wsbk: the balance sheet

MyFinsight

For the quarter ending 2025-09-30, WSBK has $1,005,212K in assets. $888,220K in debts. $57,717K in cash and cash equivalents.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Balance Sheets	2025-09-30
Cash and due from banks	1,653
Interest-bearing deposits	56,064
Total cash and cash equivalents	57,717
Securities available for sale, at fair value	54,732
Securities held to maturity, at amortized cost	60,623
Federal home loan bank stock, at cost	6,928
Total loans	796,159
Allowance for credit losses	4,356
Net deferred loan origination costs	1,381
Loans, net of allowance for credit losses of 4,356 at september 30, 2025 and 4,151 at june 30, 2025	793,184
Bank owned life insurance	11,044
Premises and equipment, net	6,188
Accrued interest receivable	3,458
Net deferred tax asset	1,034
Other assets	10,304
Total assets	1,005,212

Non-interest-bearing deposits	63,577
Interest-bearing deposits	652,846
Federal home loan bank advances	164,000
Mortgagors' escrow accounts	1,946
Accrued expenses and other liabilities	5,851
Total liabilities	888,220
Preferred stock, .01 par value, 5,000,000 shares authorized, none outstanding	0
Common stock, .01 par value, 20,000,000 shares authorized, 9,295,376 issued and outstanding as of september 30, 2025 and june 30, 2025	93
Additional paid-in capital	39,567
Unearned compensation (esop)	3,278
Retained earnings	81,682
Accumulated other comprehensive loss	-1,072
Total stockholders' equity	116,992
Total liabilities and stockholders' equity	1,005,212