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Balance Sheets Overview

Debt to Asset Ratio
66.43%
Unit: Dollar
Assets Breakdown
    • Gross loans receivable
    • Unearned interest, insurance and...
    • Allowance for credit losses
    • Others
Liabilities Breakdown
    • Credit facility-Revolving Credit...
    • Additional paid-in capital
    • Credit facility-Warehouse Facili...
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash
10,420,032
6,071,077
10,000,070
14,882,076
Gross loans receivable
1,293,946,253
1,278,988,323
1,402,316,900
1,315,491,218
Unearned interest, insurance and fees
336,720,715
325,064,238
366,582,467
339,118,657
Allowance for credit losses
112,509,471
112,047,278
122,648,652
117,796,583
Loans receivable, net
844,716,067
841,876,807
913,085,781
858,575,978
Restricted cash
17,557,629
23,303,453
32,214,683
-
Income taxes receivable
7,793,381
2,420,571
16,369,854
11,574,408
Operating lease rightofuse assets, net
72,782,458
71,526,768
72,272,797
73,051,103
Property and equipment, net
17,220,005
17,430,614
17,850,427
18,465,454
Deferred income taxes, net
37,111,267
41,241,258
32,106,174
32,495,434
Other assets, net
60,630,875
38,669,890
36,130,237
40,191,363
Goodwill
7,370,791
7,370,791
7,370,791
7,370,791
Intangible assets, net
3,435,758
4,209,415
4,977,897
5,754,942
Total assets
1,079,038,263
1,054,120,644
1,142,378,711
1,062,361,549
Credit facility-Revolving Credit Facility
467,649,108
443,935,446
575,684,917
-
Revolving credit facility
-
-
-
584,586,124
Credit facility-Warehouse Facility
105,181,541
143,293,355
101,548,309
-
Senior unsecured notes payable, net
-
0
0
0
Income taxes payable
-
0
0
0
Operating lease liability
75,239,646
73,964,708
74,693,579
75,496,891
Accounts payable and accrued expenses
65,265,614
37,996,315
38,849,724
36,632,393
Deferred revenue (contract liability)
3,521,983
3,925,529
-
-
Total liabilities
716,857,892
703,115,353
790,776,529
696,715,408
Preferred stock, no par value authorized 5,000,000, no shares issued or outstanding
0
0
0
0
Common stock, no par value authorized 95,000,000 shares issued and outstanding 4,658,837 and 4,656,505 shares at june30, 2026 and march31, 2026, respectively
0
0
0
0
Additional paid-in capital
286,679,299
279,442,411
275,452,634
273,503,381
Retained earnings
75,501,072
71,562,880
76,149,548
92,142,760
Total shareholders' equity
362,180,371
351,005,291
351,602,182
365,646,141
Total liabilities and shareholders' equity
1,079,038,263
1,054,120,644
1,142,378,711
1,062,361,549
Unit: Dollar. Numbers labeled with * are estimated quarterly values.

Time Plot

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Balance Sheets

Gross loansreceivable$1,293,946,253 (2.34%↑ Y/Y)Loans receivable, net$844,716,067 (1.88%↑ Y/Y)Operating leaserightofuse assets, net$72,782,458 (-2.40%↓ Y/Y)Other assets, net$60,630,875 (42.89%↑ Y/Y)Deferred income taxes,net$37,111,267 (27.41%↑ Y/Y)Restricted cash$17,557,629 Property and equipment,net$17,220,005 (-10.02%↓ Y/Y)Cash$10,420,032 (28.23%↑ Y/Y)Income taxesreceivable$7,793,381 (2.15%↑ Y/Y)Goodwill$7,370,791 (0.00%↑ Y/Y)Intangible assets, net$3,435,758 (-47.65%↓ Y/Y)Unearned interest,insurance and fees$336,720,715 (3.22%↑ Y/Y)Allowance for creditlosses$112,509,471 (3.19%↑ Y/Y)Total assets$1,079,038,263 (5.37%↑ Y/Y)Total liabilities andshareholders' equity$1,079,038,263 (5.37%↑ Y/Y)Total liabilities$716,857,892 (20.24%↑ Y/Y)Total shareholders'equity$362,180,371 (-15.35%↓ Y/Y)Creditfacility-Revolving Credit Facility$467,649,108 Creditfacility-Warehouse Facility$105,181,541 Operating lease liability$75,239,646 (-2.40%↓ Y/Y)Accounts payable andaccrued expenses$65,265,614 (37.75%↑ Y/Y)Deferred revenue(contract liability)$3,521,983 Additional paid-in capital$286,679,299 (7.58%↑ Y/Y)Retained earnings$75,501,072 (-53.22%↓ Y/Y)

WORLD ACCEPTANCE CORP (WRLD)

WORLD ACCEPTANCE CORP (WRLD)