| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks, noninterest-bearing | 138,369 | 139,486 | ||
| Due from banks, interest-bearing | 459,606 | 571,800 | ||
| Total cash and cash equivalents | 597,975 | 711,286 | ||
| Securities available for sale (amortized cost of 2,417,434 and 2,411,117, respectively) | 2,165,668 | 2,144,831 | ||
| Securities held to maturity (fair values of 443,055 and 428,571, respectively) | 514,733 | 516,405 | ||
| Presold mortgages in process of settlement | 4,032 | 8,928 | ||
| Allowance for credit loss, fee, and loan in process | 8,418,306 | - | ||
| Unamortized net deferred loan costs/(fees) | 918 | - | ||
| Loans | 8,419,224 | 8,225,650 | ||
| Allowance for credit losses on loans | 120,948 | 120,545 | ||
| Net loans | 8,298,276 | 8,105,105 | ||
| Premises and equipment, net | 141,441 | 141,661 | ||
| Accrued interest receivable | 35,986 | 36,681 | ||
| Goodwill | 478,750 | 478,750 | ||
| Other intangible assets, net | 18,526 | 19,920 | ||
| Bank-owned life insurance | 191,911 | 190,817 | ||
| Other assets | 302,965 | 253,881 | ||
| Total assets | 12,750,263 | 12,608,265 | ||
| Noninterest-bearing deposits | 3,580,560 | 3,542,626 | ||
| Interest-bearing deposits | 7,300,610 | 7,287,754 | ||
| Total deposits | 10,881,170 | 10,830,380 | ||
| Borrowings | 92,421 | 92,237 | ||
| Accrued interest payable | 4,436 | 4,340 | ||
| Other liabilities | 168,913 | 125,128 | ||
| Total liabilities | 11,146,940 | 11,052,085 | ||
| Preferred stock | 0 | 0 | ||
| Common stock | 973,235 | 973,041 | ||
| Retained earnings | 823,483 | 812,657 | ||
| Stock in rabbi trust assumed in acquisition | 877 | 869 | ||
| Rabbi trust obligation | 877 | 869 | ||
| Accumulated other comprehensive income (loss) | -193,395 | -229,518 | ||
| Total shareholders equity | 1,603,323 | 1,556,180 | ||
| Total liabilities and shareholders equity | 12,750,263 | 12,608,265 | ||
FIRST BANCORP NC (FBNC)
FIRST BANCORP NC (FBNC)