For the year ending 2025-12-31, WTBA had $227,608K increase in cash & cash equivalents over the period. $43,153K in free cash flow.
| Cash Flow | 2025-12-31 |
|---|---|
| Net income | 32,560 |
| Credit loss expense (benefit) | 0 |
| Net amortization and accretion | 3,075 |
| Securities (gains)losses, net | -3,959 |
| Stock-based compensation | 2,744 |
| Increase in cash value of bank-owned life insurance | 1,202 |
| Gain from bank-owned life insurance | 0 |
| Depreciation | 4,516 |
| Provision for deferred income taxes | 352 |
| (increase) decrease in accrued interest receivable | -843 |
| (increase) decrease in other assets | -1,091 |
| Increase (decrease) in accrued expenses and other liabilities | -1,459 |
| Cash provided by (used in) operating activity, including discontinued operation | 46,479 |
| Proceeds from sales of securities available for sale | 63,690 |
| Proceeds from principal paydowns, maturities and calls of securities available for sale | 41,198 |
| Purchases of federal home loan bank stock | 324 |
| Proceeds from redemption of federal home loan bank stock | 286 |
| Net increase in loans | 8,223 |
| Proceeds of principal and earnings from bank-owned life insurance | 0 |
| Purchases of premises and equipment | 3,326 |
| Net cash provided by (used in) investing activities, total | 93,301 |
| Net increase in deposits | 110,874 |
| Net decrease in federal funds purchased and other short-term borrowings | 0 |
| Net increase (decrease) in federal home loan bank advances | 0 |
| Principal payments on long-term debt | 5,000 |
| Common stock dividends paid | 16,914 |
| Restricted stock units withheld for payroll taxes | 1,132 |
| Cash provided by (used in) financing activity, including discontinued operation | 87,828 |
| Net increase (decrease) in cash and cash equivalents | 227,608 |
| Beginning | 243,478 |
| Ending | 471,086 |
WTBA
WTBA