Financial insights of EFC-PC

MyFinsight

Income Overview

Net Income
$54,403K
EPS
$0.43
Unit: Thousand (K) dollars

Income Statement	2026-06-30	2026-03-31	2025-12-31	2025-09-30
Interest income	170,837	149,503	135,518*	122,846
Interest expense	98,551	88,249	85,155*	73,126
Total net interest income	72,286	61,254	50,363*	49,720
Realized losss (gaines) on securities and loans, net	-13,104	14,715	-12,663*	9,335
Realized losss (gaines) on financial derivatives, net	4,987	19,172	7,601*	-8,335
Realized gains (losses) on real estate owned, net	-7,083	-3,145	-524*	-3,402
Realized gains (losses) on unsecured borrowings, at fair value, net	0	0	-	-
Unrealized gains (losses) on securities and loans, net	15,948	-19,612	7,666*	24,416
Unrealized gains (losses) on financial derivatives, net	4,471	7,042	-7,327*	-3,197
Unrealized gains (losses) on real estate owned, net	1,565	1,255	-4,196*	736
Unrealized gains (losses) on other secured borrowings, at fair value, net	10,216	6,993	-22,241*	-21,144
Unrealized gains (losses) on unsecured borrowings, at fair value, net	-16,318	21,188	-4,584*	-2,890
Net change from hecm reverse mortgage loans, at fair value	152,018	235,035	144,745*	205,973
Net change related to hmbs obligations, at fair value	-121,141	-194,107	-115,486*	-171,019
Litigation settlement, amount awarded from other party	0	17,000	-	-
Other, net	19,289	4,478	30,146*	2,563
Total other income (loss)	50,848	110,014	23,135*	33,036
Base management fee to affiliate (net of fee rebates of 132, 57, 414, and 117, respectively)	7,356	7,101	6,740*	6,173
Incentive fee expense	919	19,222	4,533*	0
Servicing expense	7,933	7,800	6,933*	7,198
Debt issuance costs related to other secured borrowings, at fair value	4,158	2,324	4,624*	1,397
Other	14,510	9,703	8,561*	9,218
Professional fees	2,917	3,634	4,048*	2,862
Compensation and benefits	28,398	21,806	25,023*	21,716
Other expenses	9,831	8,783	6,959*	8,448
Total expenses	76,022	80,373	67,419*	57,012
Net income (loss) before income tax expense (benefit) and earnings (losses) from investments in unconsolidated entities	47,112	90,895	6,078*	25,744
Income tax expense (benefit)	52	966	-10*	1,060
Earnings (losses) from investments in unconsolidated entities	10,975	17,564	11,435*	13,074
Net income (loss)	58,035	107,493	17,523*	37,758
Net income (loss) attributable to non-controlling interests	-573	2,177	459*	1,180
Dividends on preferred stock	4,205	5,883	6,961*	7,074
Preferred stock redemption discount	0	3,966	0*	-
Net income (loss) attributable to common stockholders	54,403	95,467	10,103	29,504

Basic EPS	0.43	0.78	0.101	0.29
Diluted EPS	0.43	0.78	0.298*	0.29
Basic Average Shares	125,637,213	121,711,441	99,729,979	101,588,583

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$54,403K
EPS
$0.43
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income
$54,403K
EPS
$0.43
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$54,403KEPS$0.43Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$54,403KEPS$0.43Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$54,403K
EPS
$0.43
Unit: Thousand (K) dollars

Net Income
$54,403K
EPS
$0.43
Unit: Thousand (K) dollars