Financial insights of BANFP

MyFinsight

For the quarter ending 2025-09-30.

Income Statement	2025-09-30
Loans, including fees	143,506
Taxable	6,515
Tax-exempt	9
Federal funds sold	0
Interest-bearing deposits with banks	44,363
Total interest income	194,393
Deposits	67,648
Short-term borrowings	100
Subordinated debt	1,030
Total interest expense	68,778
Net interest income	125,615
Provision for credit losses on loans	4,222
Provision for off-balance sheet credit exposures	216
Total provision for credit losses	4,438
Net interest income after provision for credit losses	121,177
Revenue-Fiduciary And Trust	5,850
Revenue-Deposit Account	18,131
Securities transactions	492
Sales of loans	916
Insurance commissions	8,954
Cash management	10,338
Gain/(loss) on sale of other assets	57
Other	5,128
Total noninterest income	49,866
Salaries and employee benefits	57,681
Occupancy, net	6,434
Depreciation	4,725
Amortization of intangible assets	862
Data processing services	2,901
Net expense from other real estate owned	-2,778
Marketing and business promotion	2,126
Deposit insurance	1,736
Other	12,829
Total noninterest expense	92,072
Income before taxes	78,971
Income tax expense	16,317
Net income	62,654
Unrealized income on debt securities, net of tax expense of 1,478, 7,387, 6,227 and 7,922, respectively	4,765
Other comprehensive income, net of tax expense of 1,478, 7,387, 6,227 and 7,922, respectively	4,765
Comprehensive income	67,419

Basic EPS	1.88
Diluted EPS	1.85
Basic Average Shares	33,310,290
Diluted Average Shares	33,864,129

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.