Financial insights of WSBC

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$84,395K
EPS
$0.88
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Loans, including fees	280,989	218,825*	295,482	290,104
Taxable	31,443	22,519*	31,483	31,066
Tax-exempt	4,824	4,740*	4,692	4,616
Total interest and dividends on securities	36,267	27,259*	36,175	35,682
Other interest income	8,368	6,956*	11,229	10,596
Total interest and dividend income	325,624	253,039*	342,886	336,382
Interest bearing demand deposits	29,368	28,320*	31,351	30,405
Money market deposits	32,151	20,035*	38,249	36,287
Savings deposits	10,119	7,806*	9,577	8,670
Certificates of deposit	22,591	20,294*	23,554	21,442
Total interest expense on deposits	94,229	76,454*	102,731	96,804
Federal home loan bank borrowings	11,316	7,404*	17,337	16,683
Other short-term borrowings	598	1,060*	766	816
Subordinated debt and junior subordinated debt	4,080	4,048*	5,336	5,310
Total interest expense	110,223	88,966*	126,170	119,613
Net interest income	215,401	164,073*	216,716	216,769
Provision for credit losses	-897	69,292*	2,082	3,218
Net interest income after provision for credit losses	216,298	94,781*	214,634	213,551
Trust fees	10,442	9,122*	8,987	9,657
Service charges on deposits	10,961	8,922*	11,163	10,484
Digital banking income	6,599	4,502*	7,324	7,325
Net swap fee and valuation income	1,062	2,931*	3,231	746
Net securities brokerage revenue	3,472	2,383*	2,961	3,348
Bank-owned life insurance	3,811	4,279*	3,765	3,450
Mortgage banking income	919	-199*	1,898	2,364
Net securities gaines	-13	-551*	1,210	1,410
Net gain (loss) on other real estate owned and other assets	546	-1,084*	329	111
Other income	4,032	3,222*	3,996	5,062
Total non-interest income	41,831	33,524*	44,864	43,957
Salaries and wages	63,964	49,873*	60,583	60,153
Employee benefits	17,611	11,670*	18,040	18,857
Net occupancy	8,529	7,830*	8,819	8,119
Equipment and software	15,678	12,437*	16,310	17,140
Marketing	1,526	2,597*	2,979	1,864
Fdic insurance	4,784	3,949*	5,820	5,479
Amortization of intangible assets	7,160	2,627*	8,425	9,204
Restructuring and merger-related expense	3,713	-2,725*	11,383	41,056
Franchise and other miscellaneous taxes	-	4,788*	-	-
Professional fees	-	6,512*	-	-
Card processing expenses	-	1,731*	-	-
Communications	-	1,479*	-	-
Other real estate owned and foreclosure expenses	-	109*	-	-
Postage, supplies and other	-	7,617*	-	-
Other operating expenses	23,740	22,235*	23,829	24,663
Total non-interest expense	146,705	110,490*	156,188	186,535
Income (loss) before provision for income taxes	111,424	17,814*	103,310	70,973
Provision (benefit) for income taxes	22,789	6,191*	19,737	13,558
Net income (loss)	88,635	11,623*	83,573	57,415
Preferred stock dividends	4,240	12,948*	2,531	2,531
Net income (gain) available to common shareholders	84,395	-1,325	81,042	54,884

Basic EPS	0.88	-0.016	0.84	0.57
Diluted EPS	0.88	-0.016	0.84	0.57
Basic Average Shares	96,103,497	80,950,819	95,995,174	95,744,980
Diluted Average Shares	96,309,352	81,177,355	96,116,617	95,808,310

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$84,395K
EPS
$0.88
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income$84,395KEPS$0.88Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$84,395K
EPS
$0.88
Unit: Thousand (K) dollars