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CFSB Bancorp, Inc. MA (CFSB)

For the year ending 2025-06-30, CFSB made $13,735K in revenue. -$265K in net income. Net profit margin of -1.93%.

Overview

Revenue
$13,735K
Net Income
-$265K
Net Profit Margin
-1.93%
EPS
-$0.04
Unit: Thousand (K) dollars
Revenue Breakdown
    • Interest and fees on loans
    • Taxable
    • Interest on short-term investmen...
    • Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)
2025-06-30
Benefit for income taxes-28
Other income244
Customer service fees149
Income on bank-owned life insurance286
Total non-interest income679
Other general and administrative1,889
Occupancy and equipment974
Salaries and employee benefits4,361
Data processing402
Deposit insurance138
Advertising141
Total non-interest expense7,905
Off-balance sheet credit exposures-loans-3
Securities held to maturity55
Loans-6
Total provision for (reversal of) credit losses46
Borrowings473
Deposits5,641
Total interest expense6,114
Interest on short-term investments1,176
Interest and fees on loans7,307
Tax exempt288
Taxable4,322
Total interest and dividend income13,093
Net interest income6,979
Net interest income after provision for (reversal of) credit losses6,933
Loss before income taxes-293
Net (loss) income-265
Earnings per share, basic-0.04
Earnings per share, diluted-0.04
Weighted average number of common shares outstanding used to calculate diluted earnings per common share6,267,146
Weighted average number of shares outstanding, basic, total6,267,146
Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement

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Taxable$4,322K Tax exempt$288K Interest and fees on loans$7,307K Interest on short-terminvestments$1,176K Total interest anddividend income$13,093K Net (loss) income-$265K Benefit for income taxes-$28K Net interest income$6,979K Income on bank-ownedlife insurance$286K Customer service fees$149K Other income$244K Total interestexpense$6,114K Loss before incometaxes-$293K Net interest incomeafter provision for...$6,933K Total non-interestincome$679K Total provision for(reversal of) credit...$46K Loans-$6K Off-balance sheet creditexposures-loans-$3K Deposits$5,641K Borrowings$473K Total non-interestexpense$7,905K Securities held to maturity$55K Advertising$141K Deposit insurance$138K Data processing$402K Salaries and employeebenefits$4,361K Occupancy and equipment$974K Other general andadministrative$1,889K