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Balance Sheets Overview

Debt to Asset Ratio
85.19%
Unit: Thousand (K) dollars
Assets Breakdown
    • Collectively-evaluated for credi...
    • Goodwill and other intangible as...
    • Held-to-maturity securities, fai...
    • Others
Liabilities Breakdown
    • Interest bearing demand
    • Non-interest bearing demand
    • Money market
    • Others

Balance Sheets
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Cash and due from banks, including interest bearing amounts of 745,957 and 751,249, respectively
960,410 956,109 1,008,237 1,157,030
Equity securities, at fair value
30,256 30,809 30,374 29,538
Available-for-sale debt securities, at fair value
3,298,237 3,288,332 3,268,016 3,222,819
Held-to-maturity, gross unrealized losses-USGovernment Corporations And Agencies Securities
134 134 NaN NaN
Held-to-maturity securities, fair value-USGovernment Corporations And Agencies Securities
2,124 2,207 NaN NaN
Held-to-maturity, gross unrealized gains-Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises
1 2 NaN NaN
Held-to-maturity, gross unrealized losses-Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises
1,642 1,547 NaN NaN
Held-to-maturity securities, fair value-Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises
24,092 25,469 NaN NaN
Held-to-maturity, gross unrealized gains-USStates And Political Subdivisions
1,266 2,137 NaN NaN
Held-to-maturity, gross unrealized losses-USStates And Political Subdivisions
108,821 96,687 NaN NaN
Held-to-maturity securities, fair value-USStates And Political Subdivisions
983,079 1,006,238 NaN NaN
Held-to-maturity, gross unrealized gains-Corporate Debt Securities
36 72 NaN NaN
Held-to-maturity securities, fair value-Corporate Debt Securities
2,008 2,043 NaN NaN
Held-to-maturity debt securities (fair values of 1,011,303 and 1,035,957, respectively)
1,120,597 1,132,114 1,150,520 1,137,782
Allowance for credit losses, held-to-maturity debt securities
151 168 181 178
Net held-to-maturity debt securities
1,120,446 1,131,946 1,150,339 1,137,604
Total securities
4,448,939 4,451,087 4,448,729 4,389,961
Loans held for sale
59,281 87,454 125,971 123,019
Individually evaluated for credit loss
67,664 48,975 56,747 NaN
Collectively-evaluated for credit losses
19,015,017 19,177,457 18,875,327 NaN
Portfolio loans, net of unearned income
19,082,681 19,226,432 18,932,074 18,828,626
Allowance for credit losses - loans
210,023 218,749 217,666 223,866
Net portfolio loans
18,872,658 19,007,683 18,714,408 18,604,760
Premises and equipment, net
251,325 263,240 267,521 274,137
Accrued interest receivable
105,288 106,651 108,865 106,410
Goodwill and other intangible assets, net
1,716,225 1,723,385 1,736,073 1,745,170
Bank-owned life insurance
560,773 557,512 555,104 552,051
Other assets
507,556 543,212 553,134 619,038
Total assets
27,482,455 27,696,333 27,518,042 27,571,576
Non-interest bearing demand
5,223,034 5,376,767 5,285,740 5,328,181
Interest bearing demand
5,505,382 5,186,880 5,025,216 4,865,091
Money market
4,904,510 5,072,039 4,901,863 4,825,154
Savings deposits
3,306,044 3,157,782 3,141,075 3,192,943
Certificates of deposit
2,729,304 2,875,372 2,930,368 2,943,187
Total deposits
21,668,274 21,668,840 21,284,262 21,154,556
Federal home loan bank borrowings
975,000 1,200,000 1,275,000 1,750,000
Other short-term borrowings
114,068 110,679 113,501 103,666
Subordinated debt and junior subordinated debt
308,683 308,529 358,373 357,762
Total borrowings
1,397,751 1,619,208 1,746,874 2,211,428
Accrued interest payable
19,917 19,150 25,472 25,967
Other liabilities
325,905 357,222 344,907 360,405
Total liabilities
23,411,847 23,664,420 23,401,515 23,752,356
Preferred stock-Series APreferred Stock
NaN 0 144,484 NaN
Preferred stock, no par value, 1,000,000 shares authorized 150,000 shares 6.75 non-cumulative perpetual preferred stock, series a, liquidation preference 150,000,000, issued and outstanding at june 30, 2025 and december 31, 2024, respectively
NaN NaN NaN 144,484
Preferred stock-Series BPreferred Stock
NaN 224,187 224,383 NaN
Common stock, 2.0833 par value 200,000,000 shares authorized 96,134,158 and 96,067,559 shares issued 96,134,158 and 96,067,559 shares outstanding at march 31, 2026 and december 31, 2025, respectively
200,276 200,137 200,088 199,967
Treasury stock (0 and 8,434,229 shares at cost, respectively)
NaN 0 0 0
Capital surplus
2,495,091 2,490,440 2,487,564 2,485,458
Retained earnings
1,300,628 1,252,765 1,210,823 1,165,058
Accumulated other comprehensive loss
-147,195 -133,320 -148,669 -173,644
Deferred benefits for directors
2,379 2,296 2,146 2,103
Total shareholders' equity
4,070,608 4,031,913 4,116,527 3,819,220
Total liabilities and shareholders' equity
27,482,455 27,696,333 27,518,042 27,571,576
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

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Balance Sheets

Held-to-maturity securities,fair value-USStates...$983,079K Held-to-maturity, grossunrealized...$108,821K Held-to-maturity securities,fair value-Mortgage...$24,092K Held-to-maturity securities,fair...$2,124K Held-to-maturity securities,fair...$2,008K Held-to-maturity, grossunrealized...$1,642K Held-to-maturity, grossunrealized...$134K Collectively-evaluated for creditlosses$19,015,017K Individually evaluated forcredit loss$67,664K Held-to-maturity debt securities(fair values of...$1,120,597K Held-to-maturity, grossunrealized gains-USStates...$1,266K Held-to-maturity, grossunrealized...$36K Held-to-maturity, grossunrealized gains-Mortgage...$1K Portfolio loans, net ofunearned income$19,082,681K Available-for-sale debtsecurities, at fair value$3,298,237K Netheld-to-maturity debt securities$1,120,446K Equity securities, atfair value$30,256K Allowance for creditlosses,...$151K Net portfolio loans$18,872,658K Total securities$4,448,939K Goodwill and otherintangible assets, net$1,716,225K Cash and due frombanks, including...$960,410K Bank-owned life insurance$560,773K Other assets$507,556K Premises and equipment,net$251,325K Accrued interestreceivable$105,288K Loans held for sale$59,281K Allowance for creditlosses - loans$210,023K Total assets$27,482,455K Total liabilities andshareholders' equity$27,482,455K Total liabilities$23,411,847K Total shareholders'equity$4,070,608K Accumulated othercomprehensive loss-$147,195K Deferred benefits fordirectors$2,379K Total deposits$21,668,274K Total borrowings$1,397,751K Other liabilities$325,905K Accrued interestpayable$19,917K Capital surplus$2,495,091K Retained earnings$1,300,628K something is missing$224,187K Common stock, 2.0833par value...$200,276K Interest bearing demand$5,505,382K Non-interest bearing demand$5,223,034K Money market$4,904,510K Savings deposits$3,306,044K Certificates of deposit$2,729,304K Federal home loan bankborrowings$975,000K Subordinated debt and juniorsubordinated debt$308,683K Other short-termborrowings$114,068K

WESBANCO INC (WSBC)

WESBANCO INC (WSBC)