For the year ending 2025-12-31.
| Income Statement | 2025-12-31 | 2024-12-31 | ||
|---|---|---|---|---|
| Non-interest income | 31,270 | - | ||
| Interest and fees on loans | 287,805 | - | ||
| Taxable securities | 25,138 | - | ||
| Exempt from federal income taxes | 1,089 | - | ||
| Interest on loans held for sale | 159 | - | ||
| Interest on federal funds sold | 412 | - | ||
| Interest on interest bearing deposits | 11,234 | - | ||
| Interest and dividends on restricted equity securities | 350 | - | ||
| Total interest income | 326,187 | - | ||
| Interest on negotiable order of withdrawal accounts | 7,553 | - | ||
| Interest on money market accounts and other savings accounts | 45,470 | - | ||
| Interest on certificates of deposit and individual retirement accounts | 77,433 | - | ||
| Interest on federal funds purchased | 1 | - | ||
| Interest on federal home loan bank advances | 0 | - | ||
| Interest on finance leases | 154 | - | ||
| Total interest expense | 130,611 | - | ||
| Net interest income before provision for credit losses | 195,576 | - | ||
| Provision for credit losses - loans | 7,145 | - | ||
| Provision for credit losses - off-balance sheet exposures | -215 | - | ||
| Net interest income after provision for credit losses | 188,646 | - | ||
| Non-interest expense | 122,839 | - | ||
| Earnings before income taxes | 97,077 | - | ||
| Federal statutory income tax | 20,388 | - | ||
| State income taxes, net of federal income tax benefit | 1,582 | - | ||
| Tax exempt interest, net of interest expense exclusion | 307 | - | ||
| Earnings on cash surrender value of life insurance | 443 | - | ||
| Expenses not deductible for tax purposes | 212 | - | ||
| Equity based compensation | -58 | - | ||
| Other | -21 | - | ||
| Income taxes | 21,353 | - | ||
| Net earnings | 75,724 | 56,664 | ||
| Net earnings attributable to noncontrolling interest | 25 | 134 | ||
| Net earnings attributable to wilson bank holding company | 75,699 | 56,530 | ||
| Basic EPS | 6.28 | 4.79 | ||
| Diluted EPS | 6.26 | 4.78 | ||
| Basic Average Shares | 12,049,033 | 11,806,822 | ||
| Diluted Average Shares | 12,088,475 | 11,838,589 | ||
WILSON BANK HOLDING CO (WBHC)
WILSON BANK HOLDING CO (WBHC)