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The latest financial statement is for the quarter ending 2026-03-31.

Cash Flow Overview

Free Cash flow
-$388K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Net increase in deposits
    • Net increase (decrease) in short...
    • Proceeds from calls, maturities,...
    • Others
Negative Cash Flow Breakdown
    • Net loan originations and princi...
    • Other liabilities
    • Purchases of securities availabl...
    • Others

Cash Flow
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Gain on mortgage banking activities
-0 0 11
Net income
4,777 5,209 3,167 6,893
Loss on disposal of premises and equipment
-0 0 0
Provision for credit losses
75 -485 1,293 -473
Depreciation and amortization of premises and equipment
486 502 517 1,090
Net (accretion) amortization of purchase accounting adjustments
-7 -17 22 2
Amortization of core deposit intangible
94 93 94 188
Net amortization of premiums and discounts on securities and mortgage loans
255 235 241 525
Net amortization of deferred costs on mortgage loans
110 242 23 129
Net amortization of premiums on subordinated debt
10 9 10 20
Share-based compensation (benefit) expense
-187 333 288 463
Esop expense
208 224 173 308
Net change in unrealized loss on marketable equity securities
-13 -7 22 20
Gain on bank-owned life insurance death benefit
449 0 --
Income from bank-owned life insurance
476 492 482 989
Accrued interest receivable
148 -104 168 251
Other assets
1,119 -1,407 1,258 -196
Deferred income tax (benefit) provision
--1,002 --
Other liabilities
-3,296 689 1,679 -2,492
Net cash provided by (used in) operating activities
346 7,058 5,577 5,578
Purchases of securities held-to-maturity
-0 0 0
Proceeds from sale of portfolio residential real estate loans
-0 0 -
Purchase of federal home loan bank of boston stock
--0 0
Proceeds from disposal of premises and equipment
-0 0 0
Proceeds from calls, maturities, and principal collections of securities held-to-maturity
3,311 4,559 4,137 7,183
Purchases of securities available-for-sale
2,972 0 1,999 29,601
Proceeds from calls, maturities, and principal collections of securities available-for-sale
4,790 4,730 4,124 7,405
Proceeds from redemption and sales of marketable equity securities
44 0 --
Purchases of premises and equipment
---151
Purchases of marketable equity securities
35 168 6 27
Net loan originations and principal payments
17,388 52,262 39,199 21,876
Purchase of federal home loan bank of boston stock
377 -459 --
Purchases of premises and equipment
734 663 410 -
Proceeds from payout on bank-owned life insurance
1,470 0 --
Net cash used in investing activities
-11,891 -43,345 -33,202 -37,067
Repayment of long-term debt
-25,000 0 0
Proceeds from long-term debt
-0 0 0
Net increase in deposits
20,884 11,033 19,762 67,466
Net increase (decrease) in short-term borrowings
10,540 10,290 -1,060 -1,350
Cash dividends paid on common stock
1,373 1,417 1,419 2,876
Repurchase of common stock
2,750 1,180 24 4,893
Net cash provided by financing activities
27,301 -6,274 17,259 58,347
Net change in cash and cash equivalents
--42,561 --
Net change in cash and cash equivalents
15,756 -42,561 -10,366 26,858
Beginning of period
40,381 -16,492 66,450 -
End of period
56,137 -42,561 82,942 -
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net increase indeposits$20,884K Net increase(decrease) in short-term...$10,540K Net income$4,777K Depreciation andamortization of premises and...$486K Net amortization ofpremiums and discounts on...$255K Esop expense$208K Net amortization ofdeferred costs on...$110K Amortization of core depositintangible$94K Provision for creditlosses$75K Net change inunrealized loss on...-$13K Net amortization ofpremiums on subordinated...$10K Net cash provided byfinancing activities$27,301K Net cash provided by(used in) operating...$346K Canceled cashflow$4,123K Canceled cashflow$5,682K Net change in cashand cash...$15,756K Canceled cashflow$11,891K Repurchase of common stock$2,750K Cash dividends paidon common stock$1,373K Proceeds from calls,maturities, and principal...$4,790K Proceeds from calls,maturities, and principal...$3,311K Proceeds from payout onbank-owned life insurance$1,470K Proceeds from redemptionand sales of...$44K Other liabilities-$3,296K Other assets$1,119K Income from bank-ownedlife insurance$476K Gain on bank-ownedlife insurance death...$449K Share-based compensation(benefit) expense-$187K Accrued interestreceivable$148K Net (accretion)amortization of purchase...-$7K Net cash used ininvesting activities-$11,891K Canceled cashflow$9,615K Net loanoriginations and principal...$17,388K Purchases of securitiesavailable-for-sale$2,972K Purchases of premises andequipment$734K Purchase of federal homeloan bank of boston...$377K Purchases of marketableequity securities$35K

Western New England Bancorp, Inc. (WNEB)

Western New England Bancorp, Inc. (WNEB)