Financial insights of WNEB

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$4,777K
EPS
$0.24
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Commercial real estate loans	13,640	-	-	-
Residential and commercial real estate loans	-	22,887*	23,029	22,547
Residential real estate loans	10,407	-	-	-
Commercial and industrial loans	3,333	3,067*	3,593	3,596
Consumer loans	60	72*	68	71
Total interest income from loans	27,440	26,025*	26,690	26,214
Investment securities, taxable	2,498	2,391*	2,616	2,587
Investment securities, tax-exempt	-	-	-	0
Marketable equity securities	7	17*	1	1
Total interest and dividend income from investment securities	2,505	2,408*	2,617	2,588
Other investments	147	188*	166	169
Short-term investments	189	534*	560	641
Total interest income from cash and cash equivalents	336	721*	726	810
Total interest and dividend income	30,281	29,153*	30,033	29,612
Deposits	9,978	11,253*	10,403	10,437
Short-term borrowings	322	96*	39	47
Long-term debt	902	1,054*	1,245	1,232
Subordinated debt	254	254*	254	254
Total interest expense	11,456	12,656*	11,941	11,970
Net interest and dividend income	18,825	16,497*	18,092	17,642
Provision for credit gaines	75	-682*	1,293	-615
Net interest and dividend income after provision for credit losses	18,750	17,179*	16,799	18,257
Service charges and fees	2,131	2,610*	2,552	2,528
Loss on non-marketable equity investments	-	-486*	-	243
Wealth management income	390	-	-	-
Other income	-	-	117	95
Income from bank-owned life insurance	476	466*	482	516
Loss on sale of mortgages	-	-1*	-	4
Loss on sale of premises and equipment	-	-	-	0
Gain on bank-owned life insurance death benefits	449	-	-	-
Other income	-	87*	-	-
Net unrealized gain on marketable equity securities	-13	-35*	22	25
Total non-interest income	3,433	2,640*	3,173	3,411
Salaries and employee benefits	9,229	8,766*	9,209	8,831
Occupancy	1,562	1,473*	1,237	1,265
Furniture and equipment	433	452*	453	491
Data processing	821	857*	916	933
Software	689	698*	652	645
Debit card and atm processing expense	663	523*	633	674
Professional fees	509	393*	460	623
Fdic insurance assessment	392	442*	376	399
Advertising	442	340*	433	443
Other expenses	1,268	1,396*	1,409	1,352
Total non-interest expense	16,008	15,337*	15,778	15,656
Income before income taxes	6,175	4,482*	4,194	6,012
Income tax provision	1,398	848*	1,027	1,422
Net income	4,777	3,634	3,167	4,590

Basic EPS	0.24	0.179	0.16	0.23
Diluted EPS	0.24	0.178	0.16	0.23
Basic Average Shares	19,996,682	20,263,489	20,110,492	20,210,650
Diluted Average Shares	20,065,067	20,411,409	20,240,975	20,312,881

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$4,777K
EPS
$0.24
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$4,777K
EPS
$0.24
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$4,777KEPS$0.24Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$4,777KEPS$0.24Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$4,777K
EPS
$0.24
Unit: Thousand (K) dollars

Net Income
$4,777K
EPS
$0.24
Unit: Thousand (K) dollars