WTBA: the cashflow

MyFinsight

For the quarter ending 2025-09-30.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Cash Flow	2025-09-30	2025-06-30
Credit loss expense (benefit)	-	0
Net income	25,135	15,821
Net amortization and accretion	2,312	1,542
Stock-based compensation	1,986	1,286
Increase in cash value of bank-owned life insurance	885	577
Depreciation	3,372	2,231
Provision for deferred income taxes	875	994
Increase in accrued interest receivable	541	-196
Decrease in other assets	-1,055	-2,435
Increase in accrued expenses and other liabilities	1,377	-652
Net cash provided by operating activities	34,686	23,276
Proceeds from principal paydowns, maturities and calls of securities available for sale	30,319	19,954
Purchases of federal home loan bank stock	264	234
Proceeds from redemption of federal home loan bank stock	203	52
Net increase in loans	3,945	-38,610
Purchases of premises and equipment	2,905	2,256
Net cash used in investing activities	23,408	56,126
Net increase (decrease) in deposits	-51,079	34,397
Net decrease in federal funds purchased and other short-term borrowings	0	0
Principal payments on long-term debt	3,750	2,500
Common stock dividends paid	12,679	8,444
Restricted stock units withheld for payroll taxes	1,132	1,132
Net cash provided by (used in) financing activities	-68,640	22,321
Net increase (decrease) in cash and cash equivalents	-10,546	101,723
Cash and cash equivalents at beginning of period	243,478	-
Cash and cash equivalents at end of period	232,932	-

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

WTBA: the cashflow