Financial insights of WBHC

MyFinsight

For the quarter ending 2026-03-31, WBHC made $1,631K in revenue. $22,261K in net income. Net profit margin of 1364.87%.

Income Overview

Revenue
$1,631K
Net Income
$22,261K
Net Profit Margin
1364.87%
EPS
$1.81
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Debit and credit card interchange income, net	1,631	-	1,933	2,491
Service charges on deposit accounts	2,274	-	2,296	2,193
Loss on sale of investment in joint venture	-	-	0	-4
Brokerage income	2,591	-	2,570	2,456
Other fees and commissions	380	-	429	396
Premium on credit card portfolio sale	1,127	-	-	-
Income on boli and annuity contracts	685	-	595	594
Gain on sale of loans	726	-	371	831
Mortgage servicing income (loss)	94	-	233	-5
Credit card revenue share	70	-	-	-
Loss on sale of fixed assets	-3	-	-57	-6
Gain on sale of securities, net	0	-	-2,526	-2
Loss on sale of other assets	-2	-	0	-4
Other income	37	-	118	2
Total non-interest income	9,610	8,914*	5,962	8,942
Interest and fees on loans	73,030	70,300*	73,141	71,863
Taxable securities	7,896	6,625*	6,362	5,980
Exempt from federal income taxes	262	269*	270	277
Interest on loans held for sale	59	27*	43	45
Interest on federal funds sold	87	91*	107	107
Interest on balances held at depository institutions	2,838	2,680*	2,964	2,739
Interest and dividends on restricted securities	81	86*	93	83
Total interest income	84,253	80,077*	82,980	81,094
Interest on negotiable order of withdrawal accounts	1,610	1,861*	1,824	1,971
Interest on money market and savings accounts	10,306	10,165*	12,555	10,982
Interest on time deposits	18,469	20,080*	19,074	19,162
Interest on federal funds purchased	1	1*	0	0
Interest on federal home loan bank advances	-	0*	-	-
Interest on finance leases	39	33*	40	41
Total interest expense	30,425	32,138*	33,493	32,156
Net interest income before provision for credit losses	53,828	47,939*	49,487	48,938
Provision for credit losses - loans	2,541	1,325*	1,373	2,507
Provision (benefit) for credit losses - off-balance sheet exposures	144	-440*	27	123
Net interest income after provision for credit losses	51,143	47,054*	48,087	46,308
Salaries and employee benefits	19,540	-	18,696	18,511
Occupancy expenses, net	1,672	-	1,643	1,542
Advertising & public relations expense	771	-	1,342	1,103
Furniture and equipment expense	677	-	703	749
Data processing expense	3,096	-	2,953	2,852
Directors fees	189	-	185	186
Fdic insurance	939	-	1,000	1,025
Audit, legal & consulting expenses	1,000	-	401	574
Other operating expenses	3,883	-	3,970	3,780
Total non-interest expense	31,767	31,017*	30,893	30,322
Earnings before income taxes	28,986	24,951*	23,156	24,928
Federal statutory income tax	-	4,495*	-	-
State income taxes, net of federal income tax benefit	-	396*	-	-
Tax exempt interest, net of interest expense exclusion	-	77*	-	-
Earnings on cash surrender value of life insurance	-	111*	-	-
Expenses not deductible for tax purposes	-	53*	-	-
Equity based compensation	-	-14*	-	-
Other	-	-5*	-	-
Income taxes	6,725	4,736*	5,285	5,793
Net earnings	22,261	20,215*	17,871	19,135
Net earnings attributable to noncontrolling interest	0	-5*	0	20
Net earnings attributable to wilson bank holding company	22,261	20,220	17,871	19,115

Basic EPS	1.82	1.678	1.48	1.59
Diluted EPS	1.81	1.672	1.47	1.59
Basic Average Shares	12,250,325	12,052,700	12,098,160	11,996,239
Diluted Average Shares	12,294,253	12,092,758	12,137,713	12,034,954

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Revenue
$1,631K
Net Income
$22,261K
Net Profit Margin
1364.87%
EPS
$1.81
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Revenue
$1,631K
Net Income
$22,261K
Net Profit Margin
1364.87%
EPS
$1.81
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue$1,631KNet Income$22,261KNet Profit Margin1364.87%EPS$1.81Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Revenue$1,631KNet Income$22,261KNet Profit Margin1364.87%EPS$1.81Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Revenue
$1,631K
Net Income
$22,261K
Net Profit Margin
1364.87%
EPS
$1.81
Unit: Thousand (K) dollars

Revenue
$1,631K
Net Income
$22,261K
Net Profit Margin
1364.87%
EPS
$1.81
Unit: Thousand (K) dollars