Financial insights of PNSB

MyFinsight

Income Statement	2026-06-30
Non-interest income-Service Charges On Deposit Accounts	16,840
Non-interest income-Debit Card	29,687
Increase in cash value of life insurance	22,357
Other noninterest income	16,987
Total noninterest income	85,871
Loans, including fees	1,311,503
Taxable	43,562
Tax-exempt	28,715
Other	107,116
Total interest income	1,490,896
Deposits	472,587
Fhlb advances	86,983
Total interest expense	559,570
Net interest income	931,326
Provision for (recovery of) credit losses on loans	-53,418
Provision for (recovery of) credit losses on unfunded loan commitments	-266
Net interest income after provision for credit losses	985,010
Salaries and employee benefits	439,685
Occupancy	132,976
Data processing	397,261
Advertising	31,879
Professional fees	170,085
Directors fees	28,350
Insurance	8,400
Loan costs	20,070
Atm fee expense	3,832
Donations and contributions	11,000
Other noninterest expense	48,393
Total noninterest expense	1,291,931
Net (loss) income before income taxes	-221,050
Income tax (benefit) expense	-72,637
Net (loss) income	-148,413

Basic EPS	-0.09
Diluted EPS	-0.09
Basic Average Shares	1,582,223
Diluted Average Shares	1,582,223

Unit: Dollar. Numbers labeled with * are estimated quarterly values.