Financial insights of BYFC

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
-$661K
EPS
$0.05
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2024-12-31
Service charges	44	46*	39*
Grants	107	69*	70*
Earnings on bank owned life insurance	255	-	-
Other	183	323*	280*
Total non-interest income	589	438*	389*
Interest and fees on loans receivable	13,287	13,263*	12,203*
Interest on available-for-sale securities	2,613	1,603*	1,759*
Other interest income	309	455*	1,592*
Total interest income	16,209	15,321*	15,553*
Interest on deposits	5,990	4,983*	3,296*
Interest on borrowings	1,166	2,051*	4,314*
Total interest expense	7,156	7,034*	7,610*
Net interest income	9,053	8,287*	7,943*
Provision for credit losses	200	547*	166*
Net interest income after provision for credit losses	8,853	7,740*	7,777*
Compensation and benefits	4,886	4,710*	4,391*
Occupancy expense	508	509*	465*
Information services	940	753*	691*
Professional services	586	752*	862*
Advertising and promotional expense	124	-	-
Supervisory costs	185	172*	196*
Corporate insurance	55	68*	59*
Amortization of core deposit intangible	76	79*	84*
Operational loss	0	25*	-
Goodwill impairment	-	6,463*	-
Other	655	765*	727*
Total non-interest expense	8,015	14,294*	7,474*
Income (loss) before income taxes	1,427	-6,116*	692*
Income tax expense (benefit)	282	85*	204*
Net income (loss)	1,145	-6,201*	488*
Less net loss attributable to non-controlling interest	-14	-3*	6*
Net income (loss) attributable to broadway financial corporation	1,159	-6,198*	482*
Less preferred stock dividends	750	750*	392*
Net income (loss) attributable to common stockholders	409	-6,948*	90*
Unrealized (losses) gains on securities available-for-sale arising during the period	-1,506	1,816*	808*
Income tax effect	-436	536*	233*
Other comprehensive (loss) income, net of tax	-1,070	1,280*	575*
Comprehensive loss	-661	-5,669	665

Basic EPS	0.05	-0.66	0.079
Diluted EPS	0.05	-0.66	0.077
Basic Average Shares	8,597,291	8,595,254	8,459,460
Diluted Average Shares	8,816,188	8,595,254	8,638,660

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
-$661K
EPS
$0.05
Unit: Thousand (K) dollars

Time Plot

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Income Statement

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Income Overview

Net Income
-$661K
EPS
$0.05
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income-$661KEPS$0.05Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income-$661KEPS$0.05Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
-$661K
EPS
$0.05
Unit: Thousand (K) dollars

Net Income
-$661K
EPS
$0.05
Unit: Thousand (K) dollars