Financial insights of WTBA

MyFinsight

For the quarter ending 2025-09-30, WTBA made $91,402K in revenue. $9,314K in net income. Net profit margin of 10.19%.

Income Overview

Revenue
$91,402K
Net Income
$9,314K
Net Profit Margin
10.19%
EPS
$0.55
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Deposits
Salaries and employee benefits
Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30	2025-03-31	2024-09-30
Loans, including fees	42,198	41,666	40,988	42,504
Taxable	2,643	2,685	2,788	3,261
Tax-exempt	739	742	743	806
Deposits with banks	2,087	2,847	1,617	2,041
Securities purchased under agreements to resell	1,258	22	-	-
Total interest income	48,925	47,962	46,136	48,612
Deposits	22,539	22,676	21,423	26,076
Federal funds purchased and other short-term borrowings	0	0	-	115
Subordinated notes	1,107	1,104	1,105	1,112
Federal home loan bank advances	2,292	2,259	2,235	2,748
Long-term debt	486	504	518	601
Total interest expense	26,424	26,543	25,281	30,652
Net interest income	22,501	21,419	20,855	17,960
Credit loss expense (benefit)	0	0	-	-
Net interest income after credit loss expense	22,501	21,419	20,855	17,960
Revenue from contract with customer, including assessed tax-Service	491	486	-	-
Revenue from contract with customer, including assessed tax-Fiduciary And Trust	-	801	-	-
Revenue from contract with customer, including assessed tax-Debit Card	477	478	-	-
Revenue from contract with customer, including assessed tax-Fiduciary And Trust	894	-	-	-
Revenue from contract with customer, including assessed tax	-	-	1,694	1,787
Increase in cash value of bank-owned life insurance	308	295	282	287
Other income	333	350	267	285
Total noninterest income	2,503	2,410	2,243	2,359
Salaries and employee benefits	7,457	7,343	7,004	6,823
Occupancy and equipment	2,090	2,034	1,963	1,926
Data processing	663	643	617	771
Technology and software	794	791	786	722
Fdic insurance	637	670	587	711
Professional fees	303	303	308	239
Director fees	195	202	206	223
Other expenses	1,411	1,499	1,592	1,477
Total noninterest expense	13,550	13,485	13,063	12,892
Income before income taxes	11,454	10,344	10,035	7,427
Income taxes	2,140	2,365	2,193	1,475
Net income	9,314	7,979	7,842	5,952

Basic earnings per common share	0.55	0.47	0.47	0.35
Diluted earnings per common share	0.55	0.47	0.46	0.35
Diluted weighted average common shares outstanding (shares)	17,015,000	17,007,000	17,068,000	16,921,000
Weighted average common shares outstanding (shares)	16,941,000	16,936,000	16,840,000	16,833,000

MyFinsight

Income Overview

Revenue
$91,402K
Net Income
$9,314K
Net Profit Margin
10.19%
EPS
$0.55
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Deposits
Salaries and employee benefits
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue
$91,402K
Net Income
$9,314K
Net Profit Margin
10.19%
EPS
$0.55
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Deposits
Salaries and employee benefits
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue$91,402KNet Income$9,314KNet Profit Margin10.19%EPS$0.55Unit: Thousand (K) dollarsRevenue BreakdownLoans, including feesDepositsSalaries and employee benefitsOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Revenue$91,402KNet Income$9,314KNet Profit Margin10.19%EPS$0.55Unit: Thousand (K) dollarsRevenue BreakdownLoans, including feesDepositsSalaries and employee benefitsOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Revenue
$91,402K
Net Income
$9,314K
Net Profit Margin
10.19%
EPS
$0.55
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Deposits
Salaries and employee benefits
Others

Revenue
$91,402K
Net Income
$9,314K
Net Profit Margin
10.19%
EPS
$0.55
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Deposits
Salaries and employee benefits
Others