FBNC: the balance sheet

MyFinsight

For the quarter ending 2025-09-30, FBNC has $12,750,263K in assets. $11,146,940K in debts.

Balance Sheets	2025-09-30	2025-06-30
Cash and due from banks, noninterest-bearing	138,369	139,486
Due from banks, interest-bearing	459,606	571,800
Total cash and cash equivalents	597,975	711,286
Securities available for sale (amortized cost of 2,417,434 and 2,411,117, respectively)	2,165,668	2,144,831
Securities held to maturity (fair values of 443,055 and 428,571, respectively)	514,733	516,405
Presold mortgages in process of settlement	4,032	8,928
Allowance for credit loss, fee, and loan in process	8,418,306	-
Unamortized net deferred loan costs/(fees)	918	-
Loans	8,419,224	8,225,650
Allowance for credit losses on loans	120,948	120,545
Net loans	8,298,276	8,105,105
Premises and equipment, net	141,441	141,661
Accrued interest receivable	35,986	36,681
Goodwill	478,750	478,750
Other intangible assets, net	18,526	19,920
Bank-owned life insurance	191,911	190,817
Other assets	302,965	253,881
Total assets	12,750,263	12,608,265

Noninterest-bearing deposits	3,580,560	3,542,626
Interest-bearing deposits	7,300,610	7,287,754
Total deposits	10,881,170	10,830,380
Borrowings	92,421	92,237
Accrued interest payable	4,436	4,340
Other liabilities	168,913	125,128
Total liabilities	11,146,940	11,052,085
Preferred stock	0	0
Common stock	973,235	973,041
Retained earnings	823,483	812,657
Stock in rabbi trust assumed in acquisition	877	869
Rabbi trust obligation	877	869
Accumulated other comprehensive income (loss)	-193,395	-229,518
Total shareholders equity	1,603,323	1,556,180
Total liabilities and shareholders equity	12,750,263	12,608,265

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.