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WORLD ACCEPTANCE CORP (WRLD)

For the quarter ending 2025-06-30, WRLD made $132,451,920 in revenue. $1,344,067 in net income. Net profit margin of 1.01%.

Overview

Revenue
$132,451,920
Net Income
$1,344,067
Net Profit Margin
1.01%
EPS
$0.25
Unit: Dollar
Revenue Breakdown
    • Interest and fee income
    • Insurance and other income, net

Unit: Dollar
2025-06-30
2024-12-31
2024-09-30
2024-06-30
Total revenues132,451,920 138,632,753 131,409,504 129,527,266
Provision for credit losses50,515,969 44,103,495 46,668,521 45,419,007
Interest expense9,629,883 11,293,874 10,457,421 9,768,771
Other9,683,146 8,468,838 8,484,516 9,610,334
Occupancy and equipment11,785,658 12,293,093 12,336,648 12,163,775
Personnel45,761,527 41,074,877 21,753,935 36,976,186
Amortization of intangible assets831,015 938,026 959,072 1,005,750
Advertising2,298,906 4,448,074 2,821,244 1,656,279
Total general and administrative expenses70,360,252 67,222,908 46,355,415 61,412,324
Total expenses130,506,104 122,620,277 103,481,357 116,600,102
Income before income taxes1,945,816 16,012,476 27,928,147 12,927,164
Income tax expense601,749 2,624,180 5,799,989 2,979,737
Net income1,344,067 13,388,296 22,128,158 9,947,427
Basic (in dollars per share)0.26 2.46 4.05 1.82
Basic (in shares)5,224,004 5,436,688 5,469,276 5,480,205
Diluted (in dollars per share)0.25 2.45 3.99 1.79
Diluted (in shares)5,288,643 5,464,217 5,548,518 5,567,818
Unit: Dollar

Income Statement

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Interest and fee income$115,302,802 (3.73%↑ Y/Y)Insurance and otherincome, net$17,149,118 (-6.63%↓ Y/Y)Total revenues$132,451,920 (2.26%↑ Y/Y)Income before incometaxes$1,945,816 (-84.95%↓ Y/Y)Total expenses$130,506,104 (11.93%↑ Y/Y)Net income$1,344,067 (-86.49%↓ Y/Y)Income tax expense$601,749 (-79.81%↓ Y/Y)Total general andadministrative expenses$70,360,252 (14.57%↑ Y/Y)Interest expense$9,629,883 (-1.42%↓ Y/Y)Provision for creditlosses$50,515,969 (11.22%↑ Y/Y)Advertising$2,298,906 (38.80%↑ Y/Y)Amortization of intangibleassets$831,015 (-17.37%↓ Y/Y)Personnel$45,761,527 (23.76%↑ Y/Y)Occupancy and equipment$11,785,658 (-3.11%↓ Y/Y)Other$9,683,146 (0.76%↑ Y/Y)