The latest financial statement is for the quarter ending 2025-09-30.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Loss on disposal of premises and equipment | 0 | 0 |
| Depreciation and amortization of premises and equipment | 517 | 1,090 |
| Net amortization (accretion) of purchase accounting adjustments | 22 | 2 |
| Net amortization of premiums and discounts on securities and mortgage loans | 241 | 525 |
| Net amortization of deferred costs on mortgage loans | 23 | 129 |
| Net amortization of premiums on subordinated debt | 10 | 20 |
| Share-based compensation expense | 288 | 463 |
| Esop expense | 173 | 308 |
| Gain on mortgage banking activities | 0 | 11 |
| Income from bank-owned life insurance | 482 | 989 |
| Accrued interest receivable | 168 | 251 |
| Other assets | 1,258 | -196 |
| Other liabilities | 1,679 | -2,492 |
| Net income | 3,167 | 6,893 |
| Net change in unrealized gains on marketable equity securities | 22 | 20 |
| Provision for credit losses | 1,293 | -473 |
| Amortization of core deposit intangible | 94 | 188 |
| Net cash provided by operating activities | 5,577 | 5,578 |
| Purchases of securities held-to-maturity | 0 | 0 |
| Proceeds from sale of portfolio residential real estate loans | 0 | - |
| Purchase of federal home loan bank of boston stock | 0 | 0 |
| Proceeds from disposal of premises & equipment | 0 | 0 |
| Proceeds from calls, maturities, and principal collections of securities held-to-maturity | 4,137 | 7,183 |
| Purchases of securities available-for-sale | 1,999 | 29,601 |
| Proceeds from calls, maturities, and principal collections of securities available-for-sale | 4,124 | 7,405 |
| Purchases of premises and equipment | - | 151 |
| Purchase of marketable equity securities | 6 | 27 |
| Net loan originations and principal payments | 39,199 | 21,876 |
| Purchases of premises and equipment | 410 | - |
| Net cash used in investing activities | -33,202 | -37,067 |
| Repayment of long-term debt | 0 | 0 |
| Proceeds from issuance of long-term debt | 0 | 0 |
| Net increase in deposits | 19,762 | 67,466 |
| Decrease in short-term borrowings | -1,060 | -1,350 |
| Cash dividends paid on common stock | 1,419 | 2,876 |
| Common stock repurchased | 24 | 4,893 |
| Net cash provided by financing activities | 17,259 | 58,347 |
| Net change in cash and cash equivalents | -10,366 | 26,858 |
| Cash and cash equivalents at beginning of period | 66,450 | - |
| Cash and cash equivalents at end of period | 82,942 | - |
Western New England Bancorp, Inc. (WNEB)
Western New England Bancorp, Inc. (WNEB)