For the quarter ending 2025-09-30, WNEB has $2,735,530K in assets. $2,491,890K in debts.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks | 25,513 | 30,020 | ||
| Federal funds sold | 7,098 | 6,090 | ||
| Interest-bearing deposits and other short-term investments | 50,331 | 57,198 | ||
| Total cash and cash equivalents | 82,942 | 93,308 | ||
| Securities available-for-sale, at fair value | 179,234 | 178,785 | ||
| Securities held-to-maturity, at amortized cost (fair value of 161,588 at september 30, 2025 and 165,606 at december 31, 2024) | 193,446 | 197,671 | ||
| Marketable equity securities, at fair value | 471 | 444 | ||
| Total investment securities | 373,151 | 376,900 | ||
| Federal home loan bank stock and other restricted stock, at amortized cost | 5,818 | 5,818 | ||
| Total loans | 2,131,308 | 2,092,631 | ||
| Less allowance for credit losses | 20,542 | 19,733 | ||
| Net loans | 2,110,766 | 2,072,898 | ||
| Premises and equipment, net | 23,194 | 23,462 | ||
| Accrued interest receivable | 8,887 | 8,719 | ||
| Bank-owned life insurance | 78,527 | 78,045 | ||
| Deferred tax asset, net | 12,085 | 12,781 | ||
| Goodwill | 12,487 | 12,487 | ||
| Core deposit intangible | 1,156 | 1,250 | ||
| Other assets | 26,517 | 25,481 | ||
| Total assets | 2,735,530 | 2,711,149 | ||
| Non-interest-bearing deposits | 590,152 | 595,263 | ||
| Interest-bearing deposits | 1,759,723 | 1,734,850 | ||
| Total deposits | 2,349,875 | 2,330,113 | ||
| Short-term borrowings | 2,980 | 4,040 | ||
| Long-term debt | 98,000 | 98,000 | ||
| Subordinated debt | 19,781 | 19,771 | ||
| Total borrowings | 120,761 | 121,811 | ||
| Securities pending settlement | - | 0 | ||
| Other liabilities | 21,254 | 19,797 | ||
| Total liabilities | 2,491,890 | 2,471,721 | ||
| Common stock - 0.01 par value, 75,000,000 shares authorized, 20,491,966 shares issued and outstanding at september 30, 2025 20,875,713 shares issued and outstanding at december 31, 2024 | 205 | 205 | ||
| Additional paid-in capital | 115,828 | 115,885 | ||
| Unearned compensation employee stock ownership plan (esop) | 1,559 | 1,675 | ||
| Unearned compensation - equity incentive plan | 1,557 | 1,935 | ||
| Retained earnings | 148,510 | 146,762 | ||
| Accumulated other comprehensive loss, net of tax | -17,787 | -19,814 | ||
| Total shareholders equity | 243,640 | 239,428 | ||
| Total liabilities and shareholders equity | 2,735,530 | 2,711,149 | ||
Western New England Bancorp, Inc. (WNEB)
Western New England Bancorp, Inc. (WNEB)