MyFinsight

HomeBlogAbout

MyFinsight

Making company financials insightful for everyone

  • About
  • Blog
  • Privacy Policy
  • Contact

Follow Us

  • X.com
  • Thread
  • Instagram

© 2026 MyFinsight. All rights reserved.

CoastalSouth Bancshares, Inc. (COSO)

CoastalSouth Bancshares, Inc. (COSO)

|||

Cash Flow Overview

Change in Cash
-$28,336K
Free Cash flow
$9,558K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Proceeds from loans held for sal...
    • Net proceeds (repayment) of fede...
    • Proceeds from paydowns, calls, a...
    • Others
Negative Cash Flow Breakdown
    • Originations of loans held for s...
    • Loan originations and principal ...
    • Purchase of securities available...
    • Others
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Net income available to common shareholders
7,333
6,329
7,136
6,741
Provision for credit losses
658
382
1,162
653
Depreciation expense and software amortization
435
406
390
392
Increase in cash value of bank-owned life insurance
466
456
463
460
Stock-based compensation expense
318
318
238
229
Net loss on sale of available-for-sale securities
-
-
0
-10
Amortization of operating lease right-of-use assets
219
210
203
200
Amortization of debt issuance costs
0
0
0
247
Write-down on other real estate owned
0
0
0
0
Write-down on repossessed assets
0
-
0
15
Net loss on sale of repossessed assets
-
-
0
17
Net gain on sale of other real estate owned
0
-
0
0
Gain on sale of government guaranteed loans, including originations of servicing rights
307
337
682
613
Gain on sale of other loans
230
-
-41
-
Income from mortgage operations
403
394
330
299
Discount accretion and premium amortization on securities available-for-sale
201
73
123
384
Amortization of intangible assets
102
108
129
116
Deferred income tax expense
759
257
-631
267
Originations of loans held for sale
1,697,396
1,629,945
1,997,899
1,651,117
Proceeds from loans held for sale
1,698,372
1,604,299
2,075,700
1,637,263
Increase in other assets
-107
546
-1,585
224
(decrease) increase in other liabilities
494
-1,165
-906
1,453
Net cash used by operating activities
9,794
-20,607
85,468
-5,494
Purchase of securities available-for-sale
18,823
29,669
5,523
23,080
Proceeds from sales of securities available-for-sale
-
-
0
4,956
Proceeds from paydowns, calls, and maturities on securities available-for-sale
19,963
9,438
12,669
18,721
Net sale of non-marketable equity securities
-
636
-
-
Net (purchase) sale of non-marketable equity securities
-2,294
-
-724
-552
Loan originations and principal collections, net
98,772
15,381
81,079
33,737
Net purchase of premises, furniture and equipment
236
1,094
326
412
Proceeds from sales of other real estate owned
0
-
0
0
Net cash used by investing activities
-101,440
-35,428
-74,983
-34,746
Dividends paid on common stock
608
599
-
-
Net increase in deposits
-9,473
69,460
38,012
-18,629
Net proceeds (repayment) of federal home loan bank of atlanta borrowings
45,000
-
5,000
10,000
Net proceeds from issuance of common stock through initial public offering
-
-
0
31,858
Proceeds from issuance of common stock under incentive plan
223
-
60
0
Taxes paid in net settlement of tax obligation upon settlement of restricted stock units-Employee Stock Option
35
-
-
-
Net repayment of federal home loan bank of atlanta borrowings
-
15,000
-
-
Taxes paid in net settlement of tax obligation upon settlement of restricted stock units-Restricted Stock Units RSU
597
-
-
-
Taxes paid in net settlement of tax obligation upon exercise of stock options
-
35
-
-
Repurchase of common stock
1,235
-
69
-
Net repayment of commercial line of credit
0
0
0
0
Repayment of subordinated debt
-
-
0
15,000
Net cash provided by financing activities
63,310
38,826
43,003
23,229
Net decrease in cash and cash equivalents
-28,336
-17,209
53,488
-17,011
Cash and cash equivalents, beginning of year
62,558
79,767
26,279
67,961
Cash and cash equivalents, end of period
34,222
62,558
79,767
26,279
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net proceeds(repayment) of federal home...$45,000K something is missing$30,035K Proceeds from loans heldfor sale$1,698,372K (-43.01%↓ Y/Y)Proceeds from issuance ofcommon stock under...$223K (430.95%↑ Y/Y)Net incomeavailable to common...$7,333K (-33.43%↓ Y/Y)Deferred income taxexpense$759K (396.08%↑ Y/Y)Provision for creditlosses$658K (-52.35%↓ Y/Y)(decrease) increase inother liabilities$494K (-73.63%↓ Y/Y)Depreciation expense andsoftware amortization$435K (-39.75%↓ Y/Y)Stock-based compensationexpense$318K (-33.61%↓ Y/Y)Amortization of operatinglease right-of-use...$219K (-47.36%↓ Y/Y)Increase in other assets-$107K (-107.10%↓ Y/Y)Amortization of intangibleassets$102K (-64.95%↓ Y/Y)Net cash provided byfinancing activities$63,310K (-40.58%↓ Y/Y)Net cash used byoperating activities$9,794K (158.14%↑ Y/Y)Canceled cashflow$11,948K Canceled cashflow$1,699,003K Net decrease in cashand cash...-$28,336K (-14.86%↓ Y/Y)Canceled cashflow$73,104K Proceeds from paydowns,calls, and maturities...$19,963K (-32.38%↓ Y/Y)Net increase indeposits-$9,473K (-107.10%↓ Y/Y)Repurchase of common stock$1,235K Dividends paid on commonstock$608K Taxes paid in netsettlement of tax...$597K Taxes paid in netsettlement of tax...$35K Originations of loans held forsale$1,697,396K (-43.61%↓ Y/Y)Increase in cash value ofbank-owned life insurance$466K (-47.58%↓ Y/Y)Income from mortgageoperations$403K (-26.33%↓ Y/Y)Gain on sale ofgovernment guaranteed...$307K (15.85%↑ Y/Y)Gain on sale of otherloans$230K Discount accretion andpremium amortization on...$201K (-45.53%↓ Y/Y)Net cash used byinvesting activities-$101,440K (11.30%↑ Y/Y)Canceled cashflow$19,963K Loan originationsand principal...$98,772K (-19.92%↓ Y/Y)Purchase of securitiesavailable-for-sale$18,823K (-10.05%↓ Y/Y)Net (purchase) saleof non-marketable...-$2,294K Net purchase ofpremises, furniture and...$236K (-78.39%↓ Y/Y)