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10/2
NIKE, Inc.
(NKE)
10/2
DARDEN RESTAURANTS INC
(DRI)
9/30
CONAGRA BRANDS INC.
(CAG)
9/29
Carnival Corp Ltd.
(CCL)
9/29
URANIUM ENERGY CORP
(UEC)
9/29
COPART INC
(CPRT)
9/24
BLACKBERRY Ltd
(BB)
9/24
PAYCHEX INC
(PAYX)
9/23
GENERAL MILLS INC
(GIS)
9/22
ADOBE INC.
(ADBE)
9/18
KROGER CO
(KR)
10/2
NIKE, Inc.
(NKE)
10/2
DARDEN RESTAURANTS INC
(DRI)
9/30
CONAGRA BRANDS INC.
(CAG)
9/29
Carnival Corp Ltd.
(CCL)
9/29
URANIUM ENERGY CORP
(UEC)
9/29
COPART INC
(CPRT)
9/24
BLACKBERRY Ltd
(BB)
9/24
PAYCHEX INC
(PAYX)
9/23
GENERAL MILLS INC
(GIS)
9/22
ADOBE INC.
(ADBE)
9/18
KROGER CO
(KR)
Income Statement
|
Cash Flow
|
Balance Sheet
|
Ratios
|
Compare
Cash Flow Overview
Free Cash flow
$63,094,726
Unit: Dollar
Positive Cash Flow Breakdown
Repayments of loans receivable
Borrowings from revolving credit...
Provision for credit losses
Others
Negative Cash Flow Breakdown
Originations of loans receivable
Payments on revolving credit fac...
Payments on warehouse facility
Others
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Page 1
Quarterly
123
Page 1
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Net income
6,106,806
36,099,484
-911,330
-1,946,197
Amortization of intangible assets
773,657
768,482
777,045
808,624
Accrued unearned interest
1,895,317
-8,122,039
5,708,507
2,269,838
Amortization of deferred loan cost
-4,106,730
-3,920,878
-3,877,619
-3,425,287
Loss on extinguishment of senior unsecured notes payable
0
0
0
-3,660,428
Amortization of debt issuance costs
561,186
537,176
520,816
228,293
Amortization of discount on loans acquired in an asset purchase
-12,877
-21,807
-44,605
-81,888
Provision for credit losses
43,757,437
36,822,430
51,423,050
49,840,902
Depreciation
1,437,985
1,417,811
1,413,283
1,453,910
Gain on asset acquisitions, net of income tax
-
0
-
-
Gain on sale of property and equipment
193,563
-46,825
60,004
33,345
Deferred income tax expense
4,129,991
-8,274,490
389,260
-3,368,451
Stock-based compensation related to equity classified awards
5,208,900
4,753,965
5,425,762
6,056,068
Gain on company-owned life insurance
-
156,823
-
-
Other assets, net
-4,111,577
2,736,582
-3,538,360
-6,210,520
Income taxes payable and receivable
-
-2,643,313
-
-
Income taxes receivable
-11,219,786
-
4,795,446
3,944,948
Deferred revenue (contract liability)
-403,546
575,958
-
-
Accounts payable and accrued expenses
2,053,108
-1,219,838
2,126,107
-11,409,724
Net cash provided by operating activities
64,369,264
94,604,791
57,971,410
48,629,641
Originations of loans receivable
318,241,410
395,356,675
376,002,627
612,518,339
Repayments of loans receivable
271,733,164
417,722,109
271,945,267
532,126,468
Cash paid for acquisitions, primarily loans
2,286,987
0
0
0
Purchases of property and equipment
1,274,538
1,117,543
807,936
917,976
Proceeds from the sale of property and equipment
240,725
72,720
69,684
170,300
Purchases of historic tax credits
1,183,809
-
-
-
Net cash used in investing activities
-51,012,855
21,320,611
-104,795,612
-81,139,547
Borrowings from revolving credit facility
126,110,075
170,680,478
172,550,000
426,317,546
Payments on revolving credit facility
102,396,413
302,429,949
181,451,207
104,182,897
Payments for extinguished senior unsecured notes payable
0
0
188,290,771
-
Borrowing on warehouse facility
13,800,000
97,800,000
135,100,000
-
Payments on warehouse facility
51,911,814
56,054,954
-154,739,080
172,771,705
Payments for debt extinguishment costs
0
0
0
0
Debt issuance costs associated with revolving credit facility
214,500
129,950
2,001
1,754,429
Debt issuance costs associated with warehouse facility
-
36,315
21,055
2,467,124
Proceeds from exercise of stock options
3,299,174
49,028
146,837
975,717
Payments for taxes related to net share settlement of equity awards
1,271,186
813,216
3,623,346
0
Repurchase of common stock
2,168,614
37,830,747
14,990,658
66,629,191
Net cash provided by (used in) financing activities
-14,753,278
-128,765,625
74,156,879
39,265,690
Net change in cash and restricted cash
-1,396,869
-12,840,223
27,332,677
6,755,784
Cash and restricted cash at beginning of period
14,882,076
-
14,882,076
9,730,296
Cash and restricted cash at end of period
27,977,661
-
-
-
Interest paid during the period
11,033,776
-
-
-
Income taxes paid during the period
1,971,686
-
-
-
Excise tax on stock repurchases not paid during the period
0
-
-
-
Noncash investment in historic tax credits
25,216,191
-
-
-
Cash
10,420,032
-
-
-
Cash and restricted cash at beginning of year
-
9,730,296
-
-
Restricted cash
17,557,629
-
-
-
Cash and restricted cash at end of year
-
29,374,530
-
-
Total
27,977,661
-
42,214,753
14,882,076
Page 1
Unit: Dollar. Numbers labeled with * are estimated quarterly values.
Page 1
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Time Plot
Show the time plot by selecting a row from the table.
Cash Flow
WRLD Cash Flow Sankey Diagram
Sankey diagram visualizing WRLD cash flow for the period
Provision for credit
losses
$43,757,437
(-13.38%↓ Y/Y)
Income taxes
receivable
-$11,219,786
(-242.89%↓ Y/Y)
Net income
$6,106,806
(354.35%↑ Y/Y)
Stock-based compensation
related to equity...
$5,208,900
(67.67%↑ Y/Y)
Deferred income tax
expense
$4,129,991
(-0.82%↓ Y/Y)
Other assets, net
-$4,111,577
(-374.62%↓ Y/Y)
Amortization of deferred loan
cost
-$4,106,730
(-10.76%↓ Y/Y)
Accounts payable and
accrued expenses
$2,053,108
(-58.68%↓ Y/Y)
Depreciation
$1,437,985
(-5.20%↓ Y/Y)
Amortization of intangible
assets
$773,657
(-6.90%↓ Y/Y)
Amortization of debt issuance
costs
$561,186
(101.05%↑ Y/Y)
Net cash provided by
operating activities
$64,369,264
(10.69%↑ Y/Y)
Canceled cashflow
$19,097,899
Net change in cash
and restricted cash
-$1,396,869
(12.91%↑ Y/Y)
Canceled cashflow
$64,369,264
Repayments of loans
receivable
$271,733,164
Proceeds from the sale of
property and equipment
$240,725
(-49.84%↓ Y/Y)
Borrowings from revolving
credit facility
$126,110,075
Borrowing on warehouse
facility
$13,800,000
Proceeds from exercise of
stock options
$3,299,174
(110.63%↑ Y/Y)
something is missing
-$16,592,596
Accrued unearned
interest
$1,895,317
(-22.13%↓ Y/Y)
Deferred revenue
(contract liability)
-$403,546
Gain on sale of
property and equipment
$193,563
(-41.42%↓ Y/Y)
Amortization of discount on
loans acquired in an...
-$12,877
(93.88%↑ Y/Y)
Net cash used in
investing activities
-$51,012,855
(25.28%↑ Y/Y)
Canceled cashflow
$271,973,889
Net cash provided by
(used in) financing...
-$14,753,278
(-273.34%↓ Y/Y)
Canceled cashflow
$143,209,249
Originations of loans
receivable
$318,241,410
(370.01%↑ Y/Y)
Cash paid for
acquisitions, primarily loans
$2,286,987
Purchases of property and
equipment
$1,274,538
(22.68%↑ Y/Y)
Purchases of historic tax
credits
$1,183,809
Payments on revolving
credit facility
$102,396,413
Payments on warehouse
facility
$51,911,814
(234.50%↑ Y/Y)
Repurchase of common stock
$2,168,614
(-83.28%↓ Y/Y)
Payments for taxes
related to net share...
$1,271,186
(-72.53%↓ Y/Y)
Debt issuance costs
associated with revolving...
$214,500
(61.37%↑ Y/Y)
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WORLD ACCEPTANCE CORP (WRLD)
WORLD ACCEPTANCE CORP (WRLD)