For the quarter ending 2026-03-31, WNEB has $2,764,537K in assets. $2,516,441K in debts.
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Cash and due from banks | 22,158 | 19,890 | 25,513 | 30,020 |
| Federal funds sold | 3,853 | 2,236 | 7,098 | 6,090 |
| Interest-bearing deposits and other short-term investments | 30,126 | 18,255 | 50,331 | 57,198 |
| Total cash and cash equivalents | 56,137 | 40,381 | 82,942 | 93,308 |
| Securities available-for-sale, at fair value (amortized cost of 196,228 at march 31, 2026 and 198,194 at december 31, 2025) | 173,215 | 175,800 | 179,234 | 178,785 |
| Securities held-to-maturity, at amortized cost (fair value of 154,815 at march 31, 2026 and 158,504 at december 31, 2025) | 185,392 | 188,800 | 193,446 | 197,671 |
| Marketable equity securities, at fair value | 610 | 632 | 471 | 444 |
| Total investment securities | 359,217 | 365,232 | 373,151 | 376,900 |
| Federal home loan bank stock and other restricted stock, at amortized cost | 5,736 | 5,359 | 5,818 | 5,818 |
| Total loans | 2,200,956 | 2,183,592 | 2,131,308 | 2,092,631 |
| Less allowance for credit losses | 20,451 | 20,297 | 20,542 | 19,733 |
| Net loans | 2,180,505 | 2,163,295 | 2,110,766 | 2,072,898 |
| Total | - | 63,399 | - | - |
| Less accumulated depreciation and amortization | - | 40,054 | - | - |
| Premises and equipment, net | 23,583 | 23,345 | 23,194 | 23,462 |
| Accrued interest receivable | 8,931 | 8,783 | 8,887 | 8,719 |
| Bank-owned life insurance | 77,679 | 79,019 | 78,527 | 78,045 |
| Deferred tax asset, net | 12,877 | 12,716 | 12,085 | 12,781 |
| Goodwill | 12,487 | 12,487 | 12,487 | 12,487 |
| Core deposit intangible | 969 | 1,063 | 1,156 | 1,250 |
| Other assets | 26,416 | 24,800 | 26,517 | 25,481 |
| Total assets | 2,764,537 | 2,736,480 | 2,735,530 | 2,711,149 |
| Non-interest-bearing deposits | 597,738 | 594,516 | 590,152 | 595,263 |
| Interest-bearing deposits | 1,784,054 | 1,766,392 | 1,759,723 | 1,734,850 |
| Total deposits | 2,381,792 | 2,360,908 | 2,349,875 | 2,330,113 |
| Short-term borrowings | 23,810 | 13,270 | 2,980 | 4,040 |
| Long-term debt | 73,000 | 73,000 | 98,000 | 98,000 |
| Subordinated debt | 19,800 | 19,790 | 19,781 | 19,771 |
| Total borrowings | 116,610 | 106,060 | 120,761 | 121,811 |
| Securities pending settlement | - | 242 | - | 0 |
| Other liabilities | 18,039 | 21,633 | 21,254 | 19,797 |
| Total liabilities | 2,516,441 | 2,488,843 | 2,491,890 | 2,471,721 |
| Common stock - 0.01 par value, 75,000,000 shares authorized, 20,240,872 shares issued and outstanding at march 31, 2026 20,372,786 shares issued and outstanding at december 31, 2025 | 202 | 204 | 205 | 205 |
| Additional paid-in capital | 113,049 | 114,515 | 115,828 | 115,885 |
| Unearned compensation employee stock ownership plan (esop) | 1,334 | 1,443 | 1,559 | 1,675 |
| Unearned compensation - equity incentive plan | 2,352 | 1,224 | 1,557 | 1,935 |
| Retained earnings | 155,706 | 152,302 | 148,510 | 146,762 |
| Accumulated other comprehensive loss, net of tax | -17,175 | -16,717 | -17,787 | -19,814 |
| Total shareholders equity | 248,096 | 247,637 | 243,640 | 239,428 |
| Total liabilities and shareholders equity | 2,764,537 | 2,736,480 | 2,735,530 | 2,711,149 |
Western New England Bancorp, Inc. (WNEB)
Western New England Bancorp, Inc. (WNEB)