| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks, including interest bearing amounts of 776,423 and 425,866, respectively | 1,008,237 | 1,157,030 | ||
| Equity securities, at fair value | 30,374 | 29,538 | ||
| Available-for-sale debt securities, at fair value | 3,268,016 | 3,222,819 | ||
| Held-to-maturity debt securities (fair values of 1,042,503 and 1,006,817, respectively) | 1,150,520 | 1,137,782 | ||
| Allowance for credit losses, held-to-maturity debt securities | 181 | 178 | ||
| Net held-to-maturity debt securities | 1,150,339 | 1,137,604 | ||
| Total securities | 4,448,729 | 4,389,961 | ||
| Loans held for sale | 125,971 | 123,019 | ||
| Individually evaluated for credit loss | 56,747 | - | ||
| Collectively-evaluated for credit losses | 18,875,327 | - | ||
| Portfolio loans, net of unearned income | 18,932,074 | 18,828,626 | ||
| Allowance for credit losses - loans | 217,666 | 223,866 | ||
| Net portfolio loans | 18,714,408 | 18,604,760 | ||
| Premises and equipment, net | 267,521 | 274,137 | ||
| Accrued interest receivable | 108,865 | 106,410 | ||
| Goodwill and other intangible assets, net | 1,736,073 | 1,745,170 | ||
| Bank-owned life insurance | 555,104 | 552,051 | ||
| Other assets | 553,134 | 619,038 | ||
| Total assets | 27,518,042 | 27,571,576 | ||
| Non-interest bearing demand | 5,285,740 | 5,328,181 | ||
| Interest bearing demand | 5,025,216 | 4,865,091 | ||
| Money market | 4,901,863 | 4,825,154 | ||
| Savings deposits | 3,141,075 | 3,192,943 | ||
| Certificates of deposit | 2,930,368 | 2,943,187 | ||
| Total deposits | 21,284,262 | 21,154,556 | ||
| Federal home loan bank borrowings | 1,275,000 | 1,750,000 | ||
| Other short-term borrowings | 113,501 | 103,666 | ||
| Subordinated debt and junior subordinated debt | 358,373 | 357,762 | ||
| Total borrowings | 1,746,874 | 2,211,428 | ||
| Accrued interest payable | 25,472 | 25,967 | ||
| Other liabilities | 344,907 | 360,405 | ||
| Total liabilities | 23,401,515 | 23,752,356 | ||
| Preferred stock-Series APreferred Stock | 144,484 | - | ||
| Preferred stock, no par value, 1,000,000 shares authorized 150,000 shares 6.75 non-cumulative perpetual preferred stock, series a, liquidation preference 150,000,000, issued and outstanding at june 30, 2025 and december 31, 2024, respectively | - | 144,484 | ||
| Preferred stock-Series BPreferred Stock | 224,383 | - | ||
| Common stock, 2.0833 par value 200,000,000 shares authorized 96,044,222 and 75,354,034 shares issued 96,044,222 and 66,919,805 shares outstanding at september 30, 2025 and december 31, 2024, respectively | 200,088 | 199,967 | ||
| Capital surplus | 2,487,564 | 2,485,458 | ||
| Retained earnings | 1,210,823 | 1,165,058 | ||
| Treasury stock (0 and 8,434,229 shares - at cost, respectively) | 0 | 0 | ||
| Accumulated other comprehensive loss | -148,669 | -173,644 | ||
| Deferred benefits for directors | 2,146 | 2,103 | ||
| Total shareholders' equity | 4,116,527 | 3,819,220 | ||
| Total liabilities and shareholders' equity | 27,518,042 | 27,571,576 | ||
WESBANCO INC (WSBC)
WESBANCO INC (WSBC)