Interest-bearing deposits and other short-term investments
9,880
30,126
18,255
50,331
Total cash and cash equivalents
37,666
56,137
40,381
82,942
Securities available-for-sale, at fair value (amortized cost 193,454 at june 30, 2026 and 198,194 at december 31, 2025)
170,598
173,215
175,800
179,234
Securities held-to-maturity, at amortized cost (fair value 151,189 at june 30, 2026 and 158,504 at december 31, 2025)
181,723
185,392
188,800
193,446
Marketable equity securities, at fair value
662
610
632
471
Total investment securities
352,983
359,217
365,232
373,151
Federal home loan bank stock and other restricted stock, at amortized cost
3,790
5,736
5,359
5,818
Total loans
2,193,832
2,200,956
2,183,592
2,131,308
Allowance for credit losses
20,185
20,451
20,297
20,542
Net loans
2,173,647
2,180,505
2,163,295
2,110,766
Total
-
-
63,399
-
Less accumulated depreciation and amortization
-
-
40,054
-
Premises and equipment, net
23,776
23,583
23,345
23,194
Accrued interest receivable
9,008
8,931
8,783
8,887
Bank-owned life insurance
78,214
77,679
79,019
78,527
Deferred tax asset, net
12,836
12,877
12,716
12,085
Goodwill
12,487
12,487
12,487
12,487
Core deposit intangible
875
969
1,063
1,156
Other assets
27,019
26,416
24,800
26,517
Total assets
2,732,301
2,764,537
2,736,480
2,735,530
Non-interest-bearing deposits
600,599
597,738
594,516
590,152
Interest-bearing deposits
1,800,801
1,784,054
1,766,392
1,759,723
Total deposits
2,401,400
2,381,792
2,360,908
2,349,875
Short-term borrowings
17,740
23,810
13,270
2,980
Long-term debt
25,000
73,000
73,000
98,000
Subordinated debt
19,810
19,800
19,790
19,781
Total borrowings
62,550
116,610
106,060
120,761
Securities pending settlement
-
-
242
-
Other liabilities
20,072
18,039
21,633
21,254
Total liabilities
2,484,022
2,516,441
2,488,843
2,491,890
Common stock - 0.01 par value, 75,000,000 shares authorized, 20,045,872 and 20,372,786 shares issued and outstanding at june 30, 2026 and december 31, 2025, respectively
200
202
204
205
Additional paid-in capital
110,442
113,049
114,515
115,828
Unearned compensation employee stock ownership plan (esop)
1,225
1,334
1,443
1,559
Unearned compensation - equity incentive plan
1,989
2,352
1,224
1,557
Retained earnings
157,908
155,706
152,302
148,510
Accumulated other comprehensive loss, net of tax
-17,057
-17,175
-16,717
-17,787
Total shareholders equity
248,279
248,096
247,637
243,640
Total liabilities and shareholders equity
2,732,301
2,764,537
2,736,480
2,735,530
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.
Time Plot
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