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Income Overview
Net Income
$3,470K
Unit: Thousand (K) dollars
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Page 1
Quarterly
123
Page 1
Income Statement
2026-06-30
Interest and fees on loans
31,880
Interest on debt securities
3,005
Dividend income
118
Interest on cash and cash equivalents
141
Total interest and dividend income
35,144
Interest on deposits
11,175
Interest on borrowings
873
Interest on subordinated debt
1,722
Total interest expense
13,770
Net interest income
21,374
Provision for credit losses
800
Net interest income, after provision for credit losses
20,574
Customer service fees
2,781
Net loan servicing (expense) fee income
-148
Trust department fees
1,620
Insurance and brokerage commissions
3,703
Gain (loss) on securities available for sale, net
0
Gain (loss) on marketable equity securities
130
Loss on sales of portfolio loans
-323
Mortgage banking income
4,456
Bank-owned life insurance income
1,440
Miscellaneous
280
Total other income
13,939
Salaries and employee benefits
20,797
Occupancy and equipment
3,562
Professional fees
839
Data processing
1,270
Advertising costs
609
Deposit insurance
703
Amortization of intangible assets
162
Other general and administrative
2,601
Total operating expenses
30,543
Income (loss) from continuing operations before income taxes, noncontrolling interest, total
3,970
Provision for income taxes
500
Net income
3,470
Page 1
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.
Page 1
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Income Statement
Interest and fees on loans
$31,880K
Interest on debt
securities
$3,005K
Interest on cash and cash
equivalents
$141K
Dividend income
$118K
Total interest and
dividend income
$35,144K
Net interest income
$21,374K
Mortgage banking income
$4,456K
Insurance and brokerage
commissions
$3,703K
Customer service fees
$2,781K
Trust department fees
$1,620K
Bank-owned life insurance
income
$1,440K
Total interest
expense
$13,770K
Miscellaneous
$280K
Gain (loss) on
marketable equity...
$130K
Net interest
income, after provision...
$20,574K
Total other income
$13,939K
Provision for credit
losses
$800K
Loss on sales of
portfolio loans
-$323K
Interest on deposits
$11,175K
Interest on subordinated
debt
$1,722K
Interest on borrowings
$873K
Net loan servicing
(expense) fee income
-$148K
Income (loss) from
continuing operations...
$3,970K
Total operating
expenses
$30,543K
Net income
$3,470K
Provision for income taxes
$500K
Salaries and employee
benefits
$20,797K
Occupancy and equipment
$3,562K
Other general and
administrative
$2,601K
Data processing
$1,270K
Professional fees
$839K
Deposit insurance
$703K
Advertising costs
$609K
Amortization of intangible
assets
$162K
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Narragansett Bancorp, Inc. (NARA)
Narragansett Bancorp, Inc. (NARA)