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For the quarter ending 2026-03-31, WTBA has $4,010,973K in assets. $3,740,230K in debts.

Balance Sheets Overview

Debt to Asset Ratio
93.25%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans, net
    • Securities available for sale, f...
    • Cash and cash equivalents
    • Others
Liabilities Breakdown
    • Savings and money market
    • Time
    • Noninterest-bearing demand
    • Others

Balance Sheets
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Cash and due from banks
40,018 25,171 26,875 35,796
Interest-earning deposits with banks
180,218 324,502 109,265 212,450
Securities purchased under agreements to resell
141,742 121,413 96,792 96,955
Cash and cash equivalents
361,978 471,086 232,932 345,201
Securities available for sale, fair value
456,410 468,447 537,856 536,709
Federal home loan bank stock, at cost
15,180 15,167 15,190 15,311
Loans, gross
2,994,130 -3,011,775 -
Net unamortized fees and costs
-2,492 --2,887 -
Loans
2,991,638 3,001,690 3,008,888 2,966,357
Allowance for credit losses, excluding accrued interest
-30,525 --
Loans, after allowance for credit losses
-2,971,165 --
Allowance for credit losses, collectively evaluated for credit losses
30,523 -30,515 -
Allowance for credit losses
30,523 -30,515 30,539
Loans, net
2,961,115 -2,978,373 2,935,818
Premises and equipment, net
107,619 108,380 109,212 109,806
Accrued interest receivable
12,613 11,982 13,366 12,629
Bank-owned life insurance
46,500 46,192 45,875 45,567
Deferred tax assets, net
25,933 25,925 27,722 30,375
Other assets
23,625 23,900 24,954 25,253
Total assets
4,010,973 4,142,244 3,985,480 4,056,669
Noninterest-bearing demand
511,013 540,358 512,869 521,990
Interest-bearing demand
489,990 577,814 448,731 461,207
Savings and money market
1,818,139 1,839,508 1,799,392 1,847,926
Time
515,830 510,790 545,525 560,870
Total deposits
3,334,972 3,468,470 3,306,517 3,391,993
Subordinated notes, net
80,221 80,156 80,090 80,024
Federal home loan bank advances
270,000 270,000 270,000 270,000
Long-term debt
25,000 26,250 38,986 40,236
Accrued expenses and other liabilities
30,037 31,383 34,754 33,486
Total liabilities
3,740,230 3,876,259 3,730,347 3,815,739
Common stock, no par value authorized 50,000,000 shares 17,028,101 and 16,940,785 shares issued and outstanding at march 31, 2026 and december 31, 2025, respectively
3,000 3,000 3,000 3,000
Additional paid-in capital
36,553 37,231 36,473 35,773
Retained earnings
300,596 294,259 291,069 285,990
Accumulated other comprehensive loss
-69,406 -68,505 -75,409 -83,833
Total stockholders' equity
270,743 265,985 255,133 240,930
Total liabilities and stockholders' equity
4,010,973 4,142,244 3,985,480 4,056,669
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans, gross$2,994,130K Loans$2,991,638K Interest-earning deposits withbanks$180,218K Securities purchased underagreements to resell$141,742K Cash and due frombanks$40,018K Net unamortizedfees and costs-$2,492K Loans, net$2,961,115K Securities available forsale, fair value$456,410K Cash and cashequivalents$361,978K Premises and equipment,net$107,619K Bank-owned life insurance$46,500K Deferred tax assets, net$25,933K Other assets$23,625K Federal home loan bankstock, at cost$15,180K Accrued interestreceivable$12,613K Allowance for creditlosses$30,523K Total assets$4,010,973K Allowance for creditlosses, collectively...$30,523K Total liabilities andstockholders' equity$4,010,973K Total liabilities$3,740,230K Total stockholders'equity$270,743K Accumulated othercomprehensive loss-$69,406K Total deposits$3,334,972K Federal home loan bankadvances$270,000K Subordinated notes, net$80,221K Accrued expenses andother liabilities$30,037K Long-term debt$25,000K Retained earnings$300,596K Additional paid-in capital$36,553K Common stock, no parvalue authorized...$3,000K Savings and money market$1,818,139K Time$515,830K Noninterest-bearing demand$511,013K Interest-bearing demand$489,990K

WEST BANCORPORATION INC (WTBA)

WEST BANCORPORATION INC (WTBA)