wsbk: the income statement

MyFinsight

For the quarter ending 2025-09-30, WSBK made $22,977K in revenue. $962K in net income. Net profit margin of 4.19%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30
Interest and fees on loans	10,402
Interest and dividends on securities	1,113
Interest on federal funds sold and other interest-bearing deposits	422
Total interest and dividend income	11,937
Interest on deposits	4,670
Interest on federal home loan bank advances	1,526
Total interest expense	6,196
Net interest income	5,741
Provision (benefit) for credit losses	-320
Net interest income, after provision (benefit) for credit losses	6,061
Customer service fees	191
Income on bank owned life insurance	119
Gain on marketable equity securities, net	0
Loss on sale of securities available for sale	317
Miscellaneous	59
Total non-interest income	52
Salaries and employee benefits	2,697
Occupancy and equipment, net	396
Data processing	408
Deposit insurance	210
Marketing and advertising	184
Other general and administrative	900
Total non-interest expense	4,795
Income (loss) before income taxes	1,318
Provision (benefit) for income taxes	356
Net income (loss)	962

Earnings per share, basic	0.11
Earnings per share, diluted	0.11
Weighted average number of shares outstanding, basic	8,964,893
Weighted average number of shares outstanding, diluted	8,964,893