| Cash Flow | 2025-09-30 |
|---|---|
| Net income (loss) | 962 |
| Provision (benefit) for credit losses | -320 |
| Net amortization of securities | 21 |
| Depreciation and amortization | 223 |
| Increase in cash surrender value of bank owned life insurance | 119 |
| Accretion of net deferred loan origination fees | 17 |
| Losses on sale of securities available for sale, net | -317 |
| Gain on marketable equity securities, net | 0 |
| Deferred tax provision | 64 |
| Accrued interest receivable | 131 |
| Other assets | -735 |
| Accrued expenses and other liabilities | -378 |
| Net cash provided (used) by operating activities | 1,357 |
| Maturities, calls and prepayments | 1,784 |
| Sales | 7,195 |
| Purchases | 15,789 |
| Maturities, calls and prepayments | 1,516 |
| Purchases | 4,954 |
| Purchase of federal home loan bank stock | 650 |
| Loan originations, net of principal payments | 42,422 |
| (purchase) disposal of premises and equipment, net | -8 |
| Net cash used by investing activities | -53,312 |
| Net increase in deposits | 37,239 |
| Net change in short-term federal home loan bank advances | 33,000 |
| Repayment of long-term federal home loan bank advances | 16,000 |
| Net increase in mortgagors' escrow accounts | 189 |
| Net cash provided by financing activities | 54,428 |
| Net change in cash and cash equivalents | 2,473 |
| Cash and cash equivalents at beginning of period | 55,244 |
| Cash and cash equivalents at end of period | 57,717 |
Winchester Bancorp, Inc. MD (WSBK)
Winchester Bancorp, Inc. MD (WSBK)