For the quarter ending 2026-03-31, COSO has $2,348,547K in assets. $2,085,624K in debts.
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Cash and due from banks | 11,476 | 11,218 | 11,145 | 12,674 |
| Interest-bearing accounts with other banks | 11,071 | 30,320 | 8,943 | 10,571 |
| Federal funds sold | 40,011 | 38,229 | 6,191 | 20,045 |
| Total cash and cash equivalents | 62,558 | 79,767 | 26,279 | 43,290 |
| Securities available-for-sale, at fair value | 347,533 | 330,503 | 334,955 | 331,760 |
| Non-marketable equity securities | 7,481 | 8,759 | 8,035 | 6,841 |
| Total investments | 355,014 | 339,262 | 342,990 | 338,601 |
| Loans held for sale | 202,615 | 170,933 | 231,593 | 209,101 |
| Loans held for investment | 1,627,261 | 1,617,315 | 1,552,976 | 1,527,199 |
| Allowance for credit losses on loans | 18,826 | 18,743 | 18,028 | 17,497 |
| Loans held for investment, net | 1,608,435 | 1,598,572 | 1,534,948 | 1,509,702 |
| Bank-owned life insurance | 48,752 | 48,296 | 47,833 | 47,373 |
| Total | - | 29,016 | - | - |
| Less accumulated depreciation and amortization | - | 10,894 | - | - |
| Premises, furniture and equipment, net | 18,810 | 18,122 | 18,186 | 18,166 |
| Deferred tax asset | 16,910 | 16,370 | 16,262 | 17,211 |
| Goodwill | 4,708 | 4,708 | 4,708 | 4,708 |
| Intangible assets | 1,535 | 1,554 | 1,478 | 1,482 |
| Other assets | 29,210 | 29,002 | 31,112 | 31,611 |
| Total assets | 2,348,547 | 2,306,586 | 2,255,389 | 2,221,245 |
| Non-interest bearing transaction accounts | 311,054 | 312,251 | 313,604 | 313,386 |
| Interest-bearing transaction accounts | 235,422 | 214,620 | 198,753 | 209,816 |
| Savings and money market | 775,962 | 673,609 | 634,826 | 628,729 |
| Time deposits | 734,706 | 787,204 | 802,489 | 816,370 |
| Total deposits | 2,057,144 | 1,987,684 | 1,949,672 | 1,968,301 |
| Other borrowings | 0 | 30,000 | 25,000 | 14,753 |
| Other liabilities | 28,480 | 29,373 | 30,279 | 28,826 |
| Total liabilities | 2,085,624 | 2,047,057 | 2,004,951 | 2,011,880 |
| Preferred stock, 1.00 par value, 10,000,000 shares authorized, no shares issued or outstanding | 0 | 0 | 0 | 0 |
| Common stock-Voting Common Stock | 11,853 | 10,868 | 10,449 | 8,107 |
| Common stock-Nonvoting Common Stock | 132 | 1,112 | 1,530 | 2,172 |
| Capital surplus | 190,160 | 189,882 | 189,654 | 159,267 |
| Retained earnings | 72,602 | 66,886 | 59,750 | 53,009 |
| Accumulated other comprehensive loss | -11,824 | -9,219 | -10,945 | -13,190 |
| Total shareholders' equity | 262,923 | 259,529 | 250,438 | 209,365 |
| Total liabilities and shareholders' equity | 2,348,547 | 2,306,586 | 2,255,389 | 2,221,245 |
CoastalSouth Bancshares, Inc. (COSO)
CoastalSouth Bancshares, Inc. (COSO)