Financial insights of NEWTO

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$12,338K
EPS
$0.43
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31
Debt securities available-for-sale	216	231*
Loans and fees on loans	37,702	36,569*
Other interest earning assets	8,323	2,804*
Total interest income	46,241	39,604*
Deposits	15,270	10,474*
Interest expense-Notes And Securitization Trusts	9,402	10,712*
Interest expense-Bank And Federal Home Loan Bank Borrowings	4,343	3,448*
Total interest expense	29,015	24,633*
Net interest income	17,226	14,971*
Provision for credit losses	9,608	9,682*
Net interest income after provision for credit losses	7,618	5,289*
Dividend income	450	803*
Net loss on loan servicing assets	-6,197	-4,173*
Servicing income	6,385	5,713*
Net gains on sales of loans	26,682	11,889*
Net gain on residuals in securitizations	56,144	7,504*
Net (loss) gain on loans under the fair value option	-49,578	15,289*
Technology and it support income	-	0*
Electronic payment processing income	10,404	10,962*
Other noninterest income	9,441	8,242*
Total noninterest income	53,731	56,228*
Salaries and employee benefits expense	23,096	21,192*
Electronic payment processing expense	4,121	4,452*
Professional services expense	2,603	3,865*
Other loan origination and maintenance expense	6,227	4,641*
Depreciation and amortization	-	167*
Loss on extinguishment of debt	-	-45*
Technology expense	2,953	0*
Other general and administrative costs	5,263	7,160*
Total noninterest expense	44,263	41,523*
Net income before taxes	17,086	19,994*
Income tax expense	3,685	4,866*
Net income	13,401	15,128*
Dividends to preferred shareholders	1,063	584*
Net income available to common shareholders	12,338	14,544

Basic EPS	0.43	0.553
Diluted EPS	0.43	0.544
Basic Average Shares	28,461,000	26,324,000
Diluted Average Shares	28,673,000	26,715,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$12,338K
EPS
$0.43
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$12,338K
EPS
$0.43
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$12,338KEPS$0.43Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$12,338KEPS$0.43Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$12,338K
EPS
$0.43
Unit: Thousand (K) dollars

Net Income
$12,338K
EPS
$0.43
Unit: Thousand (K) dollars