MyFinsight
Home
Blog
About
Ballston Spa Bancorp, Inc. (BSPA)
Ballston Spa Bancorp, Inc. (BSPA)
Income Statement
|
Cash Flow
|
Balance Sheet
|
Ratios
Cash Flow Overview
Free Cash flow
$498K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
Proceeds from sales of securitie...
Cash acquired, net of considerat...
Proceeds from loans held for sal...
Others
Negative Cash Flow Breakdown
Net (decrease) increase in depos...
Purchases of securities availabl...
Loan originations and payments, ...
Others
Subscribe for Financial Insights
Page 1
Quarterly
123
Page 1
Cash Flow
2026-06-30
2026-03-31
Net (loss) income
-711
244
Depreciation
216
188
Amortization of other intangibles
323
-
Provision for credit losses
0
180
Net premium accretion on securities
108
110
Deferred tax expense
8
75
Net gain on sale of loans
111
155
Proceeds from sale of loans held for sale
3,858
11,302
Loans originated for sale
3,747
11,147
Earnings on bank owned life insurance
43
42
Net decrease (increase) in accrued interest receivable
-105
-15
Net decrease in other assets
-1,338
690
Net decrease in other liabilities
20
-448
Net cash provided by operating activities
1,148
-588
Proceeds from maturities, calls and pay downs of securities available for sale
35,039
3,179
Proceeds from sales of securities available for sale
50,221
-
Purchases of securities available for sale
39,368
-
Net redemption of fhlb stock
-599
-2,192
Proceeds from loans held for sale previously classified as portfolio loans
49,536
-
Loan originations and payments, net
17,480
-2,019
Purchase of premises and equipment
650
836
Cash acquired, net of consideration paid
49,579
-
Net cash provided by (used in) investing activities
127,476
6,554
Net (decrease) increase in deposits
-64,687
42,506
Net decrease in short-term fhlb borrowings
0
-54,000
Repayment of long-term fhlb borrowings
15,000
-
Issuance of junior subordinated note, net
-986
25,444
Repurchase of treasury stock
2,255
-
Dividends paid
372
245
Net cashed (used in) provided by financing activities
-83,300
13,705
Net change in cash and cash equivalents
45,324
19,671
Cash and cash equivalents at beginning of year
47,817
28,146
Cash and cash equivalents at end of year
93,141
47,817
Page 1
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.
Page 1
Buy us a coffee
Time Plot
Show the time plot by selecting a row from the table.
Cash Flow
Proceeds from sales of
securities available for...
$50,221K
Cash acquired, net of
consideration paid
$49,579K
Proceeds from loans held
for sale previously...
$49,536K
Proceeds from sale of
loans held for sale
$3,858K
Proceeds from
maturities, calls and pay...
$35,039K
Net redemption of
fhlb stock
-$599K
Net decrease in
other assets
-$1,338K
Amortization of other
intangibles
$323K
Depreciation
$216K
Net decrease
(increase) in accrued...
-$105K
Net decrease in
other liabilities
$20K
Deferred tax expense
$8K
Net cash provided by
(used in) investing...
$127,476K
Net cash provided by
operating activities
$1,148K
Canceled cashflow
$57,498K
Canceled cashflow
$4,720K
Net change in cash
and cash...
$45,324K
Canceled cashflow
$83,300K
Purchases of securities
available for sale
$39,368K
Loan originations
and payments, net
$17,480K
Purchase of premises and
equipment
$650K
Loans originated for
sale
$3,747K
Net (loss) income
-$711K
Net gain on sale of
loans
$111K
Net premium
accretion on securities
$108K
Earnings on bank owned
life insurance
$43K
Net cashed (used in)
provided by financing...
-$83,300K
Net (decrease)
increase in deposits
-$64,687K
Repayment of long-term
fhlb borrowings
$15,000K
Repurchase of treasury
stock
$2,255K
Issuance of junior
subordinated note, net
-$986K
Dividends paid
$372K
Buy us a coffee