Financial insights of BUSE

MyFinsight

For the quarter ending 2025-09-30.

Income Overview

Net Income
$51,967K
EPS
$0.58
Unit: Thousand (K) dollars

Income Statement	2025-09-30	2025-06-30	2024-12-31	2024-09-30
Interest and fees on loans	214,357	214,409	91,765*	111,336
Taxable interest income	22,146	23,393	17,794*	17,789
Non-taxable interest income	1,644	1,640	309*	283
Dividend income on bank stock	871	543	212*	-
Other interest income	5,487	7,461	10,263*	5,092
Total interest income	244,505	247,446	120,342*	134,500
Deposits	84,611	88,147	39,127*	46,634
Federal funds purchased and securities sold under agreements to repurchase	976	886	1,277*	981
Short-term borrowings	26	496	35*	26
Long-term borrowings	937	743	288*	-
Subordinated notes	1,417	2,599	3,113*	3,181
Junior subordinated debt owed to unconsolidated trusts	1,401	1,392	1,354*	1,137
Total interest expense	89,368	94,263	45,193*	51,959
Net interest income	155,137	153,183	75,149*	82,541
Provision for credit losses	-985	5,700	5,172*	2
Net interest income after provision for credit losses	156,122	147,483	69,977*	82,539
Noninterest income-Card Services And ATMFees	-	4,880	-	-
Noninterest income-Asset Management1	17,184	16,777	-	-
Noninterest income-Technology Service	5,092	4,956	-	-
Noninterest income	-	-	6,902*	28,811
Noninterest income-Treasury Management Services	4,598	4,981	-	-
Noninterest income-Card Services And ATMFees	4,799	-	-	-
Noninterest income-Other Service Charges On Deposit Accounts	1,617	-	-	-
Mortgage revenue	657	776	826*	355
Income on bank owned life insurance	1,623	1,745	1,184*	1,189
All other noninterest income	-	-	5,784*	-
Realized net gains (losses) on the sale of mortgage servicing rights	0	0	20,310*	-18
Realized net gains (losses) on securities	-13	1	-7,010*	-11
Noninterest income-Other Service Charges On Deposit Accounts	-	1,513	-	-
Unrealized net gains (losses) recognized on equity securities	-275	5,996	205*	833
Other noninterest income	5,916	3,238	3,631*	4,792
Total noninterest income	41,198	44,863	31,829*	35,951
Salaries, wages, and employee benefits	74,145	78,360	40,002*	44,593
Data processing	9,714	14,021	6,394*	6,910
Net occupancy expense of premises	7,982	7,832	4,903*	4,633
Furniture and equipment expenses	2,143	2,409	1,792*	1,647
Professional fees	2,931	2,874	4,385*	3,118
Amortization of intangible assets	4,507	4,592	2,292*	2,548
Interchange expense	1,336	1,297	1,374*	1,352
Fdic insurance	3,151	2,424	1,294*	1,413
Other noninterest expense	14,109	14,024	7,546*	9,712
Total noninterest expense	120,018	127,833	69,979*	75,926
Income before income taxes	77,302	64,513	31,827*	42,564
Income taxes	20,204	17,109	7,177*	10,560
Net income	57,098	47,404	24,650	32,004
Dividends on preferred stock	5,131	155	-	-
Net income available to common stockholders	51,967	47,249	-	-

Basic EPS	0.58	0.53	0.441	0.56
Diluted EPS	0.58	0.52	0.434	0.55
Basic Average Shares	89,136,898	89,645,040	55,877,712	57,033,359
Diluted Average Shares	90,218,382	90,883,711	56,807,924	57,967,848

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$51,967K
EPS
$0.58
Unit: Thousand (K) dollars

Time Plot

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Income Statement

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Income Overview

Net Income
$51,967K
EPS
$0.58
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$51,967KEPS$0.58Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$51,967KEPS$0.58Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$51,967K
EPS
$0.58
Unit: Thousand (K) dollars

Net Income
$51,967K
EPS
$0.58
Unit: Thousand (K) dollars