wsbk: the income statement

MyFinsight

Winchester Bancorp, Inc. MD (WSBK)

For the year ending 2025-06-30, WSBK made $43,776K in revenue. -$874K in net income. Net profit margin of -2.00%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Benefit for income taxes	-656
Miscellaneous	224
Customer service fees	728
Gain on marketable equity securities, net	374
Income on bank owned life insurance	466
Total non-interest income	1,792
Deposit insurance	848
Other general and administrative	4,906
Occupancy and equipment, net	1,579
Net periodic pension and post retirement benefit, less service costs	-73
Marketing and advertising	462
Salaries and employee benefits	9,688
Data processing	1,368
Total non-interest expenses	18,778
Provision for credit losses	2,066
Interest on federal home loan bank advances	6,076
Interest on deposits	19,115
Total interest expense	25,191
Interest on federal funds sold and other interest-bearing deposits	2,057
Interest and fees on loans	37,528
Interest and dividends on securities	3,128
Total interest and dividend income	42,713
Net interest income	17,522
Net interest income, after provision for credit losses	15,456
(loss) income before income taxes	-1,530
Net (loss) income	-874

Earnings per share, basic	-0.09
Earnings per share, diluted	-0.09
Weighted average number of shares outstanding, basic	9,247,571
Weighted average number of shares outstanding, diluted	9,247,571

Unit: Thousand (K) dollars (except for numbers of shares and EPS)