Financial insights of BUSE

MyFinsight

Income Overview

Net Income
$51,967K
EPS
$0.58
Unit: Thousand (K) dollars

Income Statement	2025-09-30	2025-06-30	2024-12-31	2024-09-30
Interest and fees on loans	214,357	214,409	91,765*	111,336
Taxable interest income	22,146	23,393	17,794*	17,789
Non-taxable interest income	1,644	1,640	309*	283
Dividend income on bank stock	871	543	212*	NaN
Other interest income	5,487	7,461	10,263*	5,092
Total interest income	244,505	247,446	120,342*	134,500
Deposits	84,611	88,147	39,127*	46,634
Federal funds purchased and securities sold under agreements to repurchase	976	886	1,277*	981
Short-term borrowings	26	496	35*	26
Long-term borrowings	937	743	288*	NaN
Subordinated notes	1,417	2,599	3,113*	3,181
Junior subordinated debt owed to unconsolidated trusts	1,401	1,392	1,354*	1,137
Total interest expense	89,368	94,263	45,193*	51,959
Net interest income	155,137	153,183	75,149*	82,541
Provision for credit losses	-985	5,700	5,172*	2
Net interest income after provision for credit losses	156,122	147,483	69,977*	82,539
Noninterest income-Card Services And ATMFees	NaN	4,880	NaN	NaN
Noninterest income-Asset Management1	17,184	16,777	NaN	NaN
Noninterest income-Technology Service	5,092	4,956	NaN	NaN
Noninterest income	NaN	NaN	6,902*	28,811
Noninterest income-Treasury Management Services	4,598	4,981	NaN	NaN
Noninterest income-Card Services And ATMFees	4,799	NaN	NaN	NaN
Noninterest income-Other Service Charges On Deposit Accounts	1,617	NaN	NaN	NaN
Mortgage revenue	657	776	826*	355
Income on bank owned life insurance	1,623	1,745	1,184*	1,189
All other noninterest income	NaN	NaN	5,784*	NaN
Realized net gains (losses) on the sale of mortgage servicing rights	0	0	20,310*	-18
Realized net gains (losses) on securities	-13	1	-7,010*	-11
Noninterest income-Other Service Charges On Deposit Accounts	NaN	1,513	NaN	NaN
Unrealized net gains (losses) recognized on equity securities	-275	5,996	205*	833
Other noninterest income	5,916	3,238	3,631*	4,792
Total noninterest income	41,198	44,863	31,829*	35,951
Salaries, wages, and employee benefits	74,145	78,360	40,002*	44,593
Data processing	9,714	14,021	6,394*	6,910
Net occupancy expense of premises	7,982	7,832	4,903*	4,633
Furniture and equipment expenses	2,143	2,409	1,792*	1,647
Professional fees	2,931	2,874	4,385*	3,118
Amortization of intangible assets	4,507	4,592	2,292*	2,548
Interchange expense	1,336	1,297	1,374*	1,352
Fdic insurance	3,151	2,424	1,294*	1,413
Other noninterest expense	14,109	14,024	7,546*	9,712
Total noninterest expense	120,018	127,833	69,979*	75,926
Income before income taxes	77,302	64,513	31,827*	42,564
Income taxes	20,204	17,109	7,177*	10,560
Net income	57,098	47,404	24,650	32,004
Dividends on preferred stock	5,131	155	NaN	NaN
Net income available to common stockholders	51,967	47,249	NaN	NaN

Basic EPS	0.58	0.53	0.441	0.56
Diluted EPS	0.58	0.52	0.434	0.55
Basic Average Shares	89,136,898	89,645,040	55,877,712	57,033,359
Diluted Average Shares	90,218,382	90,883,711	56,807,924	57,967,848

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$51,967K
EPS
$0.58
Unit: Thousand (K) dollars

Time Plot

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Income Statement

Income Overview

Net Income
$51,967K
EPS
$0.58
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$51,967KEPS$0.58Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$51,967KEPS$0.58Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$51,967K
EPS
$0.58
Unit: Thousand (K) dollars

Net Income
$51,967K
EPS
$0.58
Unit: Thousand (K) dollars