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Narragansett Bancorp, Inc. (NARA)

Narragansett Bancorp, Inc. (NARA)

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Balance Sheets Overview

Debt to Asset Ratio
93.42%
Unit: Thousand (K) dollars
Assets Breakdown
    • Total loans
    • Fair value, after 1 year through...
    • Fair value, after 5 years throug...
    • Others
Liabilities Breakdown
    • Interest bearing deposits
    • Non-interest bearing deposits
    • Retained earnings
    • Others
Balance Sheets
2026-06-30
Cash and cash equivalents
52,748
Fair value, within 1 year
55,313
Fair value, after 1 year through 5 years
207,670
Fair value, after 5 years through 10 years
77,066
Fair value, over 10 years
19,770
Securities available for sale, at fair value (cost of 366,074 and 345,192, respectively)
359,819
Marketable equity securities, at fair value
2,378
Federal home loan bank stock, at cost
5,082
Loans held for sale, at fair value
20,036
Total loans
2,253,927
Allowance for credit losses
30,254
Net deferred loan fees
-3,907
Loans, net of allowance for credit losses of 30,254 at june 30, 2026 and 29,078 at december 31, 2025
2,219,766
Mortgage servicing rights, net
14,644
Bank-owned life insurance
43,346
Premises and equipment, net
40,869
Accrued interest receivable
9,929
Net deferred tax asset
7,460
Goodwill and other intangible assets
27,861
Equity method investments
14,439
Right of use lease asset
9,603
Other assets
46,505
Total assets
2,874,485
Non-interest bearing deposits
435,538
Interest bearing deposits
2,012,922
Short-term borrowings
85,000
Long-term borrowings
490
Subordinated debt
94,737
Lease liability
9,830
Other liabilities
46,772
Total liabilities
2,685,289
Retained earnings
194,113
Accumulated other comprehensive loss
-4,917
Total retained earnings
189,196
Total liabilities and retained earnings
2,874,485
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

NARA Balance Sheet Sankey DiagramSankey diagram visualizing NARA balance sheet for the periodTotal loans$2,253,927K Fair value, after 1year through 5 years$207,670K Fair value, after 5years through 10 years$77,066K Fair value, within 1year$55,313K Fair value, over 10years$19,770K Loans, net of allowancefor credit losses of...$2,219,766K Securities available forsale, at fair value...$359,819K Cash and cashequivalents$52,748K Other assets$46,505K Bank-owned life insurance$43,346K Premises and equipment,net$40,869K Goodwill and otherintangible assets$27,861K Loans held for sale, atfair value$20,036K Mortgage servicingrights, net$14,644K Equity methodinvestments$14,439K Accrued interestreceivable$9,929K Right of use leaseasset$9,603K Net deferred taxasset$7,460K Federal home loan bankstock, at cost$5,082K Marketable equitysecurities, at fair value$2,378K Allowance for creditlosses$30,254K Net deferred loanfees-$3,907K Total assets$2,874,485K Total liabilities andretained earnings$2,874,485K Total liabilities$2,685,289K Total retainedearnings$189,196K Accumulated othercomprehensive loss-$4,917K Interest bearingdeposits$2,012,922K Non-interest bearingdeposits$435,538K Subordinated debt$94,737K Short-term borrowings$85,000K Other liabilities$46,772K Lease liability$9,830K Long-term borrowings$490K Retained earnings$194,113K