Financial insights of CFSB

MyFinsight

For the year ending 2025-06-30.

Income Statement	2025-06-30
Interest and fees on loans	7,307
Taxable	4,322
Tax exempt	288
Interest on short-term investments	1,176
Total interest and dividend income	13,093
Deposits	5,641
Borrowings	473
Total interest expense	6,114
Net interest income	6,979
Securities held to maturity	55
Off-balance sheet credit exposures-loans	-3
Loans	-6
Total provision for (reversal of) credit losses	46
Net interest income after provision for (reversal of) credit losses	6,933
Customer service fees	149
Income on bank-owned life insurance	286
Other income	244
Total non-interest income	679
Salaries and employee benefits	4,361
Occupancy and equipment	974
Advertising	141
Data processing	402
Deposit insurance	138
Other general and administrative	1,889
Total non-interest expense	7,905
Loss before income taxes	-293
Benefit for income taxes	-28
Net (loss) income	-265

Basic EPS	-0.04
Diluted EPS	-0.04
Basic Average Shares	6,267,146
Diluted Average Shares	6,267,146