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Cash Flow Overview

Change in Cash
-$88,636K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Proceeds from federal home loan ...
    • Available For Sale
    • Net cash provided by operating a...
    • Others
Negative Cash Flow Breakdown
    • Net increase in loans held for i...
    • Available For Sale Securities De...
    • (decrease) increase in deposits
    • Others
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Income before provision for income taxes
-
-
279,238
-
Provision for income taxes
-
-
56,133
-
Net income
-
-
223,105
-
Depreciation and amortization of premises and equipment
-
-
20,185
-
Other net (accretion) amortization
-
-
-44,400
-
Provision for credit losses
-
-
77,242
-
Net securities gains
-
-
3,379
-
Mortgage banking income
-
-
6,194
-
Stock compensation expense
-
-
8,741
-
Decrease (increase) in deferred income tax assets, net
-
-
42,011
-
Increase in cash surrender value of bank-owned life insurance
-
-
15,101
-
Loans originated for sale
-
-
418,220
-
Proceeds from the sale of loans originated for sale
-
-
416,002
-
Net change in accrued interest receivable and other assets
-
-
-30,833
-
Net change in accrued interest payable and other liabilities
-
-
-40,912
-
Othernet
-
-
499
-
Net cash provided by operating activities
77,711
106,579
94,906
116,879
Net increase in loans held for investment
379,862
-170,837
238,952
94,376
Proceeds from sales
22,337
0
84,744
3,058
Available For Sale
199,019
200,225
207,801
166,956
Available For Sale Securities Debt
239,061
224,196
291,853
179,248
Held To Maturity
12,602
11,229
21,898
14,019
Held To Maturity Securities
0
0
3,821
27,150
Purchases of premises and equipmentnet
-
-
-2,651
1,983
Purchases of premises and equipment - net
-5,035
1,828
-
-
Net cash received from pfc acquisition
0
0
0
0
Sale of portfolio loans - net
-
-
0
0
Purchases of bank owned life insurance
-
-
286
-
Sale of portfolio loans - net
0
-
-
-
Proceeds from bank owned life insurance
2,792
550
2,336
712
Net cash provided by investing activities
-387,208
160,473
-215,482
-118,012
(decrease) increase in deposits
-75,836
-220
385,334
132,105
Proceeds from federal home loan bank borrowings
375,000
875,000
0
0
Repayment of federal home loan bank borrowings
0
1,100,000
75,000
475,000
Decrease in other short-term borrowings
-25,649
3,389
-2,822
9,835
Principal repayments of finance lease obligations
1,321
1,145
1,490
1,247
Repayment of junior subordinated debt, net of discount and subordinated debt
-
-
50,000
-
Dividends paid to common shareholders
36,205
36,864
30,327
35,221
Dividends paid to preferred shareholders
4,241
4,240
7,432
2,531
Issuance of preferred stock, series b, net of issuance costs
-
-
-196
224,383
Issuance of common stock
367
1,381
381
55
Redemption of preferred stock, series a
-
-
144,484
-
Redemption premium on preferred stock, series a
-
-
5,516
-
Treasury shares purchased - net
-11,254
-52
0
-39
Net cash (used in) provided by financing activities
220,861
-262,751
68,448
-147,660
Net (decrease) increase in cash, cash equivalents and restricted cash
-88,636
4,301
-52,128
-148,793
Cash, cash equivalents and restricted cash at beginning of the period
960,410
956,109
1,008,237
568,137
Cash, cash equivalents and restricted cash at end of the period
871,774
960,410
956,109
1,008,237
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Proceeds from federalhome loan bank...$375,000K (-68.09%↓ Y/Y)Issuance of common stock$367K (252.88%↑ Y/Y)Net cash (used in)provided by financing...$220,861K (-10.87%↓ Y/Y)Net cash provided byoperating activities$77,711K (-1.16%↓ Y/Y)Canceled cashflow$154,506K Net (decrease)increase in cash, cash...-$88,636K (-115.05%↓ Y/Y)Canceled cashflow$298,572K Available For Sale$199,019K (-24.63%↓ Y/Y)Proceeds from sales$22,337K (-97.44%↓ Y/Y)Held To Maturity$12,602K (-32.02%↓ Y/Y)Proceeds from bank ownedlife insurance$2,792K (21.34%↑ Y/Y)(decrease) increase indeposits-$75,836K (-149.26%↓ Y/Y)Dividends paid to commonshareholders$36,205K (-39.35%↓ Y/Y)Decrease in othershort-term borrowings-$25,649K (70.99%↑ Y/Y)Treasury sharespurchased - net-$11,254K (-971.81%↓ Y/Y)Dividends paid topreferred shareholders$4,241K (-16.24%↓ Y/Y)Principal repayments offinance lease...$1,321K (-35.34%↓ Y/Y)Net cash provided byinvesting activities-$387,208K (-247.52%↓ Y/Y)Canceled cashflow$236,750K Net increase inloans held for...$379,862K (51.13%↑ Y/Y)Available For SaleSecurities Debt$239,061K (-73.55%↓ Y/Y)Purchases of premises andequipment - net-$5,035K

WESBANCO INC (WSBC)

WESBANCO INC (WSBC)