For the quarter ending 2026-03-31, BSPA has $941,566K in assets. $870,899K in debts. $47,817K in cash and cash equivalents.
| Balance Sheets | 2026-03-31 | |||
|---|---|---|---|---|
| Cash and due from banks | 7,588 | |||
| Short-term investments | 40,229 | |||
| Cash and cash equivalents | 47,817 | |||
| Securities available for sale, at fair value (amortized cost 63,392 and 66,461) | 62,694 | |||
| Federal home loan bank of new york ('fhlb') and federal reserve bank ('frb') stock, at cost | 5,716 | |||
| Residential Portfolio Segment | 317,729 | |||
| Home Equity Line Of Credit Portfolio Segment | 16,401 | |||
| Commercial Real Estate Portfolio Segment | 368,786 | |||
| Commercial Portfolio Segment | 32,225 | |||
| Consumer Portfolio Segment | 64,500 | |||
| Total gross loans | 799,641 | |||
| Unearned discount and net deferred fees and costs | 1,546 | |||
| Loans | 801,187 | |||
| Allowance for credit losses | 8,916 | |||
| Net loans | 792,271 | |||
| Premises and equipment, net | 12,695 | |||
| Accrued interest receivable | 3,128 | |||
| Goodwill | 1,595 | |||
| Bank-owned life insurance | 5,679 | |||
| Other assets | 9,971 | |||
| Total assets | 941,566 | |||
| Demand deposits | 146,255 | |||
| Savings accounts | 85,415 | |||
| Now and money market | 424,776 | |||
| Time deposits | 151,293 | |||
| Total deposits | 807,739 | |||
| Fhlb borrowings, long-term | 20,000 | |||
| Junior subordinated debentures | 33,194 | |||
| Other liabilities | 9,966 | |||
| Total liabilities | 870,899 | |||
| Common stock, 12.50 par value. authorized 10,000,000 shares issued 768,000 shares | 9,600 | |||
| Additional paid in capital | 42 | |||
| Treasury stock, at cost 25,337 shares | 991 | |||
| Retained earnings | 61,873 | |||
| Accumulated other comprehensive income/(loss) | 143 | |||
| Total shareholders' equity | 70,667 | |||
| Total liabilities and shareholders' equity | 941,566 | |||