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WEST BANCORPORATION INC (WTBA)

WEST BANCORPORATION INC (WTBA)

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Balance Sheets Overview

Debt to Asset Ratio
93.03%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans, net
    • Securities available for sale, f...
    • Cash and cash equivalents
    • Others
Liabilities Breakdown
    • Savings and money market
    • Noninterest-bearing demand
    • Interest-bearing demand
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and due from banks
30,986
40,018
25,171
26,875
Interest-earning deposits with banks
260,633
180,218
324,502
109,265
Securities purchased under agreements to resell
142,080
141,742
121,413
96,792
Cash and cash equivalents
433,699
361,978
471,086
232,932
Securities available for sale, fair value
446,575
456,410
468,447
537,856
Federal home loan bank stock, at cost
15,168
15,180
15,167
15,190
Loans
2,950,114
2,991,638
3,001,690
3,008,888
Allowance for credit losses, excluding accrued interest
-
-
30,525
-
Loans, after allowance for credit losses
-
-
2,971,165
-
Allowance for credit losses, collectively evaluated for credit losses
30,530
30,523
-
30,515
Allowance for credit losses
30,530
30,523
-
30,515
Loans, net
2,919,584
2,961,115
-
2,978,373
Premises and equipment, net
106,626
107,619
108,380
109,212
Accrued interest receivable
11,260
12,613
11,982
13,366
Bank-owned life insurance
46,751
46,500
46,192
45,875
Deferred tax assets, net
25,152
25,933
25,925
27,722
Other assets
24,849
23,625
23,900
24,954
Total assets
4,029,664
4,010,973
4,142,244
3,985,480
Noninterest-bearing demand
553,660
511,013
540,358
512,869
Interest-bearing demand
506,574
489,990
577,814
448,731
Savings and money market
1,805,507
1,818,139
1,839,508
1,799,392
Time
479,159
515,830
510,790
545,525
Total deposits
3,344,900
3,334,972
3,468,470
3,306,517
Subordinated notes, net
80,287
80,221
80,156
80,090
Federal home loan bank advances
270,000
270,000
270,000
270,000
Long-term debt
23,750
25,000
26,250
38,986
Accrued expenses and other liabilities
29,685
30,037
31,383
34,754
Total liabilities
3,748,622
3,740,230
3,876,259
3,730,347
Common stock, no par value authorized 50,000,000 shares 17,043,743 and 16,940,785 shares issued and outstanding at june 30, 2026 and december 31, 2025, respectively
3,000
3,000
3,000
3,000
Additional paid-in capital
37,312
36,553
37,231
36,473
Retained earnings
307,408
300,596
294,259
291,069
Accumulated other comprehensive loss
-66,678
-69,406
-68,505
-75,409
Total stockholders' equity
281,042
270,743
265,985
255,133
Total liabilities and stockholders' equity
4,029,664
4,010,973
4,142,244
3,985,480
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans$2,950,114K (-0.55%↓ Y/Y)Interest-earning deposits withbanks$260,633K (22.68%↑ Y/Y)Securities purchased underagreements to resell$142,080K (46.54%↑ Y/Y)Cash and due frombanks$30,986K (-13.44%↓ Y/Y)Loans, net$2,919,584K (-0.55%↓ Y/Y)Securities available forsale, fair value$446,575K (-16.79%↓ Y/Y)Cash and cashequivalents$433,699K (25.64%↑ Y/Y)Premises and equipment,net$106,626K (-2.90%↓ Y/Y)Bank-owned life insurance$46,751K (2.60%↑ Y/Y)Deferred tax assets, net$25,152K (-17.20%↓ Y/Y)Other assets$24,849K (-1.60%↓ Y/Y)Federal home loan bankstock, at cost$15,168K (-0.93%↓ Y/Y)Accrued interestreceivable$11,260K (-10.84%↓ Y/Y)Allowance for creditlosses$30,530K (-0.03%↓ Y/Y)Total assets$4,029,664K (-0.67%↓ Y/Y)Allowance for creditlosses, collectively...$30,530K Total liabilities andstockholders' equity$4,029,664K (-0.67%↓ Y/Y)Total liabilities$3,748,622K (-1.76%↓ Y/Y)Total stockholders'equity$281,042K (16.65%↑ Y/Y)Accumulated othercomprehensive loss-$66,678K (20.46%↑ Y/Y)Total deposits$3,344,900K (-1.39%↓ Y/Y)Federal home loan bankadvances$270,000K (0.00%↑ Y/Y)Subordinated notes, net$80,287K (0.33%↑ Y/Y)Accrued expenses andother liabilities$29,685K (-11.35%↓ Y/Y)Long-term debt$23,750K (-40.97%↓ Y/Y)Retained earnings$307,408K (7.49%↑ Y/Y)Additional paid-in capital$37,312K (4.30%↑ Y/Y)Common stock, no parvalue authorized...$3,000K (0.00%↑ Y/Y)Savings and money market$1,805,507K (-2.30%↓ Y/Y)Noninterest-bearing demand$553,660K (6.07%↑ Y/Y)Interest-bearing demand$506,574K (9.84%↑ Y/Y)Time$479,159K (-14.57%↓ Y/Y)