| Cash Flow | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-09-30 |
|---|---|---|---|---|
| Net income | 319 | -2,873 | 1,404 | 3,654 |
| Provision for credit losses | 16,513 | 13,799 | 2,369 | 9,074 |
| Depreciation and amortization, net | 3,655 | 1,823 | 812 | 2,423 |
| Deferred tax benefit | -1,404 | -2,262 | 262 | -501 |
| Net securities losses | 0 | - | - | -35 |
| Loss (gain) on sales of loans | -2 | 2 | 3 | -27 |
| Stock-based compensation expense | 576 | 402 | 177 | 425 |
| Other fair value adjustments | -101 | -70 | -48 | -37 |
| Originations and purchases | 3,687 | 2,297 | 1,208 | 2,603 |
| Proceeds from sales and paydowns | 3,264 | 2,394 | 724 | 2,887 |
| Changes in interest receivable | -2 | -85 | 67 | 99 |
| Changes in other assets | 640 | 717 | 9 | -913 |
| Changes in interest payable | -187 | -125 | -20 | 56 |
| Changes in other liabilities | 1,359 | 538 | 178 | -617 |
| Net change from discontinued operations | 14 | -102 | - | - |
| Net cash from (used in) operating activities | 19,887 | 10,733 | 4,667 | 15,711 |
| Purchases | 12,585 | 6,627 | 2,839 | 11,677 |
| Proceeds from paydowns and maturities | 13,287 | 8,910 | 3,073 | 8,732 |
| Proceeds from sales | 1 | 1 | - | 175 |
| Proceeds from sales of securities related to the transaction | 9,696 | 9,696 | - | - |
| Net changes in loans originated as held for investment | 20,849 | 11,798 | -321 | 9,984 |
| Principal recoveries of loans previously charged off | 3,647 | 2,179 | 956 | 2,197 |
| Changes in premises and equipment | 1,134 | 747 | 348 | 848 |
| Net cash received in the transaction | -16,465 | -16,464 | - | 0 |
| Net cash used in other investing activities | 1,163 | 762 | 318 | 756 |
| Net cash from (used in) investing activities | 7,365 | 17,316 | 845 | -12,161 |
| Changes in deposits | -1,046 | -1,468 | 4,678 | 4,987 |
| Issuance of securitized debt obligations | 1,495 | - | - | 997 |
| Maturities and paydowns of securitized debt obligations | 8,097 | 5,561 | 2,626 | 3,434 |
| Issuance of senior and subordinated notes | 4,481 | 1,742 | 1,742 | 3,985 |
| Maturities and paydowns of senior and subordinated notes | 6,307 | 3,447 | 3,447 | 2,911 |
| Changes in other borrowings | 48 | 173 | 7 | -21 |
| Net proceeds from issuances | 295 | 204 | 93 | 251 |
| Dividends paid | 1,008 | 622 | 234 | 700 |
| Net proceeds from issuances | 0 | - | - | - |
| Dividends paid | 179 | 122 | 57 | 171 |
| Redemptions | 500 | 500 | - | - |
| Purchases of treasury stock | 1,579 | 542 | 375 | 573 |
| Proceeds from share-based payment activities | 1 | 1 | 1 | 4 |
| Net cash from (used in) financing activities | -12,396 | -10,142 | -218 | 2,414 |
| Changes in cash, cash equivalents and restricted cash for securitization investors | 14,856 | 17,907 | 5,294 | 5,964 |
| Cash and cash equivalents at beginning of period | 43,671 | 43,671 | 43,671 | 43,755 |
| Cash and cash equivalents at end of period | 58,527 | 61,578 | 48,965 | 49,719 |
CAPITAL ONE FINANCIAL CORP (COF-PI)
CAPITAL ONE FINANCIAL CORP (COF-PI)