The latest financial statement is for the quarter ending 2025-12-31.
| Cash Flow | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|
| Net income (loss) | 1,074 | 962 | -874 |
| Provision for credit losses | 388 | -320 | 2,066 |
| Net amortization of securities | 3 | 21 | 360 |
| Depreciation and amortization | 321 | 223 | 847 |
| Increase in cash surrender value of bank owned life insurance | 119 | 119 | 466 |
| Amortization (accretion) of net deferred loan origination fees | -55 | 17 | 86 |
| Losses on sale of securities available for sale, net | 0 | -317 | - |
| Gain on marketable equity securities, net | 0 | 0 | 374 |
| Contribution of stock to charitable foundation | - | - | -1,859 |
| Deferred tax provision | 224 | 64 | -1,242 |
| Accrued interest receivable | 168 | 131 | 162 |
| Other assets | 147 | -735 | -1,543 |
| Accrued expenses and other liabilities | -80 | -378 | -1,006 |
| Net cash provided (used) by operating activities | 1,551 | 1,357 | 2,465 |
| Maturities, calls and prepayments | 2,899 | 1,784 | 15,575 |
| Sales | 0 | 7,195 | 2,486 |
| Purchases | 11,954 | 15,789 | 30,969 |
| Maturities, calls and prepayments | 1,703 | 1,516 | 13,368 |
| Purchases | 0 | 4,954 | 15,139 |
| Purchase of federal home loan bank stock | - | 650 | 515 |
| Purchase (redemption) of federal home loan bank stock | -116 | - | - |
| Loan originations, net of principal payments | 7,375 | 42,422 | 71,250 |
| Purchase of premises and equipment, net | 61 | -8 | 284 |
| Net cash used by investing activities | -14,022 | -53,312 | -86,728 |
| Net increase in deposits | 29,901 | 37,239 | 43,789 |
| Net change in short-term federal home loan bank advances | -32,000 | 33,000 | 13,531 |
| Proceeds from long-term federal home loan bank advances | 0 | - | 17,000 |
| Repayment of long-term federal home loan bank advances | -11,596 | 16,000 | 13,000 |
| Net proceeds from stock offering and issuance of common shares | - | - | 37,805 |
| Purchase of common shares by the esop | - | - | 3,346 |
| Contribution of cash to the mhc | - | - | -500 |
| Net increase in mortgagors' escrow accounts | 42 | 189 | 114 |
| Net cash provided by financing activities | 9,539 | 54,428 | 95,393 |
| Net change in cash and cash equivalents | -2,932 | 2,473 | 11,130 |
| Cash and cash equivalents at beginning of period | 57,717 | 55,244 | - |
| Cash and cash equivalents at end of period | 54,785 | 57,717 | - |
Winchester Bancorp, Inc. MD (WSBK)
Winchester Bancorp, Inc. MD (WSBK)