| Cash Flow | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 |
|---|---|---|---|---|
| Income before provision for income taxes | - | - | 279,238 | - |
| Provision for income taxes | - | - | 56,133 | - |
| Net income | - | - | 223,105 | - |
| Depreciation and amortization of premises and equipment | - | - | 20,185 | - |
| Other net (accretion) amortization | - | - | -44,400 | - |
| Provision for credit losses | - | - | 77,242 | - |
| Net securities gains | - | - | 3,379 | - |
| Mortgage banking income | - | - | 6,194 | - |
| Stock compensation expense | - | - | 8,741 | - |
| Decrease (increase) in deferred income tax assets, net | - | - | 42,011 | - |
| Increase in cash surrender value of bank-owned life insurance | - | - | 15,101 | - |
| Loans originated for sale | - | - | 418,220 | - |
| Proceeds from the sale of loans originated for sale | - | - | 416,002 | - |
| Net change in accrued interest receivable and other assets | - | - | -30,833 | - |
| Net change in accrued interest payable and other liabilities | - | - | -40,912 | - |
| Othernet | - | - | 499 | - |
| Net cash provided by operating activities | 77,711 | 106,579 | 94,906 | 116,879 |
| Net increase in loans held for investment | 379,862 | -170,837 | 238,952 | 94,376 |
| Proceeds from sales | 22,337 | 0 | 84,744 | 3,058 |
| Available For Sale | 199,019 | 200,225 | 207,801 | 166,956 |
| Available For Sale Securities Debt | 239,061 | 224,196 | 291,853 | 179,248 |
| Held To Maturity | 12,602 | 11,229 | 21,898 | 14,019 |
| Held To Maturity Securities | 0 | 0 | 3,821 | 27,150 |
| Purchases of premises and equipmentnet | - | - | -2,651 | 1,983 |
| Purchases of premises and equipment - net | -5,035 | 1,828 | - | - |
| Net cash received from pfc acquisition | 0 | 0 | 0 | 0 |
| Sale of portfolio loans - net | - | - | 0 | 0 |
| Purchases of bank owned life insurance | - | - | 286 | - |
| Sale of portfolio loans - net | 0 | - | - | - |
| Proceeds from bank owned life insurance | 2,792 | 550 | 2,336 | 712 |
| Net cash provided by investing activities | -387,208 | 160,473 | -215,482 | -118,012 |
| (decrease) increase in deposits | -75,836 | -220 | 385,334 | 132,105 |
| Proceeds from federal home loan bank borrowings | 375,000 | 875,000 | 0 | 0 |
| Repayment of federal home loan bank borrowings | 0 | 1,100,000 | 75,000 | 475,000 |
| Decrease in other short-term borrowings | -25,649 | 3,389 | -2,822 | 9,835 |
| Principal repayments of finance lease obligations | 1,321 | 1,145 | 1,490 | 1,247 |
| Repayment of junior subordinated debt, net of discount and subordinated debt | - | - | 50,000 | - |
| Dividends paid to common shareholders | 36,205 | 36,864 | 30,327 | 35,221 |
| Dividends paid to preferred shareholders | 4,241 | 4,240 | 7,432 | 2,531 |
| Issuance of preferred stock, series b, net of issuance costs | - | - | -196 | 224,383 |
| Issuance of common stock | 367 | 1,381 | 381 | 55 |
| Redemption of preferred stock, series a | - | - | 144,484 | - |
| Redemption premium on preferred stock, series a | - | - | 5,516 | - |
| Treasury shares purchased - net | -11,254 | -52 | 0 | -39 |
| Net cash (used in) provided by financing activities | 220,861 | -262,751 | 68,448 | -147,660 |
| Net (decrease) increase in cash, cash equivalents and restricted cash | -88,636 | 4,301 | -52,128 | -148,793 |
| Cash, cash equivalents and restricted cash at beginning of the period | 960,410 | 956,109 | 1,008,237 | 568,137 |
| Cash, cash equivalents and restricted cash at end of the period | 871,774 | 960,410 | 956,109 | 1,008,237 |
WESBANCO INC (WSBC)
WESBANCO INC (WSBC)