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Income Statement
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Cash Flow
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Balance Sheet
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Income Overview
Net Income
-$265K
EPS
-$0.04
Unit: Thousand (K) dollars
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Page 1
Annual
123
Page 1
Income Statement
2025-06-30
Interest and fees on loans
7,307
Taxable
4,322
Tax exempt
288
Interest on short-term investments
1,176
Total interest and dividend income
13,093
Deposits
5,641
Borrowings
473
Total interest expense
6,114
Net interest income
6,979
Securities held to maturity
55
Off-balance sheet credit exposures-loans
-3
Loans
-6
Total provision for (reversal of) credit losses
46
Net interest income after provision for (reversal of) credit losses
6,933
Customer service fees
149
Income on bank-owned life insurance
286
Other income
244
Total non-interest income
679
Salaries and employee benefits
4,361
Occupancy and equipment
974
Advertising
141
Data processing
402
Deposit insurance
138
Other general and administrative
1,889
Total non-interest expense
7,905
Loss before income taxes
-293
Benefit for income taxes
-28
Net (loss) income
-265
Basic EPS
-0.04
Diluted EPS
-0.04
Basic Average Shares
6,267,146
Diluted Average Shares
6,267,146
Page 1
Unit: Thousand (K) dollars (except for numbers of shares and EPS).
Page 1
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Time Plot
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Income Statement
Interest and fees on loans
$7,307K
Taxable
$4,322K
Interest on short-term
investments
$1,176K
Tax exempt
$288K
Total interest and
dividend income
$13,093K
Net (loss) income
-$265K
Benefit for income taxes
-$28K
Net interest income
$6,979K
Income on bank-owned
life insurance
$286K
Other income
$244K
Customer service fees
$149K
Total interest
expense
$6,114K
Loss before income
taxes
-$293K
Net interest income
after provision for...
$6,933K
Total non-interest
income
$679K
Total provision for
(reversal of) credit...
$46K
Loans
-$6K
Off-balance sheet credit
exposures-loans
-$3K
Deposits
$5,641K
Borrowings
$473K
Total non-interest
expense
$7,905K
Securities held to maturity
$55K
Salaries and employee
benefits
$4,361K
Other general and
administrative
$1,889K
Occupancy and equipment
$974K
Data processing
$402K
Advertising
$141K
Deposit insurance
$138K
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CFSB Bancorp, Inc. MA (CFSB)
CFSB Bancorp, Inc. MA (CFSB)