,953 |
| Purchases | 240,911 |
| Sales | 75,928 |
| Maturities, prepayments and calls | 68,141 |
| Redemptions (purchases) of restricted equity securities | 409 |
| Net increase in loans | 246,443 |
| Purchase of buildings, leasehold improvements, and equipment | 3,699 |
| Proceeds from sale of premises and equipment | 36 |
| Proceeds from sale of other assets | 55 |
| Purchase of life insurance and annuity contracts | 12,179 |
| Redemption of annuity contracts | 524 |
| Decrease in cash from sale of joint venture | 228 |
| Cash received from acquisition, net | 8,132 |
| Net cash used in investing activities | -351,053 |
| Net change in deposits - non-maturing | 307,250 |
| Net change in deposits - time | 81,636 |
| Change in escrow balances | -274 |
| Repayment of finance lease obligation | 81 |
| Issuance of common stock related to exercise of stock options | 654 |
| Forfeiture of performance stock units | 2 |
| Forfeiture of restricted stock units | 3 |
| Repurchase of common stock | 0 |
| Cash dividends paid on common stock | 8,326 |
| Net cash provided by financing activities | 380,864 |
| Net change in cash and cash equivalents | 119,764 |
| Cash and cash equivalents - beginning of year | 247,589 |
| Cash and cash equivalents - end of year | 367,353 |
WILSON BANK HOLDING CO (WBHC)
WILSON BANK HOLDING CO (WBHC)