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Income Statement
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Cash Flow
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Balance Sheet
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Ratios
Income Overview
Revenue
$476K
Net Income
$11,073K
Net Profit Margin
2326.26%
EPS
$0.64
Unit: Thousand (K) dollars
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Page 1
Quarterly
123
Page 1
Income Statement
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Revenue from contract with customer, including assessed tax-Service
476
508
-
491
Revenue from contract with customer, including assessed tax-Debit Card
514
472
-
477
Revenue from contract with customer, including assessed tax-Fiduciary And Trust
1,048
-
-
894
Increase in cash value of bank-owned life insurance
313
308
-
308
Other income
245
256
-
333
Total noninterest income
2,596
2,554
-
2,503
Loans, including fees
42,031
40,946
-
42,198
Taxable
2,097
2,143
-
2,643
Tax-exempt
636
638
-
739
Deposits with banks
2,130
2,047
-
2,087
Securities purchased under agreements to resell
1,580
1,617
-
1,258
Total interest income
48,474
47,391
-
48,925
Federal funds purchased and other short-term borrowings
-
0
-
0
Deposits
19,184
19,261
-
22,539
Subordinated notes
1,110
1,104
-
1,107
Federal home loan bank advances
2,274
2,244
-
2,292
Long-term debt
385
397
-
486
Total interest expense
22,953
23,006
-
26,424
Net interest income
25,521
24,385
-
22,501
Credit loss expense (benefit)
0
0
-
0
Net interest income after credit loss expense
25,521
24,385
-
22,501
Director fees
-
0
-
195
Salaries and employee benefits
7,987
7,632
-
7,457
Occupancy and equipment
2,006
2,006
-
2,090
Operating income (loss)
-
-
848*
-
Technology And Software
822
774
-
794
Information Technology And Data Processing
545
596
-
663
Fdic insurance
444
473
-
637
Professional fees
298
278
-
303
Other expenses
1,665
1,706
-
1,411
Operating expenses
-
-
1,726*
-
Total noninterest expense
13,767
13,465
-
13,550
Income before income taxes
14,350
13,474
-878
11,454
Income taxes
3,277
2,902
-8,303
2,140
Net income
11,073
10,572
7,425
9,314
Basic EPS
0.65
0.62
0.438
0.55
Diluted EPS
0.64
0.61
0.439
0.55
Basic Average Shares
17,040,000
16,948,000
16,943,000
16,941,000
Diluted Average Shares
17,201,000
17,213,000
16,918,000
17,015,000
Page 1
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.
Page 1
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Time Plot
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Income Statement
Loans, including fees
$42,031K
(0.88%↑ Y/Y)
Deposits with banks
$2,130K
(-25.18%↓ Y/Y)
Taxable
$2,097K
(-21.90%↓ Y/Y)
Securities purchased under
agreements to resell
$1,580K
(7081.82%↑ Y/Y)
Tax-exempt
$636K
(-14.29%↓ Y/Y)
Total interest income
$48,474K
(1.07%↑ Y/Y)
Net interest income
$25,521K
(19.15%↑ Y/Y)
Revenue from contract
with customer,...
$1,048K
(30.84%↑ Y/Y)
Revenue from contract
with customer,...
$514K
(7.53%↑ Y/Y)
Revenue from contract
with customer,...
$476K
(-2.06%↓ Y/Y)
Increase in cash value of
bank-owned life insurance
$313K
(6.10%↑ Y/Y)
Other income
$245K
(-30.00%↓ Y/Y)
Total interest
expense
$22,953K
(-13.53%↓ Y/Y)
Net interest income
after credit loss...
$25,521K
(19.15%↑ Y/Y)
Total noninterest
income
$2,596K
(7.72%↑ Y/Y)
Deposits
$19,184K
(-15.40%↓ Y/Y)
Federal home loan bank
advances
$2,274K
(0.66%↑ Y/Y)
Subordinated notes
$1,110K
(0.54%↑ Y/Y)
Long-term debt
$385K
(-23.61%↓ Y/Y)
Income before income
taxes
$14,350K
(38.73%↑ Y/Y)
Total noninterest
expense
$13,767K
(2.09%↑ Y/Y)
Net income
$11,073K
(38.78%↑ Y/Y)
Income taxes
$3,277K
(38.56%↑ Y/Y)
Salaries and employee
benefits
$7,987K
(8.77%↑ Y/Y)
Occupancy and equipment
$2,006K
(-1.38%↓ Y/Y)
Other expenses
$1,665K
(11.07%↑ Y/Y)
Technology And Software
$822K
(3.92%↑ Y/Y)
Information Technology And
Data Processing
$545K
(-15.24%↓ Y/Y)
Fdic insurance
$444K
(-33.73%↓ Y/Y)
Professional fees
$298K
(-1.65%↓ Y/Y)
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WEST BANCORPORATION INC (WTBA)
WEST BANCORPORATION INC (WTBA)