For the year ending 2025-12-31, WSBC had $387,972K increase in cash & cash equivalents over the period. $279,986K in free cash flow.
| Cash Flow | 2025-12-31 |
|---|---|
| Income before provision for income taxes | 279,238 |
| Provision for income taxes | 56,133 |
| Net income | 223,105 |
| Depreciation and amortization of premises and equipment | 20,185 |
| Other net (accretion) amortization | -44,400 |
| Provision for credit losses | 77,242 |
| Net securities gains | 3,379 |
| Mortgage banking income | 6,194 |
| Stock compensation expense | 8,741 |
| Decrease (increase) in deferred income tax assets, net | 42,011 |
| Increase in cash surrender value of bank-owned life insurance | 15,101 |
| Loans originated for sale | 418,220 |
| Proceeds from the sale of loans originated for sale | 416,002 |
| Net change in accrued interest receivable and other assets | -30,833 |
| Net change in accrued interest payable and other liabilities | -40,912 |
| Othernet | 499 |
| Net cash provided by operating activities | 290,412 |
| Net increase in loans held for investment | 584,678 |
| Proceeds from sales | 961,637 |
| Proceeds from maturities, prepayments and calls | 638,826 |
| Purchases of securities | 1,374,987 |
| Proceeds from maturities, prepayments and calls | 54,455 |
| Purchases of securities | 35,250 |
| Net cash received from the pfc acquisition | 200,454 |
| Sale of portfolio loans - net | 73,893 |
| Purchases of bank owned life insurance | 286 |
| Proceeds from bank owned life insurance | 5,349 |
| Purchases of premises and equipmentnet | 10,426 |
| Net cash used in investing activities | -71,013 |
| Increase in deposits | 671,380 |
| Proceeds from federal home loan bank borrowings | 1,175,000 |
| Repayment of federal home loan bank borrowings | 1,475,000 |
| (decrease) increase in other short-term borrowings | -81,394 |
| Principal repayments of finance lease obligations | 4,780 |
| Repayment of junior subordinated debt, net of discount and subordinated debt | 50,000 |
| Dividends paid to common shareholders | 125,245 |
| Dividends paid to preferred shareholders | 15,026 |
| Issuance of preferred stock, series b, net of issuance costs | 224,187 |
| Issuance of common stock, net of equity issuance costs | 540 |
| Redemption of preferred stock, series a | 144,484 |
| Redemption premium on preferred stock, series a | 5,516 |
| Treasury shares (purchased) sold-net | -1,089 |
| Net cash provided by financing activities | 168,573 |
| Net increase (decrease) in cash, cash equivalents and restricted cash | 387,972 |
| Cash, cash equivalents and restricted cash at beginning of the year | 568,137 |
| Cash, cash equivalents and restricted cash at end of the year | 956,109 |
WESBANCO INC (WSBC)
WESBANCO INC (WSBC)