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CoastalSouth Bancshares, Inc. (COSO)

For the quarter ending 2025-06-30, COSO made $33,588K in revenue. $5,965K in net income. Net profit margin of 17.76%.

Overview

Revenue
$33,588K
Net Income
$5,965K
Net Profit Margin
17.76%
EPS
$0.57
Unit: Thousand (K) dollars
Revenue Breakdown
    • Loans held for investment
    • Taxable
    • Loans held for sale
    • Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)
2025-06-30
Noninterest income-Interchange Income And Card Fees257
Noninterest income-Service Charges On Deposit Accounts215
Other noninterest income283
Gain on sale of government guaranteed loans265
Bank-owned life insurance449
Income from mortgage originations326
Total noninterest income (loss)1,795
Other professional fees973
Other noninterest expense1,593
Salaries and employee benefits6,997
Software and other technology expense719
Regulatory assessment344
Occupancy and equipment814
Data processing652
Total noninterest expense12,092
Provision for credit losses752
Interest-bearing deposits13,251
Other borrowings464
Total interest expense13,715
Other earning assets from banks111
Non-taxable94
Taxable3,666
Federal funds sold699
Loans held for investment23,813
Loans held for sale3,296
Non-marketable equity securities114
Total interest income31,793
Net interest income18,078
Net interest income after provision for credit losses17,326
Income before taxes7,029
Income tax provision1,064
Net income5,965
Diluted0.57
Earnings per share, basic0.58
Weighted average number of shares outstanding, diluted10,612,255
Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement

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Non-marketable equitysecurities$114K Loans held for sale$3,296K Loans held forinvestment$23,813K Federal funds sold$699K Taxable$3,666K Non-taxable$94K Other earning assetsfrom banks$111K Total interest income$31,793K Net interest income$18,078K Income from mortgageoriginations$326K Bank-owned life insurance$449K Gain on sale ofgovernment guaranteed...$265K Other noninterestincome$283K Noninterest income-ServiceCharges On Deposit...$215K Noninterestincome-Interchange Income And Card...$257K Total interestexpense$13,715K Net interest incomeafter provision for...$17,326K Total noninterestincome (loss)$1,795K Provision for creditlosses$752K Other borrowings$464K Interest-bearing deposits$13,251K Income before taxes$7,029K Total noninterestexpense$12,092K Net income$5,965K Income tax provision$1,064K Data processing$652K Occupancy and equipment$814K Regulatory assessment$344K Software and othertechnology expense$719K Salaries and employeebenefits$6,997K Other noninterestexpense$1,593K Other professionalfees$973K