Financial insights of BSPA

MyFinsight

For the quarter ending 2026-03-31.

Income Statement	2026-03-31
Non-interest income (in scope of topic 606)-Service Charges On Deposit Accounts	149
Non-interest income (in scope of topic 606)-Administrative Service	383
Non-interest income (in scope of topic 606)-Debit Card	180
Non-interest income (in scope of topic 606)-Financial Service Other	80
Gain on sale/servicing of loans	155
Earnings on bank-owned life insurance	42
Total non-interest income	989
Loans, including fees	9,984
Taxable investment securities	703
Tax exempt investment securities	22
Fhlb and frb stock	189
Short-term investments	44
Total interest and fee income	10,942
Deposits	3,648
Fhlb borrowings, short-term	157
Fhlb borrowings, long-term	201
Junior subordinated debentures	148
Total interest expense	4,154
Net interest income	6,788
Provision for credit losses	180
Net interest income after provision for credit losses	6,608
Compensation and benefits	3,932
Occupancy and equipment	843
Federal deposit insurance corporation ('fdic') and occ assessment	249
Advertising and public relations	150
Legal and professional fees	257
Merger expenses	749
Data processing	229
Debit card processing	137
Other	574
Total non-interest expenses	7,120
Income before income tax expense	477
Income tax expense	233
Net income	244

Basic EPS	0.33
Basic Average Shares	742,663

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.