| Income Statement | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Loans, including fees | 295,482 | 290,104 | ||
| Taxable | 31,483 | 31,066 | ||
| Tax-exempt | 4,692 | 4,616 | ||
| Total interest and dividends on securities | 36,175 | 35,682 | ||
| Other interest income | 11,229 | 10,596 | ||
| Total interest and dividend income | 342,886 | 336,382 | ||
| Interest bearing demand deposits | 31,351 | 30,405 | ||
| Money market deposits | 38,249 | 36,287 | ||
| Savings deposits | 9,577 | 8,670 | ||
| Certificates of deposit | 23,554 | 21,442 | ||
| Total interest expense on deposits | 102,731 | 96,804 | ||
| Federal home loan bank borrowings | 17,337 | 16,683 | ||
| Other short-term borrowings | 766 | 816 | ||
| Subordinated debt and junior subordinated debt | 5,336 | 5,310 | ||
| Total interest expense | 126,170 | 119,613 | ||
| Net interest income | 216,716 | 216,769 | ||
| Provision for credit losses | 2,082 | 3,218 | ||
| Net interest income after provision for credit losses | 214,634 | 213,551 | ||
| Trust fees | 8,987 | 9,657 | ||
| Service charges on deposits | 11,163 | 10,484 | ||
| Digital banking income | 7,324 | 7,325 | ||
| Net swap fee and valuation income | 3,231 | 746 | ||
| Net securities brokerage revenue | 2,961 | 3,348 | ||
| Bank-owned life insurance | 3,765 | 3,450 | ||
| Mortgage banking income | 1,898 | 2,364 | ||
| Net securities gains | 1,210 | 1,410 | ||
| Net gain (loss) on other real estate owned and other assets | 329 | 111 | ||
| Other income | 3,996 | 5,062 | ||
| Total non-interest income | 44,864 | 43,957 | ||
| Salaries and wages | 60,583 | 60,153 | ||
| Employee benefits | 18,040 | 18,857 | ||
| Net occupancy | 8,819 | 8,119 | ||
| Equipment and software | 16,310 | 17,140 | ||
| Marketing | 2,979 | 1,864 | ||
| Fdic insurance | 5,820 | 5,479 | ||
| Amortization of intangible assets | 8,425 | 9,204 | ||
| Restructuring and merger-related expense | 11,383 | 41,056 | ||
| Other operating expenses | 23,829 | 24,663 | ||
| Total non-interest expense | 156,188 | 186,535 | ||
| Income before provision for income taxes | 103,310 | 70,973 | ||
| Provision for income taxes | 19,737 | 13,558 | ||
| Net income | 83,573 | 57,415 | ||
| Preferred stock dividends | 2,531 | 2,531 | ||
| Net income available to common shareholders | 81,042 | 54,884 | ||
| Earnings per share, basic | 0.84 | 0.57 | ||
| Earnings per share, diluted | 0.84 | 0.57 | ||
| Weighted average number of shares outstanding, basic | 95,995,174 | 95,744,980 | ||
| Weighted average number of shares outstanding, diluted | 96,116,617 | 95,808,310 | ||
WESBANCO INC (WSBC)
WESBANCO INC (WSBC)