FCBM: the balance sheet

MyFinsight

Balance Sheets	2026-06-30
Non-interest bearing deposits	12,091
Interest bearing deposits	106,730
Total cash and cash equivalents	118,821
Investment securities available-for-sale (afs), at fair value (amortized cost 325,768 and 312,727, net of allowance for credit losses of 0 and 0)	325,341
Federal home loan bank stock, at cost	4,739
Loans receivable	2,742,549
Allowance for credit losses	22,064
Net loans	2,720,485
Premises and equipment, net	42,077
Goodwill	46,266
Other intangible assets, net	22,743
Deferred tax assets, net	24,055
Bank-owned life insurance	68,577
Prepaid expenses and other assets	32,825
Total assets	3,405,929

Non-interest bearing	563,008
Interest bearing	2,267,707
Total deposits	2,830,715
Short term borrowings	50,000
Subordinated debt, net	63,489
Allowance for credit losses on off-balance sheet credit exposures	2,494
Accrued interest payable	2,212
Accrued expenses and other liabilities	27,365
Total liabilities	2,976,275
Preferred stock, 0 par value 10,000,000 shares authorized 0 shares issued or outstanding	0
Common stock, 0.50 par value 100,000,000 shares authorized and 31,068,852shares issued at june 30, 2026 100,000,000 shares authorized and 24,521,194 shares issued at december31, 2025	15,535
Additional paid-in capital	308,195
Retained earnings	106,254
Accumulated other comprehensive loss	-330
Total shareholders equity	429,654
Total liabilities and shareholders equity	3,405,929

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.