| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and cash equivalents | 14,882,076 | 8,126,292 | ||
| Gross loans receivable | 1,315,491,218 | 1,264,340,621 | ||
| Unearned interest, insurance and fees | 339,118,657 | 326,215,023 | ||
| Allowance for credit losses | 117,796,583 | 109,027,028 | ||
| Loans receivable, net | 858,575,978 | 829,098,570 | ||
| Income taxes receivable | 11,574,408 | 7,629,460 | ||
| Operating lease rightofuse assets, net | 73,051,103 | 74,571,796 | ||
| Property and equipment, net | 18,465,454 | 19,138,343 | ||
| Deferred income taxes, net | 32,495,434 | 29,126,983 | ||
| Other assets, net | 40,191,363 | 42,430,604 | ||
| Goodwill | 7,370,791 | 7,370,791 | ||
| Intangible assets, net | 5,754,942 | 6,563,566 | ||
| Total assets | 1,062,361,549 | 1,024,056,405 | ||
| Senior notes payable | - | 302,673,702 | ||
| Revolving credit facility | 584,586,124 | - | ||
| Senior unsecured notes payable, net | 0 | 169,064,077 | ||
| Income taxes payable | 0 | 0 | ||
| Operating lease liability | 75,496,891 | 77,086,765 | ||
| Accounts payable and accrued expenses | 36,632,393 | 47,380,523 | ||
| Total liabilities | 696,715,408 | 596,205,067 | ||
| Preferred stock, no par value authorized 5,000,000, no shares issued or outstanding | 0 | 0 | ||
| Common stock, no par value authorized 95,000,000 shares issued and outstanding 5,065,827 and 5,374,012 shares at september30, 2025 and march31, 2025, respectively | 0 | 0 | ||
| Additional paid-in capital | 273,503,381 | 266,471,596 | ||
| Retained earnings | 92,142,760 | 161,379,742 | ||
| Total shareholders' equity | 365,646,141 | 427,851,338 | ||
| Total liabilities and shareholders' equity | 1,062,361,549 | 1,024,056,405 | ||
WORLD ACCEPTANCE CORP (WRLD)
WORLD ACCEPTANCE CORP (WRLD)