Financial insights of EFC

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$95,467K
EPS
$0.78
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Interest income	149,503	137,015*	122,846	115,471
Interest expense	88,249	86,652*	73,126	72,128
Total net interest income	61,254	50,363*	49,720	43,343
Realized losss (gaines) on securities and loans, net	14,715	-12,663*	9,335	6,911
Realized losss (gaines) on financial derivatives, net	19,172	7,601*	-8,335	-519
Realized gains (losses) on real estate owned, net	-3,145	-524*	-3,402	-1,356
Realized gains (losses) on unsecured borrowings, at fair value, net	0	-	-	-
Unrealized gains (losses) on securities and loans, net	-19,612	7,666*	24,416	59,810
Unrealized gains (losses) on financial derivatives, net	7,042	-7,327*	-3,197	-25,608
Unrealized gains (losses) on real estate owned, net	1,255	-4,196*	736	-1,396
Unrealized gains (losses) on other secured borrowings, at fair value, net	6,993	-22,241*	-21,144	-25,844
Unrealized gains (losses) on unsecured borrowings, at fair value, net	21,188	-4,584*	-2,890	-1,699
Net change from hecm reverse mortgage loans, at fair value	235,035	144,745*	205,973	168,817
Net change related to hmbs obligations, at fair value	-194,107	-115,486*	-171,019	-142,212
Litigation settlement, amount awarded from other party	17,000	-	-	-
Other, net	4,478	30,146*	2,563	12,295
Total other income (loss)	110,014	23,135*	33,036	49,199
Base management fee to affiliate (net of fee rebates of 282 and 59, respectively)	7,101	6,740*	6,173	6,270
Incentive fee expense	19,222	4,533*	0	0
Servicing expense	7,800	6,933*	7,198	7,220
Debt issuance costs related to other secured borrowings, at fair value	2,324	4,624*	1,397	2,280
Other	9,703	8,561*	9,218	9,147
Professional fees	3,634	4,048*	2,862	3,143
Compensation and benefits	21,806	25,023*	21,716	21,332
Other expenses	8,783	6,959*	8,448	7,674
Total expenses	80,373	67,419*	57,012	57,066
Net income (loss) before income tax expense (benefit) and earnings (losses) from investments in unconsolidated entities	90,895	6,078*	25,744	35,476
Income tax expense (benefit)	966	-10*	1,060	1,475
Earnings (losses) from investments in unconsolidated entities	17,564	11,435*	13,074	17,072
Net income (loss)	107,493	17,523*	37,758	51,073
Net income (loss) attributable to non-controlling interests	2,177	459*	1,180	1,114
Dividends on preferred stock	5,883	6,961*	7,074	7,036
Preferred stock redemption discount	3,966	0*	-	-
Net income (loss) attributable to common stockholders	95,467	10,103	29,504	42,923

Basic EPS	0.78	0.101	0.29	0.45
Diluted EPS	0.78	0.298*	0.29	0.45
Basic Average Shares	121,711,441	99,729,979	101,588,583	96,995,375

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$95,467K
EPS
$0.78
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$95,467K
EPS
$0.78
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$95,467KEPS$0.78Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$95,467KEPS$0.78Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$95,467K
EPS
$0.78
Unit: Thousand (K) dollars

Net Income
$95,467K
EPS
$0.78
Unit: Thousand (K) dollars