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WEST BANCORPORATION INC (WTBA)

WEST BANCORPORATION INC (WTBA)

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Cash Flow Overview

Change in Cash
$71,721K
Free Cash flow
$14,073K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Net decrease in loans
    • Proceeds from principal paydowns...
    • Net income
    • Others
Negative Cash Flow Breakdown
    • Common stock dividends paid
    • Principal payments on long-term ...
    • Decrease in accrued expenses and...
    • Others
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Net income
11,073
10,572
7,425
9,314
Credit loss expense (benefit)
-
-
0
-
Net amortization and accretion
738
739
763
770
Securities (gains)losses, net
-
-
-3,959
-
Stock-based compensation
759
600
758
700
Increase in cash value of bank-owned life insurance
313
308
317
308
Gain from bank-owned life insurance
-
-
0
-
Depreciation
1,179
1,153
1,144
1,141
Provision for deferred income taxes
-122
281
-523
-119
Decrease in accrued interest receivable
-1,353
631
-1,384
737
Decrease in other assets
-171
-911
-36
1,380
Decrease in accrued expenses and other liabilities
-472
-432
-2,836
2,029
Net cash provided by operating activities
14,366
12,885
11,793
11,410
Proceeds from sales of securities available for sale
-
-
63,690
-
Proceeds from principal paydowns, maturities and calls of securities available for sale
11,688
8,728
10,879
10,365
Purchases of federal home loan bank stock
116
97
60
30
Proceeds from redemption of federal home loan bank stock
128
84
83
151
Net decrease in loans
-41,531
-10,050
4,278
42,555
Proceeds of principal and earnings from bank-owned life insurance
-
-
0
-
Purchases of premises and equipment
293
497
421
649
Net cash used in investing activities
52,938
18,268
69,893
-32,718
Net increase (decrease) in deposits
9,928
-133,498
161,953
-85,476
Net decrease in federal funds purchased and other short-term borrowings
-
-
0
0
Net increase (decrease) in federal home loan bank advances
-
-
0
-
Principal payments on long-term debt
1,250
1,250
1,250
1,250
Common stock dividends paid
4,261
4,235
4,235
4,235
Restricted stock units withheld for payroll taxes
0
1,278
0
0
Net cash provided by (used in) financing activities
4,417
-140,261
156,468
-90,961
Net increase (decrease) in cash and cash equivalents
71,721
-109,108
238,154
-112,269
Beginning
361,978
471,086
232,932
243,478
Ending
433,699
361,978
471,086
232,932
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net decrease inloans-$41,531K (-7.57%↓ Y/Y)Proceeds from principalpaydowns, maturities and...$11,688K (-41.43%↓ Y/Y)Net income$11,073K (-30.01%↓ Y/Y)Decrease in accruedinterest receivable-$1,353K (-590.31%↓ Y/Y)Depreciation$1,179K (-47.15%↓ Y/Y)Stock-based compensation$759K (-40.98%↓ Y/Y)Net amortizationand accretion$738K (-52.14%↓ Y/Y)Net increase(decrease) in deposits$9,928K (-71.14%↓ Y/Y)Proceeds from redemptionof federal home...$128K (146.15%↑ Y/Y)Decrease in other assets-$171K (92.98%↑ Y/Y)Net cash used ininvesting activities$52,938K (-5.68%↓ Y/Y)Net cash provided byoperating activities$14,366K (-38.28%↓ Y/Y)Net cash provided by(used in) financing...$4,417K (-80.21%↓ Y/Y)Canceled cashflow$409K Canceled cashflow$907K Canceled cashflow$5,511K Net increase(decrease) in cash and cash...$71,721K (-29.49%↓ Y/Y)Purchases of premises andequipment$293K (-87.01%↓ Y/Y)Purchases of federal homeloan bank stock$116K (-50.43%↓ Y/Y)Decrease in accruedexpenses and other...-$472K (27.61%↑ Y/Y)Increase in cash value ofbank-owned life insurance$313K (-45.75%↓ Y/Y)Provision for deferredincome taxes-$122K (-112.27%↓ Y/Y)Common stock dividendspaid$4,261K (-49.54%↓ Y/Y)Principal payments onlong-term debt$1,250K (-50.00%↓ Y/Y)