| Income Statement | 2025-09-30 | 2025-06-30 | 2024-09-30 | 2024-06-30 |
|---|---|---|---|---|
| Interest and fees on loans | 214,357 | 214,409 | 111,336 | 109,641 |
| Taxable interest income | 22,146 | 23,393 | 17,789 | 18,878 |
| Non-taxable interest income | 1,644 | 1,640 | 283 | 295 |
| Total interest expense | - | - | - | 49,407 |
| Dividend income on bank stock | 871 | 543 | - | - |
| Other interest income | 5,487 | 7,461 | 5,092 | 3,027 |
| Total interest income | 244,505 | 247,446 | 134,500 | 131,841 |
| Deposits | 84,611 | 88,147 | 46,634 | 43,709 |
| Federal funds purchased and securities sold under agreements to repurchase | 976 | 886 | 981 | 1,040 |
| Short-term borrowings | 26 | 496 | 26 | 418 |
| Long-term borrowings | 937 | 743 | - | 4 |
| Total noninterest income | - | - | - | 33,801 |
| Subordinated notes | 1,417 | 2,599 | 3,181 | 3,177 |
| Junior subordinated debt owed to unconsolidated trusts | 1,401 | 1,392 | 1,137 | 1,059 |
| Total interest expense | 89,368 | 94,263 | 51,959 | - |
| Net interest income | 155,137 | 153,183 | 82,541 | 82,434 |
| Provision for credit losses | -985 | 5,700 | 2 | 2,277 |
| Net interest income after provision for credit losses | 156,122 | 147,483 | 82,539 | 80,157 |
| Noninterest income-Card Services And ATMFees | - | 4,880 | - | - |
| Noninterest income-Asset Management1 | 17,184 | 16,777 | - | - |
| Noninterest income-Technology Service | 5,092 | 4,956 | - | - |
| Noninterest income-Treasury Management Services | 4,598 | 4,981 | - | - |
| Noninterest income-Card Services And ATMFees | 4,799 | - | - | - |
| Noninterest income-Other Service Charges On Deposit Accounts | 1,617 | - | - | - |
| Mortgage revenue | 657 | 776 | 355 | 478 |
| Noninterest income | - | - | 28,811 | 29,630 |
| Income on bank owned life insurance | 1,623 | 1,745 | 1,189 | 1,442 |
| Realized net gains (losses) on the sale of mortgage servicing rights | 0 | 0 | -18 | 277 |
| Realized net gains (losses) on securities | -13 | 1 | -11 | -4 |
| Noninterest income-Other Service Charges On Deposit Accounts | - | 1,513 | - | - |
| Unrealized net gains (losses) recognized on equity securities | -275 | 5,996 | 833 | -349 |
| Other noninterest income | 5,916 | 3,238 | 4,792 | 2,327 |
| Total noninterest income | 41,198 | 44,863 | 35,951 | - |
| Salaries, wages, and employee benefits | 74,145 | 78,360 | 44,593 | 43,478 |
| Data processing | 9,714 | 14,021 | 6,910 | 7,100 |
| Net occupancy expense of premises | 7,982 | 7,832 | 4,633 | 4,590 |
| Furniture and equipment expenses | 2,143 | 2,409 | 1,647 | 1,695 |
| Professional fees | 2,931 | 2,874 | 3,118 | 2,495 |
| Amortization of intangible assets | 4,507 | 4,592 | 2,548 | 2,629 |
| Interchange expense | 1,336 | 1,297 | 1,352 | 1,733 |
| Fdic insurance | 3,151 | 2,424 | 1,413 | 1,460 |
| Other noninterest expense | 14,109 | 14,024 | 9,712 | 10,357 |
| Total noninterest expense | 120,018 | 127,833 | 75,926 | 75,537 |
| Income before income taxes | 77,302 | 64,513 | 42,564 | 38,421 |
| Income taxes | 20,204 | 17,109 | 10,560 | 11,064 |
| Net income | 57,098 | 47,404 | 32,004 | 27,357 |
| Dividends on preferred stock | 5,131 | 155 | - | - |
| Net income available to common stockholders | 51,967 | 47,249 | - | - |
| Basic earnings per common share (in dollars per share) | 0.58 | 0.53 | 0.56 | 0.48 |
| Diluted earnings per common share (in dollars per share) | 0.58 | 0.52 | 0.55 | 0.47 |
| Weighted average number of common shares outstanding, basic (in shares) | 89,136,898 | 89,645,040 | 57,033,359 | 56,919,025 |
| Weighted average number of common shares outstanding, diluted (in shares) | 90,218,382 | 90,883,711 | 57,967,848 | 57,853,231 |
FIRST BUSEY CORP NV (BUSE)
FIRST BUSEY CORP NV (BUSE)