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CoastalSouth Bancshares, Inc. (COSO)

CoastalSouth Bancshares, Inc. (COSO)

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Balance Sheets Overview

Debt to Asset Ratio
88.86%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans held for investment
    • Securities available-for-sale, a...
    • Loans held for sale
    • Others
Liabilities Breakdown
    • Savings and money market
    • Time deposits
    • Non-interest bearing transaction...
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and due from banks
13,609
11,476
11,218
11,145
Interest-bearing accounts with other banks
10,653
11,071
30,320
8,943
Federal funds sold
9,960
40,011
38,229
6,191
Total cash and cash equivalents
34,222
62,558
79,767
26,279
Securities available-for-sale, at fair value
348,582
347,533
330,503
334,955
Non-marketable equity securities
11,053
7,481
8,759
8,035
Total investments
359,635
355,014
339,262
342,990
Loans held for sale
223,112
202,615
170,933
231,593
Loans held for investment
1,705,370
1,627,261
1,617,315
1,552,976
Allowance for credit losses on loans
19,817
18,826
18,743
18,028
Loans held for investment, net
1,685,553
1,608,435
1,598,572
1,534,948
Bank-owned life insurance
49,218
48,752
48,296
47,833
Total
-
-
29,016
-
Less accumulated depreciation and amortization
-
-
10,894
-
Premises, furniture and equipment, net
18,611
18,810
18,122
18,186
Deferred tax asset
15,740
16,910
16,370
16,262
Goodwill
4,708
4,708
4,708
4,708
Intangible assets
1,538
1,535
1,554
1,478
Other assets
28,656
29,210
29,002
31,112
Total assets
2,420,993
2,348,547
2,306,586
2,255,389
Non-interest bearing transaction accounts
355,941
311,054
312,251
313,604
Interest-bearing transaction accounts
194,896
235,422
214,620
198,753
Savings and money market
772,809
775,962
673,609
634,826
Time deposits
724,025
734,706
787,204
802,489
Total deposits
2,047,671
2,057,144
1,987,684
1,949,672
Other borrowings
75,000
0
30,000
25,000
Other liabilities
28,619
28,480
29,373
30,279
Total liabilities
2,151,290
2,085,624
2,047,057
2,004,951
Preferred stock, 1.00 par value, 10,000,000 shares authorized, no shares issued or outstanding
0
0
0
0
Common stock-Voting Common Stock
12,003
11,853
10,868
10,449
Common stock-Nonvoting Common Stock
0
132
1,112
1,530
Capital surplus
188,851
190,160
189,882
189,654
Retained earnings
79,324
72,602
66,886
59,750
Accumulated other comprehensive loss
-10,475
-11,824
-9,219
-10,945
Total shareholders' equity
269,703
262,923
259,529
250,438
Total liabilities and shareholders' equity
2,420,993
2,348,547
2,306,586
2,255,389
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans held forinvestment$1,705,370K (11.67%↑ Y/Y)Securitiesavailable-for-sale, at fair value$348,582K (5.07%↑ Y/Y)Non-marketable equitysecurities$11,053K (61.57%↑ Y/Y)Cash and due frombanks$13,609K (7.38%↑ Y/Y)Interest-bearing accounts withother banks$10,653K (0.78%↑ Y/Y)Federal funds sold$9,960K (-50.31%↓ Y/Y)Loans held forinvestment, net$1,685,553K (11.65%↑ Y/Y)Total investments$359,635K (6.21%↑ Y/Y)Loans held for sale$223,112K (6.70%↑ Y/Y)Bank-owned life insurance$49,218K (3.89%↑ Y/Y)Total cash and cashequivalents$34,222K (-20.95%↓ Y/Y)Other assets$28,656K (-9.35%↓ Y/Y)Premises, furniture andequipment, net$18,611K (2.45%↑ Y/Y)Deferred tax asset$15,740K (-8.55%↓ Y/Y)Goodwill$4,708K (0.00%↑ Y/Y)Intangible assets$1,538K (3.78%↑ Y/Y)Allowance for creditlosses on loans$19,817K (13.26%↑ Y/Y)Total assets$2,420,993K (8.99%↑ Y/Y)Total liabilities andshareholders' equity$2,420,993K (8.99%↑ Y/Y)Total liabilities$2,151,290K (6.93%↑ Y/Y)Total shareholders'equity$269,703K (28.82%↑ Y/Y)Accumulated othercomprehensive loss-$10,475K (20.58%↑ Y/Y)Total deposits$2,047,671K (4.03%↑ Y/Y)Other borrowings$75,000K (408.37%↑ Y/Y)Other liabilities$28,619K (-0.72%↓ Y/Y)Capital surplus$188,851K (18.58%↑ Y/Y)Retained earnings$79,324K (49.64%↑ Y/Y)Common stock-VotingCommon Stock$12,003K (48.06%↑ Y/Y)Savings and money market$772,809K (22.92%↑ Y/Y)Time deposits$724,025K (-11.31%↓ Y/Y)Non-interest bearingtransaction accounts$355,941K (13.58%↑ Y/Y)Interest-bearing transactionaccounts$194,896K (-7.11%↓ Y/Y)