For the quarter ending 2025-12-31, WRLD has $1,142,378,711 in assets. $790,776,529 in debts. $10,000,070 in cash and cash equivalents.
| Balance Sheets | 2025-12-31 | 2025-09-30 | 2025-06-30 | |
|---|---|---|---|---|
| Cash | 10,000,070 | 14,882,076 | 8,126,292 | |
| Gross loans receivable | 1,402,316,900 | 1,315,491,218 | 1,264,340,621 | |
| Unearned interest, insurance and fees | 366,582,467 | 339,118,657 | 326,215,023 | |
| Allowance for credit losses | 122,648,652 | 117,796,583 | 109,027,028 | |
| Loans receivable, net | 913,085,781 | 858,575,978 | 829,098,570 | |
| Restricted cash | 32,214,683 | - | - | |
| Income taxes receivable | 16,369,854 | 11,574,408 | 7,629,460 | |
| Operating lease rightofuse assets, net | 72,272,797 | 73,051,103 | 74,571,796 | |
| Property and equipment, net | 17,850,427 | 18,465,454 | 19,138,343 | |
| Deferred income taxes, net | 32,106,174 | 32,495,434 | 29,126,983 | |
| Other assets, net | 36,130,237 | 40,191,363 | 42,430,604 | |
| Goodwill | 7,370,791 | 7,370,791 | 7,370,791 | |
| Intangible assets, net | 4,977,897 | 5,754,942 | 6,563,566 | |
| Total assets | 1,142,378,711 | 1,062,361,549 | 1,024,056,405 | |
| Credit facility-Revolving Credit Facility | 575,684,917 | - | - | |
| Senior notes payable | - | - | 302,673,702 | |
| Revolving credit facility | - | 584,586,124 | - | |
| Credit facility-Warehouse Facility | 101,548,309 | - | - | |
| Senior unsecured notes payable, net | 0 | 0 | 169,064,077 | |
| Income taxes payable | 0 | 0 | 0 | |
| Operating lease liability | 74,693,579 | 75,496,891 | 77,086,765 | |
| Accounts payable and accrued expenses | 38,849,724 | 36,632,393 | 47,380,523 | |
| Total liabilities | 790,776,529 | 696,715,408 | 596,205,067 | |
| Preferred stock, no par value authorized 5,000,000, no shares issued or outstanding | 0 | 0 | 0 | |
| Common stock, no par value authorized 95,000,000 shares issued and outstanding 4,939,105 and 5,374,012 shares at december31, 2025 and march31, 2025, respectively | 0 | 0 | 0 | |
| Additional paid-in capital | 275,452,634 | 273,503,381 | 266,471,596 | |
| Retained earnings | 76,149,548 | 92,142,760 | 161,379,742 | |
| Total shareholders' equity | 351,602,182 | 365,646,141 | 427,851,338 | |
| Total liabilities and shareholders' equity | 1,142,378,711 | 1,062,361,549 | 1,024,056,405 | |
WORLD ACCEPTANCE CORP (WRLD)
WORLD ACCEPTANCE CORP (WRLD)