WEST BANCORPORATION INC (WTBA)
2025-06-30 | 2025-03-31 | 2024-09-30 | 2024-06-30 | |
|---|---|---|---|---|
| Revenue from contract with customer, including assessed tax | - | 1,694 | 1,787 | 1,746 |
| Revenue from contract with customer, including assessed tax-Service | 486 | - | - | - |
| Revenue from contract with customer, including assessed tax-Fiduciary And Trust | 801 | - | - | - |
| Revenue from contract with customer, including assessed tax-Debit Card | 478 | - | - | - |
| Other income | 350 | 267 | 285 | 322 |
| Increase in cash value of bank-owned life insurance | 295 | 282 | 287 | 278 |
| Gain from bank-owned life insurance | - | - | - | - |
| Total noninterest income | 2,410 | 2,243 | 2,359 | 2,346 |
| Technology and software | 791 | 786 | 722 | 731 |
| Professional fees | 303 | 308 | 239 | 244 |
| Other expenses | 1,499 | 1,592 | 1,477 | 1,577 |
| Occupancy and equipment | 2,034 | 1,963 | 1,926 | 1,852 |
| Director fees | 202 | 206 | 223 | 236 |
| Salaries and employee benefits | 7,343 | 7,004 | 6,823 | 7,169 |
| Data processing | 643 | 617 | 771 | 754 |
| Fdic insurance | 670 | 587 | 711 | 631 |
| Total noninterest expense | 13,485 | 13,063 | 12,892 | 13,194 |
| Credit loss expense (benefit) | - | - | - | - |
| Credit loss expense (benefit) | - | - | - | - |
| Total interest expense | - | - | - | 30,338 |
| Federal home loan bank advances | 2,259 | 2,235 | 2,748 | 2,718 |
| Subordinated notes | 1,104 | 1,105 | 1,112 | 1,105 |
| Federal funds purchased and other short-term borrowings | - | - | 115 | 1,950 |
| Long-term debt | 504 | 518 | 601 | 622 |
| Deposits | 22,676 | 21,423 | 26,076 | 23,943 |
| Total interest expense | 26,543 | 25,281 | 30,652 | - |
| Tax-exempt | 742 | 743 | 806 | 808 |
| Taxable | 2,685 | 2,788 | 3,261 | 3,394 |
| Securities purchased under agreements to resell | 22 | - | - | - |
| Deposits with banks | 2,847 | 1,617 | 2,041 | 1,666 |
| Loans, including fees | 41,666 | 40,988 | 42,504 | 41,700 |
| Total interest income | 47,962 | 46,136 | 48,612 | 47,568 |
| Net interest income | 21,419 | 20,855 | 17,960 | 17,230 |
| Net interest income after credit loss expense | 21,419 | 20,855 | 17,960 | 17,230 |
| Income before income taxes | 10,344 | 10,035 | 7,427 | 6,382 |
| Income taxes | 2,365 | 2,193 | 1,475 | 1,190 |
| Net income | 7,979 | 7,842 | 5,952 | 5,192 |
| Basic earnings per common share | 0.47 | 0.47 | 0.35 | 0.31 |
| Diluted earnings per common share | 0.47 | 0.46 | 0.35 | 0.31 |
| Diluted weighted average common shares outstanding (shares) | 17,007,000 | 17,068,000 | 16,921,000 | 16,848,000 |
| Weighted average common shares outstanding (shares) | 16,936,000 | 16,840,000 | 16,833,000 | 16,828,000 |