| Income Statement | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-09-30 |
|---|---|---|---|---|
| Loans | 324,390 | 328,090 | 321,384 | 355,220 |
| Total interest expense | - | - | - | 258,228 |
| Investment securities | 120,419 | 117,346 | 113,869 | 127,907 |
| Other | 8,113 | 8,343 | 8,436 | 9,229 |
| Total interest income | 452,922 | 453,779 | 443,689 | 492,356 |
| Deposits | 163,555 | 170,695 | 174,210 | 208,630 |
| Borrowings | 39,255 | 36,965 | 36,340 | 49,598 |
| Total interest expense | 202,810 | 207,660 | 210,550 | - |
| Net interest income before provision for credit losses | 250,112 | 246,119 | 233,139 | 234,128 |
| Provision for credit losses | 11,577 | 15,698 | 15,111 | 9,248 |
| Net interest income after provision for credit losses | 238,535 | 230,421 | 218,028 | 224,880 |
| Deposit service charges and fees | 5,387 | 5,323 | 5,235 | 5,016 |
| Lease financing | 4,152 | 4,612 | 4,313 | 6,368 |
| Gain (loss) on investment securities, net | - | - | - | 127 |
| Other non-interest income | 16,027 | 17,875 | 12,722 | 11,377 |
| Total non-interest income | 25,566 | 27,810 | 22,270 | 22,888 |
| Employee compensation and benefits | 85,196 | 83,153 | 82,746 | 81,781 |
| Professional fees | - | - | - | 4,953 |
| Occupancy and equipment | 10,929 | 10,945 | 11,343 | 12,242 |
| Deposit insurance expense | 6,601 | 6,976 | 7,227 | 7,421 |
| Technology | 21,630 | 23,492 | 22,780 | 21,094 |
| Depreciation of operating lease equipment | 4,423 | 3,869 | 4,009 | 4,666 |
| Other non-interest expense | 37,390 | 35,892 | 32,121 | 32,425 |
| Total non-interest expense | 166,169 | 164,327 | 160,226 | 164,582 |
| Income before income taxes | 97,932 | 93,904 | 80,072 | 83,186 |
| Provision for income taxes | 26,081 | 25,138 | 21,596 | 21,734 |
| Net income | 71,851 | 68,766 | 58,476 | 61,452 |
| Earnings per common share, basic (in dollars per share) | 0.96 | 0.91 | 0.78 | 0.82 |
| Earnings per common share, diluted (in dollars per share) | 0.95 | 0.91 | 0.78 | 0.81 |
| Weighted average shares for basic earnings per common share (in shares) | 74,110,349 | 74,097,884 | 73,817,342 | 73,674,190 |
| Weighted average shares for diluted earnings per common share (in shares) | 74,825,466 | 74,621,696 | 74,379,830 | 74,492,056 |
BankUnited, Inc. (BKU)
BankUnited, Inc. (BKU)