Financial insights of COSO

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$6,329K
EPS
$0.51
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Noninterest income-Interchange Income And Card Fees	273	277*	238	-
Noninterest income-Service Charges On Deposit Accounts	232	266*	208	-
Bank-owned life insurance	456	447*	461	449
Income from mortgage originations	394	239*	299	326
Gain on sale of government guaranteed loans	337	243*	613	265
Noninterest income-Interchange Income And Card Fees	-	-	-	257
Noninterest income-Service Charges On Deposit Accounts	-	-	-	215
Gaines on sale of available-for-sale securities	-	20*	-10	-
Other noninterest income	275	738*	291	283
Total noninterest income	1,967	2,229*	2,100	1,795
Loans held for investment	25,125	22,871*	24,598	23,813
Loans held for sale	2,915	3,231*	3,422	3,296
Taxable	3,358	3,299*	3,907	3,666
Non-taxable	125	116*	114	94
Non-marketable equity securities	128	121*	104	114
Federal funds sold	792	929*	616	699
Other earning assets from banks	125	124*	129	111
Total interest income	32,568	30,690*	32,890	31,793
Interest-bearing deposits	12,592	12,493*	13,274	13,251
Other borrowings	232	208*	426	464
Total interest expense	12,824	12,701*	13,700	13,715
Net interest income	19,744	17,989*	19,190	18,078
Provision for credit losses	382	1,089*	653	752
Net interest income after provision for credit losses	19,362	16,900*	18,537	17,326
Salaries and employee benefits	8,046	7,347*	6,985	6,997
Occupancy and equipment	886	820*	850	814
Software and other technology expense	826	758*	788	719
Other professional services	595	312*	571	973
Data processing	655	616*	647	652
Regulatory assessment	371	349*	419	344
Other noninterest expense	1,665	1,507*	1,596	1,593
Total noninterest expense	13,044	11,707*	11,856	12,092
Income before taxes	8,285	7,421*	8,781	7,029
Income tax provision	1,956	1,588*	2,040	1,064
Net income	6,329	5,833	6,741	5,965

Basic EPS	0.53	0.56*	0.57	0.58
Diluted EPS	0.51	0.502	0.54	0.57
Diluted Average Shares	12,440,809	11,622,928	12,325,462	10,612,255

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$6,329K
EPS
$0.51
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$6,329K
EPS
$0.51
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$6,329KEPS$0.51Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$6,329KEPS$0.51Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$6,329K
EPS
$0.51
Unit: Thousand (K) dollars

Net Income
$6,329K
EPS
$0.51
Unit: Thousand (K) dollars