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Income Overview

Net Income
$20,810K
EPS
$1.69
Unit: Thousand (K) dollars
Income Statement
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Total non-interest income
9,420
9,610
8,914*
5,962
Interest and fees on loans
73,513
73,030
70,300*
73,141
Taxable securities
8,688
7,896
6,625*
6,362
Exempt from federal income taxes
274
262
269*
270
Interest on loans held for sale
60
59
27*
43
Interest on federal funds sold
87
87
91*
107
Interest on balances held at depository institutions
2,606
2,838
2,680*
2,964
Interest and dividends on restricted securities
80
81
86*
93
Total interest income
85,308
84,253
80,077*
82,980
Interest on negotiable order of withdrawal accounts
1,758
1,610
1,861*
1,824
Interest on money market and savings accounts
11,144
10,306
10,165*
12,555
Interest on time deposits
17,934
18,469
20,080*
19,074
Interest on federal funds purchased
0
1
1*
0
Interest on federal home loan bank advances
-
-
0*
-
Interest on finance leases
39
39
33*
40
Total interest expense
30,875
30,425
32,138*
33,493
Net interest income before provision for credit losses
54,433
53,828
47,939*
49,487
Provision for credit losses - loans
1,028
2,541
1,325*
1,373
Provision (benefit) for credit losses - off-balance sheet exposures
572
144
-440*
27
Net interest income after provision for credit losses
52,833
51,143
47,054*
48,087
Total non-interest expense
34,990
31,767
31,017*
30,893
Earnings before income taxes
27,263
28,986
24,951*
23,156
Federal statutory income tax
-
-
4,495*
-
State income taxes, net of federal income tax benefit
-
-
396*
-
Tax exempt interest, net of interest expense exclusion
-
-
77*
-
Earnings on cash surrender value of life insurance
-
-
111*
-
Expenses not deductible for tax purposes
-
-
53*
-
Equity based compensation
-
-
-14*
-
Other
-
-
-5*
-
Income taxes
6,453
6,725
4,736*
5,285
Net earnings
20,810
22,261
20,215*
17,871
Net earnings attributable to noncontrolling interest
0
0
-5*
0
Net earnings attributable to wilson bank holding company
20,810
22,261
20,220
17,871
Basic EPS
1.69
1.82
1.678
1.48
Diluted EPS
1.69
1.81
1.672
1.47
Basic Average Shares
12,289,424
12,250,325
12,052,700
12,098,160
Diluted Average Shares
12,334,259
12,294,253
12,092,758
12,137,713
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

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Income Statement

Interest and fees on loans$73,513K (2.30%↑ Y/Y)Taxable securities$8,688K (45.28%↑ Y/Y)Interest on balances heldat depository...$2,606K (-4.86%↓ Y/Y)Exempt from federalincome taxes$274K (-1.08%↓ Y/Y)Interest on federal fundssold$87K (-18.69%↓ Y/Y)Interest and dividends onrestricted securities$80K (-3.61%↓ Y/Y)Interest on loans held forsale$60K (33.33%↑ Y/Y)Total interest income$85,308K (5.20%↑ Y/Y)Net interest incomebefore provision for...$54,433K (11.23%↑ Y/Y)Total interestexpense$30,875K (-3.98%↓ Y/Y)Net interest incomeafter provision for...$52,833K (14.09%↑ Y/Y)Total non-interestincome$9,420K (5.35%↑ Y/Y)Provision for creditlosses - loans$1,028K (-58.99%↓ Y/Y)Provision (benefit) forcredit losses -...$572K (365.04%↑ Y/Y)Interest on time deposits$17,934K (-6.41%↓ Y/Y)Interest on money marketand savings...$11,144K (1.48%↑ Y/Y)Interest on negotiableorder of withdrawal...$1,758K (-10.81%↓ Y/Y)Interest on financeleases$39K (-4.88%↓ Y/Y)Earnings before incometaxes$27,263K (9.37%↑ Y/Y)Total non-interestexpense$34,990K (15.39%↑ Y/Y)Net earnings$20,810K (8.75%↑ Y/Y)Income taxes$6,453K (11.39%↑ Y/Y)Net earningsattributable to wilson bank...$20,810K (8.87%↑ Y/Y)

WILSON BANK HOLDING CO (WBHC)

WILSON BANK HOLDING CO (WBHC)