dcomg: the income statement

MyFinsight

For the quarter ending 2025-09-30, DCOMG made $323,239K in revenue. $25,849K in net income. Net profit margin of 8.00%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30
Loans	147,756
Securities	11,338
Other short-term investments	16,449
Total interest income	175,543
Deposits and escrow	62,950
Borrowed funds	8,406
Derivative cash collateral	788
Total interest expense	72,144
Net interest income	103,399
Provision for credit losses	13,294
Net interest income after provision for credit losses	90,105
Service charges and other fees	5,209
Title fees	126
Loan level derivative income	650
Boli income	4,956
Gain on sale of sba loans	38
Gain on sale of residential loans	37
Fair value change in equity securities and loans held for sale	51
Net gain on securities	14
(loss) gain on sale of other assets	-1,117
Other	2,247
Total non-interest income	12,211
Salaries and employee benefits	38,344
Severance	6
Occupancy and equipment	8,107
Data processing costs	4,798
Marketing	1,961
Professional services	2,228
Federal deposit insurance premiums	1,799
Amortization of other intangible assets	236
Other	4,745
Total non-interest expense	62,224
Income before income taxes	40,092
Income tax expense	12,421
Net income	27,671
Preferred stock dividends	1,822
Net income available to common stockholders	25,849

Earnings per share, basic	0.59
Earnings per share, diluted	0.59
Weighted average number of shares outstanding, basic	43,052,898
Weighted average number of shares outstanding, diluted	43,052,898